Post by benaj on Oct 13, 2019 11:20:56 GMT
Just wanted to get some feedback on how many of you use the expected repayments page (the one showing expected repayments over your remaining loan terms).
There are a number of issues with this page as it currently stands:
1. It only displays repayments due on existing loans, so doesn't reflect the actual payments you're likely to receive if you're reinvesting (which most people are)
2. It doesn't make any assumptions around prepayment rates, so you may receive money sooner than forecast
3. It is extremely heavy on the system as it needs to loop through all loans related to your chunks and check your share of all future payments, so it can be very slow to load
4. I'm not sure it's serving the actual needs of our investors i.e. indicating how much you're likely to earn going forward
It would be great if you could let us know what you'd like to see instead e.g. 30-day payment forecast, dynamic calculator with configurable assumptions (lump sum, regular payment, investment term etc), or something else completely.
Any feedback welcome!
Matt
1. The current my-loans.csv displays next repayment date for each loan, but it doesn't show the actual last repayment date. Repayments do not happen during weekend but the .csv file shows some repayment dates happened on weekends.
2. I personally would like to see the actual repayment schedule of each loan, showing the dates of each repayment made.
3. The current On_loan page doesn't show Accrued Interest. I see this as vital information for investors to reflect the status of borrowers making repayment on time.
4. The only way to track last repayment is digging transactions.csv & my-loans.csv, quite time consuming.
Thanks.