sd2
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Nov 14, 2020 8:49:39 GMT
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Post by sd2 on Nov 14, 2020 8:49:39 GMT
Everything I have is going in the right direction, some at a sprint. Namely the excessive amount I have in legal and General. 14% up on the announcement of the vaccine. Far to much tied up in legal and General....I am glad to say!
A smaller investment in Smithson investment trust up 76%
It can't last, Monday it will all come crashing down. Or maybe not.
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hazellend
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Nov 14, 2020 10:31:43 GMT
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Post by hazellend on Nov 14, 2020 10:31:43 GMT
Covid stock market crash was like stealing sweets from a baby for level headed investors. All crashes are the same. One day, maybe the big one will come along and the capitalist machine will fail, and bitcoin holders will rejoice, but crashes usually mean one thing to those in a position to take advantage, opportunity. I stayed boring and stuck with vanguard all world but managed to buy a lot more units at or near the bottom. I never sell. If it weren’t for the crapness caused by coronavirus it’d be happy days, in fact, I’m pretty close to my medium level FIRE target now. Wishing you all health, wealth and prosperity! youtu.be/3r5byXcQMGg
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Stocks
Nov 25, 2020 4:39:33 GMT
Post by camraid on Nov 25, 2020 4:39:33 GMT
I am loving Saga at the moment.
There are talks of it hitting 1200 in 2022. That is based on EPS of 100 and a PER of 12x
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Nov 25, 2020 17:43:35 GMT
Post by Deleted on Nov 25, 2020 17:43:35 GMT
I would think that the medium term SP will be about 200p.
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Nov 25, 2020 18:47:34 GMT
Post by camraid on Nov 25, 2020 18:47:34 GMT
I would think that the medium term SP will be about 200p. For Saga?
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Stocks
Nov 25, 2020 18:54:02 GMT
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Post by Deleted on Nov 25, 2020 18:54:02 GMT
Well it is 285 now and looks over valued
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Nov 25, 2020 19:01:49 GMT
Post by camraid on Nov 25, 2020 19:01:49 GMT
There are a few shares I hold at present that I really like:
Saga Naked Wine Motorpoint Chemours Co (US) Ally Financial (US) Belvoir Lettings Legal & General
I am not trying to convert anyone. Just sharing some ideas. If anyone would like to know more please shout.
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Stocks
Nov 25, 2020 19:13:20 GMT
Post by camraid on Nov 25, 2020 19:13:20 GMT
Well it is 285 now and looks over valued It's funny how people see things differently. I guess that is what makes a market. In my opinion it is a great opportunity. It has a profitable and cash generative insurance division. The underlying profit for the whole business was £15m if you take out the £60m non cash write down of goodwill on the travel side. There is a Covid play but also a turnaround plan as they refocus the brand to more positive activities. No more stair lifts, lots more fun activities, etc.. There is pent up demand to travel and cruise. The demographic they target is wealthy and growing. The founders son has just bought back in for £100m. That is quite some statement. He paid 405p a share for most of it. (27p a share prior to a 15 to 1 consolidation) I think by 2022 with the return of travel after the vaccine is rolled out, EPS could be 100p. PER of 12 X = 1200p. A valuation of 200p would suggest EPS of 16p.
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Stocks
Nov 26, 2020 10:50:21 GMT
Post by Deleted on Nov 26, 2020 10:50:21 GMT
My medium term point of view (note medium is at least a year) would be
Naked Wine; significant opportunty here due to a significant change (the US mail business). Naked are growing very fast in the US and have a really exciting future
Motorpoint; nah Belvoir Lettings; nah Legal & General; nah
Don't know the US two but I ran my thumb over them just quickly
CC (Chemours); nah ALLY; could make $35 but not that excited
Thanks for the ideas it always pays to have a look.
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sd2
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Dec 8, 2020 19:10:16 GMT
Post by sd2 on Dec 8, 2020 19:10:16 GMT
Did I mention Smithson? I am up 80% today! Also down 4% on Legal and general in my Sipp and up 54% in my fund and share account. Thats a 6.6% and 10.5% dividend. Artemis alpha up 30% Murray International up 30% etc I am in the process of getting an equity release for £30,000 at 2.36%
My plan! Investment Trusts only 4% dividend or greater 1 year dividend reserve or greater. 25% plus 5 year share price growth.
Pay interest every year. Maximum allowed is10% (including interest) or you pay fees. Fees are: pay back in first year 10% second year 9% etc. Not sure if i will clear it all in 11th year. 10 years is along time. 100% share price increase would be easy. Dividends doubling would not be outrageous.
