kaya
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Post by kaya on May 28, 2019 15:16:57 GMT
I noticed this unusual item in the Orca t & c's for referrals:
Orca reserves the right to substitute the Reward with an alternative item of an equivalent value at our sole discretion.''
So a £50 quid worth box of Mars bars then, perhaps?
Re the exit fees query, jordan said: You are correct that the 0.25% Orca fee is in addition to the sellout fees offered by the underlying platforms (for exiting loans early). E.g, we'd charge 0.25% on the total value you withdraw; the fee the underlying platform charges will apply to the amount being withdrawn from them, specifically.
...but the web page says...''Withdrawal fee:0.2-0.4%. This fee is charged by the P2P platforms. Orca do not charge additional fees for withdrawal.
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benaj
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Post by benaj on Jul 16, 2019 11:54:07 GMT
I've been with Orca Money for more than a year. So far no default yet. Diversification is good, less than 0.2% loan part.
There are Late loans from AC, it's just under 2% of the total portfolio.
They also have refer a friend program for £50 for new customer, so please feel free to ask.
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benaj
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Post by benaj on Jul 30, 2019 14:46:37 GMT
Just logged in to check my Orca Money Account. I like the recent update of the UI. The Portfolio Performance page now shows Gross returns, Capital deployment and Daily update of XIRR. Great stuffs. My current XIRR is 14.82% (including bonus) / 5.37% (without bonus) I suppose ORCAMoney would be even better if they could improve the return of Orca Pure and Orca Plus.
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