Royal c*ollege str**t

I had about 150-190 loans with Lendinvest, about 40 had some sort of late payment, and 18 were significant many of which led to some sort of enforcement action. I received 100% capital and 100% of my interest. Lend Invest seem to be the most competent of any P2P-type outfit I have been involved with.

I exited because they withdrew from FCA authorisation about the same time Lendy and FS received authorisation and I decided that I needed to put much more effort into understanding what I was investing in. Of all the sites I have left, this is one of the few that I might consider again. 

Thanks for the advice. I have yet to see any b rated loans which is awkward. Been monitoring lendinvest since the start of the year.

I would echo the majority on here. Have had approx 115 completed loans across two accounts with all capital and interest paid (albeit some with final capital payment several months beyond the date). I view that very favourably to other platform in the space and worth the lower rates then available elsewhere.

One negative has been that my first loan has gone into arrears. I have been relaxed in the past with Lendinvest's approach to extensions when interest is being serviced. However, here they have been too slow in my view to enforce given the LTV protection. If a borrower is not meeting the interest payments then I see no reason not to enforce the security after a reasonable grace period.