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hazellend
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Post by hazellend on Dec 8, 2020 19:36:01 GMT
Did I mention Smithson? I am up 80% today! Also down 4% on Legal and general in my Sipp and up 54% in my fund and share account. Thats a 6.6% and 10.5% dividend. Artemis alpha up 30% Murray International up 30% etc I am in the process of getting an equity release for £30,000 at 2.36% My plan! Investment Trusts only 4% dividend or greater 1 year dividend reserve or greater. 25% plus 5 year share price growth. Pay interest every year. Maximum allowed is10% (including interest) or you pay fees. Fees are: pay back in first year 10% second year 9% etc. Not sure if i will clear it all in 11th year. 10 years is along time. 100% share price increase would be easy. Dividends doubling would not be outrageous. Not sure what Smithson is. Don’t understand why you own L and G if you want ITs only Dividends are irrelevant, unless you are only thinking of them as part of total return. There seems to be a fair amount of overlap. Everything is probably doing very well at the moment. Don’t pick investments based on past performance, top performers often go on to underperform The most important thing is to have a reasonably good plan that you will stick to. Keep it as simple as possible. Don’t sell during crashes. Make sure you don’t take on too much “risk” during good times.
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sd2
Member of DD Central
Posts: 621
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Dec 8, 2020 20:22:02 GMT
Post by sd2 on Dec 8, 2020 20:22:02 GMT
Did I mention Smithson? I am up 80% today! Also down 4% on Legal and general in my Sipp and up 54% in my fund and share account. Thats a 6.6% and 10.5% dividend. Artemis alpha up 30% Murray International up 30% etc I am in the process of getting an equity release for £30,000 at 2.36% My plan! Investment Trusts only 4% dividend or greater 1 year dividend reserve or greater. 25% plus 5 year share price growth. Pay interest every year. Maximum allowed is10% (including interest) or you pay fees. Fees are: pay back in first year 10% second year 9% etc. Not sure if i will clear it all in 11th year. 10 years is along time. 100% share price increase would be easy. Dividends doubling would not be outrageous. Not sure what Smithson is. Don’t understand why you own L and G if you want ITs only Dividends are irrelevant, unless you are only thinking of them as part of total return. There seems to be a fair amount of overlap. Everything is probably doing very well at the moment. Don’t pick investments based on past performance, top performers often go on to underperform The most important thing is to have a reasonably good plan that you will stick to. Keep it as simple as possible. Don’t sell during crashes. Make sure you don’t take on too much “risk” during good times. Smithson is an investment trust. I own legal and general because they are a good company which due to being underrated provide a good dividend, covered 1.7 times. Thats why they didn't need to stop or lower there dividend during the crisis. The plan is for the £30,000 equity release. That will only be invested in investment trusts. Dividends are never irrelevant if your total income is £120 a week.
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hazellend
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Dec 8, 2020 20:48:19 GMT
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Post by hazellend on Dec 8, 2020 20:48:19 GMT
Not sure what Smithson is. Don’t understand why you own L and G if you want ITs only Dividends are irrelevant, unless you are only thinking of them as part of total return. There seems to be a fair amount of overlap. Everything is probably doing very well at the moment. Don’t pick investments based on past performance, top performers often go on to underperform The most important thing is to have a reasonably good plan that you will stick to. Keep it as simple as possible. Don’t sell during crashes. Make sure you don’t take on too much “risk” during good times. Smithson is an investment trust. I own legal and general because they are a good company which due to being underrated provide a good dividend, covered 1.7 times. Thats why they didn't need to stop or lower there dividend during the crisis. The plan is for the £30,000 equity release. That will only be invested in investment trusts. Dividends are never irrelevant if your total income is £120 a week. Just seems like a very messy portfolio without a coherent strategy. Using equity release when your total income is £120 a week sounds like madness, I’m not sure anybody would encourage this. Finally, “income” from equities can be obtained either through not reinvesting dividends or selling capital (I.e it is the total return that matters). I won’t comment any further but to say please take a step back and reflect on what you are doing. It is clear that you are dangerously inexperienced and that is compounded by your equity release idea and low income.
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Godanubis
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Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
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Dec 8, 2020 21:56:31 GMT
Post by Godanubis on Dec 8, 2020 21:56:31 GMT
Shorters trying to bring down another company today Penumbra (PEN) as they did with Buford Capital earlier in the year.
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sd2
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Dec 9, 2020 9:35:58 GMT
Post by sd2 on Dec 9, 2020 9:35:58 GMT
Smithson is an investment trust. I own legal and general because they are a good company which due to being underrated provide a good dividend, covered 1.7 times. Thats why they didn't need to stop or lower there dividend during the crisis. The plan is for the £30,000 equity release. That will only be invested in investment trusts. Dividends are never irrelevant if your total income is £120 a week. Just seems like a very messy portfolio without a coherent strategy. Using equity release when your total income is £120 a week sounds like madness, I’m not sure anybody would encourage this. Finally, “income” from equities can be obtained either through not reinvesting dividends or selling capital (I.e it is the total return that matters). I won’t comment any further but to say please take a step back and reflect on what you are doing. It is clear that you are dangerously inexperienced and that is compounded by your equity release idea and low income. There is nothing I hate more than a jumped up nobody talking down to me. You have no idea what my investments are or my overall strategy is.
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