mikes1531
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Post by mikes1531 on Nov 8, 2014 17:58:04 GMT
If you are a business doing high volumes (>£55K a month) then it comes down to 20p + 1.4% which is comparable with having a merchant account with a bank. : But isn't that still for credit cards rather than debit cards or money coming from bank accounts?
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Post by batchoy on Nov 8, 2014 18:07:02 GMT
If you are a business doing high volumes (>£55K a month) then it comes down to 20p + 1.4% which is comparable with having a merchant account with a bank. : But isn't that still for credit cards rather than debit cards or money coming from bank accounts? As far as I am aware it is from individual paypal account/debit card/credit card to trade paypal account. Free transfers only happen with person to person account transfers so I have to be careful which account details I give out to people since I have both a trade and personal account. Chip and Pin transactions are 2.7% and card not present transactions are 3.4% + 20p.
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Post by chris on Nov 8, 2014 19:06:35 GMT
batchoy: But isn't that still for credit cards rather than debit cards or money coming from bank accounts? As far as I am aware it is from individual paypal account/debit card/credit card to trade paypal account. Free transfers only happen with person to person account transfers so I have to be careful which account details I give out to people since I have both a trade and personal account. Chip and Pin transactions are 2.7% and card not present transactions are 3.4% + 20p. Even 1.4% + 20p is much higher than debit card transactions via merchant services which are a fixed per transaction cost of around 40-50p all in at our sort of volume. Our average transaction size with GoCardless was over £1k even when excluding the largest transactions so anything that is percentage based becomes prohibitively expensive. Edit: and all of that ignores the bigger issue of the settlement period and chargeback rules.
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oldgrumpy
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Post by oldgrumpy on Nov 8, 2014 19:23:49 GMT
Don't close your Assetz tab by mistake.
Re-logging in from scratch will immediately be required now, never mind twenty minutes (which is a pain in itself). I'm fed up with scratching. 
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Post by batchoy on Nov 8, 2014 19:43:26 GMT
Don't close your Assetz tab by mistake.
Re-logging in from scratch will immediately be required now, never mind twenty minutes (which is a pain in itself). I'm fed up with scratching. I've finally managed to capture oldgrumpy penning his latest missive
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jjc
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Post by jjc on Nov 9, 2014 19:42:32 GMT
Agree with all yr excellent analysis there OG except the last line (which I’ve probably misunderstood). But just to be clear the uw’s didn’t have a penny as far as we know in the BL’s (the horseshoes were all purple). It’s all ordinary lender funds blocked there which, as you say, has stopped the AC wheel turning round. Not good.
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niceguy37
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Post by niceguy37 on Nov 10, 2014 10:50:56 GMT
Well done on the latest release of fixes.
I notice an interesting feature: If I select loans I'm "Invested" in I get all loans where I've units held or interest owed. If I select loans I'm "Not Invested" in I get loans with no units held, but it also shows me those loans where I've sold up and am just owed interest, so these loans appear both in "Invested" and in "Not Invested".
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Post by Ton ⓉⓞⓃ on Nov 10, 2014 11:00:31 GMT
Colin, thanks for making more improvements to the site. The one where loans are now listed by number kinda breaks all the notes I've made as I've everything alphabetically on my PC/laptop. Can we have the option of numerically/alphabetically?
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Post by Colin on Nov 10, 2014 11:50:44 GMT
Colin, thanks for making more improvements to the site. The one where loans are now listed by number kinda breaks all the notes I've made as I've everything alphabetically on my PC/laptop. Can we have the option of numerically/alphabetically? Sorry to hear that Ton ⓉⓞⓃ. We are working to get sorting for any column heading in place. It's mostly coded and is a high priority so you should be able to choose how the loans are ordered soon.
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niceguy37
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Post by niceguy37 on Nov 10, 2014 14:48:51 GMT
Colin, thanks for making more improvements to the site. The one where loans are now listed by number kinda breaks all the notes I've made as I've everything alphabetically on my PC/laptop. Can we have the option of numerically/alphabetically? Sorry to hear that Ton ⓉⓞⓃ. We are working to get sorting for any column heading in place. It's mostly coded and is a high priority so you should be able to choose how the loans are ordered soon. Thanks Colin. Most of us lenders are human  so I expect alphabetic will be the preferred sort order, and should be the default, but sortable by column will definitely be useful.
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mikes1531
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Post by mikes1531 on Nov 10, 2014 14:57:32 GMT
Colin, thanks for making more improvements to the site. The one where loans are now listed by number kinda breaks all the notes I've made as I've everything alphabetically on my PC/laptop. Can we have the option of numerically/alphabetically? Sorry to hear that Ton ⓉⓞⓃ. We are working to get sorting for any column heading in place. It's mostly coded and is a high priority so you should be able to choose how the loans are ordered soon. : I'm glad to hear that, because changing the list ordering was the one change made today that causes me a real problem trying to find a particular loan. Now I'm having to to use search functions to find loans whereas before I could just use PageUp or PageDown to locate quickly what I was interested in. And speaking of PageUp and PageDown, the 'fixed' column headings still are obscuring info when those buttons are used. For instance, the next loan on the list after the bottom one on the visible page disappears under the column headings when the PageDown button is used.
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mikes1531
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Post by mikes1531 on Nov 10, 2014 15:09:25 GMT
When looking at a list, I used to be able to open the detailed page for a loan on a new tab by right-clicking on the > symbol at the right of that loan's entry. That symbol seems to have disappeared so I can't do that any more. Is there another way to accomplish what I'm trying to do? Colin: Was this a deliberate change or an unintended consequence? Please restore this function by some means or other. |
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Post by Ton ⓉⓞⓃ on Nov 10, 2014 15:12:58 GMT
When looking at a list, I used to be able to open the detailed page for a loan on a new tab by right-clicking on the > symbol at the right of that loan's entry. That symbol seems to have disappeared so I can't do that any more. Is there another way to accomplish what I'm trying to do? Colin: Was this a deliberate change or an unintended consequence? Please restore this function by some means or other. I got to love those little chevrons > Colin as mikes1531 says can we have it or something similar back...
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Post by Colin on Nov 10, 2014 15:35:39 GMT
When looking at a list, I used to be able to open the detailed page for a loan on a new tab by right-clicking on the > symbol at the right of that loan's entry. That symbol seems to have disappeared so I can't do that any more. Is there another way to accomplish what I'm trying to do? Colin: Was this a deliberate change or an unintended consequence? Please restore this function by some means or other. I got to love those little chevrons > Colin as mikes1531 says can we have it or something similar back... Yes, it was removed in error and will be returning shortly. Watch this space 
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Post by Ton ⓉⓞⓃ on Nov 10, 2014 15:50:27 GMT
I got to love those little chevrons > Colin as mikes1531 says can we have it or something similar back... Yes, it was removed in error and will be returning shortly. Watch this space I did think about calling it a popover rather than a chevron, but I though that might confuse you...
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so I expect alphabetic will be the preferred sort order, and should be the default, but sortable by column will definitely be useful. 