sl75
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Post by sl75 on Nov 4, 2014 13:50:21 GMT
I'd like to suggest a new filter on the loan book which allows us to find newly available loans (the equivalent of the old primary market) The equivalent of the old primary market is the already-existing "loans coming soon" option isn't it? As long as all loans are visible in this section for an equivalent amount of time to the period for which auctions would run on the old site, you can treat it as directly equivalent to the old primary market with shadow bidding enabled ... with the difference that you are no longer required to settle the shadow bids on draw-down (the investment target will just take the funds as and when they're available).
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Post by Colin on Nov 4, 2014 14:13:52 GMT
chris: Bug Report
Do**** (#120) has just drawn down and has appeared on the list of loans. It is showing its Term Remaining to be "13 of 12 Months". Obviously a very minor problem, but it ought to be fixed. This is now fixed. Thanks for the report.
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Post by Colin on Nov 4, 2014 14:25:58 GMT
Is this still the case or has it worked itself out since your post? All seems to be well today with Worc 114... Thanks for your input. With regard to the pop-over I'm thinking of the one that comes up whenever you look at a any screen full of loans it shows the popover shows the column titles. For the regular user most of the columns are quite clear without titles such as, "the name of the loan" & "ann. rate" etc and are therefore redundant. The only titles that are useful are "holding" and "target" to my mind. I understand that newbies need this or maybe iPad users, but it's often covering up the loan I'm looking at as only four loans are visible at a time. I think I have 70 odd loans and this is expected to grow. If we could sort by the column titles that would be useful, by this I mean, that we can choose to list the loans by ann. rate OR list them by accrued interest etc etc. Besides that I'd like to have a columns that showed the Outstanding Capital and one that showed if there was any 'recent activity'. Lastly A**** loan No.38 is displayed as if it were a reverse auction with a spread of interest rates when in fact it isn't AFAIK. The rates shown are 11.2%-11.25% I think it should be just 11.25% P.S. I can never remember what these symbols each stand for, they're on loan pages too. Glad #114 is ok. I'm still not clear on what you are describing with regards to popovers and loans being covered up. Can you send me a screenshot of the issue occurring? Sorting by column titles on the loan lists is in the works and will be available soon. I'll note your suggestions for new columns of Outstanding Capital and Recent Activity. We'll take a look at #38, thanks for letting us know.
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Post by Colin on Nov 4, 2014 15:23:19 GMT
All seems to be well today with Worc 114... Thanks for your input. With regard to the pop-over I'm thinking of the one that comes up whenever you look at a any screen full of loans it shows the popover shows the column titles. For the regular user most of the columns are quite clear without titles such as, "the name of the loan" & "ann. rate" etc and are therefore redundant. The only titles that are useful are "holding" and "target" to my mind. I understand that newbies need this or maybe iPad users, but it's often covering up the loan I'm looking at as only four loans are visible at a time. I think I have 70 odd loans and this is expected to grow. If we could sort by the column titles that would be useful, by this I mean, that we can choose to list the loans by ann. rate OR list them by accrued interest etc etc. Besides that I'd like to have a columns that showed the Outstanding Capital and one that showed if there was any 'recent activity'. Lastly A**** loan No.38 is displayed as if it were a reverse auction with a spread of interest rates when in fact it isn't AFAIK. The rates shown are 11.2%-11.25% I think it should be just 11.25% P.S. I can never remember what these symbols each stand for, they're on loan pages too. Glad #114 is ok. I'm still not clear on what you are describing with regards to popovers and loans being covered up. Can you send me a screenshot of the issue occurring? Sorting by column titles on the loan lists is in the works and will be available soon. I'll note your suggestions for new columns of Outstanding Capital and Recent Activity. We'll take a look at #38, thanks for letting us know. Regarding the "popovers" I think I know what you are referring to now. It's something we call a fixed table heading, where as a popover is the speech bubble type element you see when hovering over or clicking on the security icons (among other things). We'll review the table headings as it could have a better layout, however we do have to cater for all users, not just those familiar with the system so I think it unlikely that headings will be remove. I'll suggest it to our user experience chap though.
