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Post by GSV3MIaC on Aug 18, 2019 10:45:28 GMT
If experian are going to use the bank a/c details to verify that you are you, then they'll want X years of continuous history, so adding a new a/c will not avoid the need to produce passports, driving licence, and blood sample (just kidding) when the automated checks fail. Probably better not messing with it, assuming it was ever right in the past.
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TenKay
Member of DD Central
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Post by TenKay on Aug 18, 2019 15:49:17 GMT
TitoPuente is absolutely right. It's also worth considering a domain name - they're cheap, easy to manage, and you can swap the "real" email behind it very easily. (I can never understand where small businesses have public-facing "generic" emails, especially when they have a domain for their website. It's just shoddiness, and shows they cba to do the basics) lol, yes it is either they cba or they dont understand they can
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Post by red_panda on Aug 19, 2019 8:47:03 GMT
Non UK EU investors. How do you add your bank account? While Lendy was functioning, I made my withdrawals through Transferwise, now that the Administrator is asking to update personal details including the bank account, how do I add a SEPA account? The current options seem to work only for UK accounts. Should I just ignore adding an account for now? As you already use Transferwise you could open a Borderless account with them. This will give you a UK Bank account with sort code then you can easily transfer funds from GBP to the EUR account. Of course at this stage I do not know if they would accept a new bank account, though the bank account page still offers this possibility. Alistair thanks, this worked!
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Post by brightspark on Aug 19, 2019 12:36:55 GMT
All you need now is some repaid money to put into the account!
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69m
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Post by 69m on Sept 8, 2019 13:17:16 GMT
I see that Carmen Security Trustee Ltd (formerly Lendy Capital Management Ltd) has been issued with a notice for compulsory strike-off, which is dated 10 September 2019.
This company isn't in administration, but Liam Brooke is the company secretary and sole director.
The first set of accounts (due to be filed by 9 July 2019) is overdue. Therefore it's difficult to establish any financial details or relationships with the other Lendy companies. While I suspect that CST is effectively dormant, knowing for sure would satisfy my curiosity.
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Post by da2279 on Sept 8, 2019 13:28:31 GMT
I see that Carmen Security Trustee Ltd (formerly Lendy Capital Management Ltd) has been issued with a notice for compulsory strike-off, which is dated 10 September 2019.
This company isn't in administration, but Liam Brooke is the company secretary and sole director.
The first set of accounts (due to be filed by 9 July 2019) is overdue. Therefore it's difficult to establish any financial details or relationships with the other Lendy companies. While I suspect that CST is effectively dormant, knowing for sure would satisfy my curiosity.
Similarly so has LENDY ORIGINATION SERVICES LTD
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Post by dan1 on Oct 1, 2019 16:40:40 GMT
/Mod Hat On
Several posts have been removed from view and this thread has been locked for 24 hours. Whilst emotions are obviously running high, this does not excuse breaches of privacy, defamatory, potentially libelous or incendiary invective directed at anybody.
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sydb
Member of DD Central
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Post by sydb on Oct 3, 2019 10:10:15 GMT
Sorry, I have forgotten how RSM will be paid. Has this been agreed? Is it to be on a delay-related scheme i.e. hourly rate? Does anyone ever get to check the hours to see if they are reasonable?
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 3, 2019 10:48:43 GMT
Sorry, I have forgotten how RSM will be paid. Has this been agreed? Is it to be on a delay-related scheme i.e. hourly rate? Does anyone ever get to check the hours to see if they are reasonable? Yes, hourly rate, with a capped sum for first year. It will all be detailed in their reports and has to be signed of by the CC, who will see numbers more frequently. Indications are that they are paying a close eye.
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
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Post by Godanubis on Oct 3, 2019 20:00:49 GMT
Another fall in the stock market. We may actually get a better return in the end from Lendy than if we had invested in Stock market over the same period. (Wishful thinking head on  )
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Post by martin44 on Oct 3, 2019 23:02:56 GMT
Another fall in the stock market. We may actually get a better return in the end from Lendy than if we had invested in Stock market over the same period. (Wishful thinking head on ) I hate to admit it, but you may be right  the footsy was 6900 (ish) in 1999..... if my memory serves me right? (i shouldn't have said that ) editted my bold.
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SteveT
Member of DD Central
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Post by SteveT on Oct 4, 2019 11:37:11 GMT
Another fall in the stock market. We may actually get a better return in the end from Lendy than if we had invested in Stock market over the same period. (Wishful thinking head on ) I hate to admit it, but you may be right the footsy was 6900 (ish) in 1999..... if my memory serves me right? (i shouldn't have said that ) editted my bold. As so many people do, your mistake is to ignore dividends. On a total return basis (including dividends) the FTSE100 is up something like 90% over the last 20 years, IIRC, and the wider FTSE350 rather more than that.
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Post by martin44 on Oct 7, 2019 18:50:31 GMT
I hate to admit it, but you may be right the footsy was 6900 (ish) in 1999..... if my memory serves me right? (i shouldn't have said that ) editted my bold. As so many people do, your mistake is to ignore dividends. On a total return basis (including dividends) the FTSE100 is up something like 90% over the last 20 years, IIRC, and the wider FTSE350 rather more than that. Well... i did ask for it.
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brianlom1
Member of DD Central
He's not the Messiah, he's a very naughty boy!
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Post by brianlom1 on Oct 7, 2019 20:00:57 GMT
As so many people do, your mistake is to ignore dividends. On a total return basis (including dividends) the FTSE100 is up something like 90% over the last 20 years, IIRC, and the wider FTSE350 rather more than that. OK but inflation is up 50% over the same period and then there's the small matter of trading costs and taxation to consider ...
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Post by dan1 on Oct 8, 2019 10:15:12 GMT
As so many people do, your mistake is to ignore dividends. On a total return basis (including dividends) the FTSE100 is up something like 90% over the last 20 years, IIRC, and the wider FTSE350 rather more than that. OK but inflation is up 50% over the same period and then there's the small matter of trading costs and taxation to consider ... I understand the reasoning behind linking stock market returns to inflation but I'm (we should be?) interested in the return compared to the risk-free rate. i.e. what's the reward for taking the increased risk over those 20 years? Btw, I don't know the answer
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)
the footsy was 6900 (ish) in 1999..... if my memory serves me right? (i shouldn't have said that 
