aju
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Post by aju on Dec 6, 2018 11:09:45 GMT
Surely the app is for borrowers and not for investors? That's good enough for me as I hate apps due to not really understanding the toys they seem to reside on.(I still use these as Mrs Aju has one and I have a phone but not for anything as grownup as this stuff though) However, if there is a desktop extension for my chrome browser I'm happy to give that a go. Only if its for lenders though I've not borrowed anything I couldn't pay back next day (Credit cards) since I retired.( I know how to control extensions and websites so I'm not sure I'd ever use the toys in anger.) Of course that's me, Mrs Aju seems to get on with them a bit better but then her fingers are way more delicate than mine - and shake a lot less. 
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69m
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Post by 69m on Jun 4, 2019 14:38:37 GMT
Exactly six months on from the banking licence announcement, a news article has been published that states: "Later this year, Zopa will launch its own savings and credit card products, plus a money management app harnessing the opportunity of Open Banking." It's still all a bit vague, in other words.
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aju
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Post by aju on Jun 4, 2019 17:32:37 GMT
Exactly six months on from the banking licence announcement, a news article has been published that states: "Later this year, Zopa will launch its own savings and credit card products, plus a money management app harnessing the opportunity of Open Banking." It's still all a bit vague, in other words. I like the way the average user is associated with 7 different financial providers, I must be superhuman then as I and Mrs Aju have way more than that many. Also I wish they would stop just pandering to the toy market (tablets and Phones)
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Greenwood2
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Post by Greenwood2 on Jun 5, 2019 6:45:11 GMT
Exactly six months on from the banking licence announcement, a news article has been published that states: "Later this year, Zopa will launch its own savings and credit card products, plus a money management app harnessing the opportunity of Open Banking." It's still all a bit vague, in other words. I like the way the average user is associated with 7 different financial providers, I must be superhuman then as I and Mrs Aju have way more than that many. Also I wish they would stop just pandering to the toy market (tablets and Phones) 'Conscious Unbundling', I assume that is preferable to Unconscious Unbundling or Conscious Bundling in some way?
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zlb
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Post by zlb on Aug 27, 2019 20:08:13 GMT
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susan
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Post by susan on Sept 9, 2019 10:14:23 GMT
Report says “.......expects regulators to lift the licence restrictions later this year, so it can go to market.”
Hopefully soon then, I would be interested in a good savings rate.
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ashtondav
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Post by ashtondav on Sept 9, 2019 11:51:08 GMT
Instant access 2% on investments up to £20k would have me reaching for my cheque book. Not interested below Marcus 1.5%.
The only differentiator for a new entrant now is interest rate!
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susan
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Post by susan on Sept 9, 2019 14:18:48 GMT
Yes agreed, I do not want to tie my money up at the moment either.
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aju
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Post by aju on Sept 9, 2019 23:33:56 GMT
Instant access 2% on investments up to £20k would have me reaching for my cheque book. Not interested below Marcus 1.5%. The only differentiator for a new entrant now is interest rate! Let's hope they are not investing on the Zopa then although to be fair our loans are not that low as yet!. Mrs Aju got another 12 months @ 1.5% with marcus but I think they moved the goalposts on the 1st September for anyone not checking and new investors. I'd be happy to move her money to a better rate and protected still. We have enough risked money as it is on RS and Zopa. I've got our collective fingers crossed that Boris ends up in his ditch!.
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Post by Deleted on Sept 10, 2019 8:15:07 GMT
I'd be happy to move her money to a better rate and protected still. We have enough risked money as it is on RS and Zopa. I've got our collective fingers crossed that Boris ends up in his ditch!. But if we don't leave, that will extend the uncertainty for years which is bad for the financial markets. I think we're in a lose-lose situation.
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susan
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Post by susan on Sept 10, 2019 9:50:23 GMT
I'd be happy to move her money to a better rate and protected still. We have enough risked money as it is on RS and Zopa. I've got our collective fingers crossed that Boris ends up in his ditch!. But if we don't leave, that will extend the uncertainty for years which is bad for the financial markets. I think we're in a lose-lose situation.
Yes I agree that certainty is more on the leave side. Someone said to me are you ‘hard’ remain ( full integration and the creation of a United States of Europe) or ‘soft’ remain ( no more powers passing to the EU without another referendum) which gave me food for thought.
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