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Post by Ton ⓉⓞⓃ on Nov 4, 2014 15:53:08 GMT
Colin, I know it's late on Friday so please put this in the book for next week. .. The Popover fixed table heading, can we have some functionality over it (I mean control it) as it seems too big (especially as there's also the Nav-bar there too!) and once you know what the columns are you don't need it all the time. I appreciate others working on iPads etc might need to see it, but not everyone all the time... Thanks! Hi Ton, There are various popovers used throughout the site. Could you be more specific on which you are referring to or perhaps provide a screenshot? Many thanks. I appreciate everyone has to be catered for, but I was originally asking just to have more control over the thing  see above^
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oldgrumpy
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Post by oldgrumpy on Nov 4, 2014 15:59:39 GMT
Deleted!  Aaaarrrghhh! Not even wrong thread....wrong website!!  |
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Neil
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Post by Neil on Nov 4, 2014 16:24:36 GMT
I'm kicking myself here (repeatedly). I made a faux pas earlier that was my own fault but am wondering if AC could insert a warning dialog box for this situation. I went to transfer £100 from my "Cash Account" into my "Manual Loan Investments Account". For some idiotic reason, I clicked "reduce my investment by" rather than the "increase my investment by" option. Unfortunately I only had £92.81 "Awaiting Investment" which wasn't enough to cover taking £100 out. The £92.81 moved immediately to the "Cash Account" - fair enough, you'd expect that. What I didn't expect was for the system to randomly pick one of my holdings and promptly sell £7.20 of it to cover the difference. It picked loan #14 and took me below my investment target set for that loan. I really wish there had been a warning box to say I didn't have enough available funds and that one of my holdings would be randomly sold. I could see it happening in front of my eyes but was powerless to stop it as the system moved so quickly. It's my own fault for being a plonker but a warning would have been nice! To the 7 people who got those parts of loan #14, can I have them back please? Pretty please! With a cherry on top?  Doh! |
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oldgrumpy
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Post by oldgrumpy on Nov 4, 2014 16:31:01 GMT
I think AC realises now that making the site "simpler" for a few has made cockups far too simple to make for many others. The individual loans "switch off" button has taken far too long to appear IMHO, though correction of accounting errors has probably taken up all the IT team's time. I got £7.73 of No 14 at 10:18 this morning. Cashed up and bought some bananas, sorry, so can't go for the cherry. |
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Post by Ton ⓉⓞⓃ on Nov 4, 2014 16:54:13 GMT
I'm kicking myself here (repeatedly). I made a faux pas earlier that was my own fault but am wondering if AC could insert a warning dialog box for this situation. I went to transfer £100 from my "Cash Account" into my "Manual Loan Investments Account". For some idiotic reason, I clicked "reduce my investment by" rather than the "increase my investment by" option. Unfortunately I only had £92.81 "Awaiting Investment" which wasn't enough to cover taking £100 out. The £92.81 moved immediately to the "Cash Account" - fair enough, you'd expect that. What I didn't expect was for the system to randomly pick one of my holdings and promptly sell £7.20 of it to cover the difference. It picked loan #14 and took me below my investment target set for that loan. I really wish there had been a warning box to say I didn't have enough available funds and that one of my holdings would be randomly sold. I could see it happening in front of my eyes but was powerless to stop it as the system moved so quickly. It's my own fault for being a plonker but a warning would have been nice! To the 7 people who got those parts of loan #14, can I have them back please? Pretty please! With a cherry on top? Doh! If we did give it back to you how could you tell if there was a cherry on top  ? I said you should take off those glasses when inside didn't I! I just got 95pence of it thanks Must say I've never come across it picking a loan at random and selling it...
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Neil
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Post by Neil on Nov 4, 2014 17:09:11 GMT
I'm kicking myself here (repeatedly). I made a faux pas earlier that was my own fault but am wondering if AC could insert a warning dialog box for this situation. I went to transfer £100 from my "Cash Account" into my "Manual Loan Investments Account". For some idiotic reason, I clicked "reduce my investment by" rather than the "increase my investment by" option. Unfortunately I only had £92.81 "Awaiting Investment" which wasn't enough to cover taking £100 out. The £92.81 moved immediately to the "Cash Account" - fair enough, you'd expect that. What I didn't expect was for the system to randomly pick one of my holdings and promptly sell £7.20 of it to cover the difference. It picked loan #14 and took me below my investment target set for that loan. I really wish there had been a warning box to say I didn't have enough available funds and that one of my holdings would be randomly sold. I could see it happening in front of my eyes but was powerless to stop it as the system moved so quickly. It's my own fault for being a plonker but a warning would have been nice! To the 7 people who got those parts of loan #14, can I have them back please? Pretty please! With a cherry on top? Doh! If we did give it back to you how could you tell if there was a cherry on top ? I said you should take off those glasses when inside didn't I! I just got 95pence of it thanks Must say I've never come across it picking a loan at random and selling it... Should just add that I don't want any Glacé cherries - only fresh ones! It may just be a coincidence but loan #14 has the lowest interest rate of all the loans I am currently invested in. Maybe that's an attempt to soften the blow for numpties like myself? I'll certainly be paying more attention in future. Everything is so quick now that one wrong move results in it all going pear shaped. Pears, Cherries ... anyone feeling hungry?
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ramblin rose
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“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Nov 4, 2014 17:11:08 GMT
........ I really wish there had been a warning box to say I didn't have enough available funds and that one of my holdings would be randomly sold. Must say I've never come across it picking a loan at random and selling it... It isn't clear that it was random is it? Could it perhaps have been the one with the lowest interest rate? Or the one with least time left to run? Or something else that was intended to be helpful? Clearly it wasn't helpful, and I'm pretty sure I wouldn't be that accepting about it if it had happened to me - if AC say that you having a target in place gives them carte blanche to buy things for you, even though you hadn't explicity given permission for that to happen, then I'm bloomin' sure that having that same target in place should pretty much bind them to keeping hold of those same things. But........... it may be that the system attempted to sell its idea of the least important thing, rather than picking one at random. Edit: aha - you've just answered the question above
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oldgrumpy
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Post by oldgrumpy on Nov 4, 2014 17:21:06 GMT
One of the reasons for having earlier smaller lower interest rate loans set as "buy", (up to a limit - I usually do it by "drip-feed so not much unused money is hanging around), is so that when I want some cash fairly quickly for something else. these are the ones which can be sold pretty sharpish ... usually.
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Neil
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Post by Neil on Nov 4, 2014 17:27:59 GMT
One of the reasons for having earlier smaller lower interest rate loans set as "buy", (up to a limit - I usually do it by "drip-feed so not much unused money is hanging around), is so that when I want some cash fairly quickly for something else. these are the ones which can be sold pretty sharpish ... usually. A nice tip there for those of us who are newer to AC, thank you. Have a banana! Obviously if everyone started doing it then there wouldn't be enough lower rate loans to go around... I seem to have turned this thread into a fruit salad - sorry!
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mikes1531
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Post by mikes1531 on Nov 4, 2014 17:38:00 GMT
I got £7.73 of No 14 at 10:18 this morning. I picked up a chunk of #14 at 1018 today as well. Whoever sold then must have disposed of a pretty large chunk because it used up all the cash I had available at that time. To the 7 people who got those parts of loan #14, can I have them back please? Pretty please! With a cherry on top? : I picked up a £1 part at 1445. Was that yours? In light of the purchase I made this morning, I'm willing to sell your £1 part back to you if you can figure out how to arrange it. PS. You should be grateful that you had £92.81 in your MLIA when you made that faux pas. If there had been no cash available you would have sold £100 of parts!
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oldgrumpy
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Post by oldgrumpy on Nov 4, 2014 17:40:06 GMT
I got £7.73 of No 14 at 10:18 this morning. I picked up a chunk of #14 at 1018 today as well. Whoever sold then must have disposed of a pretty large chunk because it used up all the cash I had available at that time. To the 7 people who got those parts of loan #14, can I have them back please? Pretty please! With a cherry on top? : I picked up a £1 part at 1445. Was that yours? In light of the purchase I made this morning, I'm willing to sell your £1 part back to you if you can figure out how to arrange it. PS. You should be grateful that you had £92.81 in your MLIA when you made that faux pas. If there had been no cash available you would have sold £100 of parts! How are you going to arrange this so that I don't grab it?
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see above^
?