unmadem
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Post by unmadem on Nov 27, 2014 21:24:18 GMT
The ability to sort on columns and the quick search added today are nice.
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mikes1531
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Post by mikes1531 on Nov 28, 2014 2:47:23 GMT
One thing that's bothering me now is that there's no way to tell whether parts that you think ought to be for sale actually are available on the Aftermarket. Now that your own parts for sale are excluded from all displays of Units Available, nothing at all changes when you reduce your target to below your holding. You hope that the system has offered parts for sale, but I haven't found any way to confirm that. If the loan happens to be one where there are no other parts for sale, then there's no way to differentiate between your units now being for sale and Aftermarket sales for that loan having been suspended for some reason.
I don't think this is a satisfactory situation.
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Post by batchoy on Nov 28, 2014 8:05:56 GMT
One thing that's bothering me now is that there's no way to tell whether parts that you think ought to be for sale actually are available on the Aftermarket. Now that your own parts for sale are excluded from all displays of Units Available, nothing at all changes when you reduce your target to below your holding. You hope that the system has offered parts for sale, but I haven't found any way to confirm that. If the loan happens to be one where there are no other parts for sale, then there's no way to differentiate between your units now being for sale and Aftermarket sales for that loan having been suspended for some reason. I don't think this is a satisfactory situation. The situation is worse with the GEIA, not only don't you know if loan parts are up for sale, you don't know which loan parts are up for sale. So you could be in the situation where you need to realize some of funds in your GEIA, but the system has decided that it is going to attempt to sell units in the least popular green loan on the platform with the largest volume of units up for sale and thus the least likely loan units to sell.
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Post by Ton ⓉⓞⓃ on Nov 28, 2014 15:48:03 GMT
Colin or chris, is there a way that you can make it so that we can group loans together? Such as all the Wind Turbines or all the troubled loans together? One thing I'd like to be able to do is put ALL my loans into three groups those that are below 10% interest rate, those at 10% and those above 10%, others might like to do their own thing. I'm not sure if we're still talking? OR maybe you guys are too busy... PS I know there are other filters.
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sl75
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Post by sl75 on Nov 28, 2014 16:28:30 GMT
Colin or chris, is there a way that you can make it so that we can group loans together? Such as all the Wind Turbines or all the troubled loans together? One thing I'd like to be able to do is put ALL my loans into three groups those that are below 10% interest rate, those at 10% and those above 10%, others might like to do their own thing. I'm not sure if we're still talking? OR maybe you guys are too busy... PS I know there are other filters. Perhaps this kind of "grouping" could be possible with the "Bespoke" investment accounts - when details of those are finalised and/or made available to us?
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Post by Colin on Nov 28, 2014 16:52:45 GMT
Colin or chris, is there a way that you can make it so that we can group loans together? Such as all the Wind Turbines or all the troubled loans together? One thing I'd like to be able to do is put ALL my loans into three groups those that are below 10% interest rate, those at 10% and those above 10%, others might like to do their own thing. I'm not sure if we're still talking? OR maybe you guys are too busy... PS I know there are other filters. Perhaps this kind of "grouping" could be possible with the "Bespoke" investment accounts - when details of those are finalised and/or made available to us? Absolutely right. The bespoke account will allow you to group loans on criteria you define. Watch this space 
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mikes1531
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Post by mikes1531 on Nov 29, 2014 2:22:08 GMT
Perhaps this kind of "grouping" could be possible with the "Bespoke" investment accounts - when details of those are finalised and/or made available to us? Absolutely right. The bespoke account will allow you to group loans on criteria you define. Watch this space Perhaps I don't understand the concept of 'bespoke' accounts, but if all you wanted to do is what Ton ⓉⓞⓃ asked for ISTM that what you'd end up having to do is a whole series of Bespoke accounts, one for your WT loans, one for your high-interest loans, one for your 5-year loans, etc., etc. Aside from ending up with multiple statements, wouldn't you also need separate pots of money so that if parts in a loan you had targeted became available on the Aftermarket AutoInvest would find the funds available to buy them for you? Sounds like using a sledge hammer to crack a nut, not to mention an inefficient way of dealing with uninvested funds.
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shimself
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Post by shimself on Dec 1, 2014 9:08:52 GMT
The list of Targetted loans excludes targetted loans which are "upcoming". (Worcestershire property investment loan being my example).
I think that's wrong, particularly as lenders need to ensure they have the free cash to cover all their targets. Speaking of which it would therefore be nice to have a total for targetsas well as actual investments
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niceguy37
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Post by niceguy37 on Dec 1, 2014 9:18:47 GMT
... Speaking of which it would therefore be nice to have a total for targetsas well as actual investments I can see a "Total Target Investment" on my Dashboard, in the grey MLIA box.
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Post by Duane Dibley on Dec 1, 2014 9:26:30 GMT
I think that's wrong, particularly as lenders need to ensure they have the free cash to cover all their targets. No they don't. You can set your target for whatever you like and the loan parts will only be bought when the funds become available either through deposits, the selling of loan parts or through repayments.
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tonyr
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Post by tonyr on Dec 1, 2014 9:40:01 GMT
So what's the current status on the ability to sell at a discount?
IIRC it was disabled for the new website just so that too many things didn't change at once. It was going to be enabled in a week, then another week then I don't recall hearing anything else.
I'm not sure I want the facility, there are certainly pros and cons to it - but I certainly want to plan for it.
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unmadem
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Post by unmadem on Dec 1, 2014 12:44:31 GMT
The list of Targetted loans excludes targetted loans which are "upcoming". (Worcestershire property investment loan being my example). I think that's wrong, particularly as lenders need to ensure they have the free cash to cover all their targets. Speaking of which it would therefore be nice to have a total for targetsas well as actual investments I agree the Targeted list and Total on the dashboard should include "upcoming" loans.
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shimself
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Post by shimself on Dec 1, 2014 22:40:39 GMT
I think that's wrong, particularly as lenders need to ensure they have the free cash to cover all their targets. No they don't. You can set your target for whatever you like and the loan parts will only be bought when the funds become available either through deposits, the selling of loan parts or through repayments. Rephrase then - as lenders would often want to ensure they have the free cash to cover all their targets when they become available rather than miss out.
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shimself
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Post by shimself on Dec 1, 2014 22:44:00 GMT
... Speaking of which it would therefore be nice to have a total for targetsas well as actual investments I can see a "Total Target Investment" on my Dashboard, in the grey MLIA box. Neither can I find the smiley with the red cheeks. (blush, sorry to waste everyone's time)
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mikes1531
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Post by mikes1531 on Dec 2, 2014 4:56:48 GMT
Oh, wonderful... another accounting error to report. Or maybe not exactly an error but only just a mis-reporting -- as if that's really less serious. If I look at the page for the Carm*********** WT, the system tells me... I have always assumed that the reason those two numbers matched was because all my investing had been done via the MLIA. And that if I ever set up another sub-account the total displayed would reflect that and the two numbers would diverge. Well, I regret to have to report that the system isn't working like that.  Some of my experimental £20 GEIA investment was placed in that loan and, while I can't tell exactly how much of my GEIA is invested in that loan without trawling through my GEIA statement and summing all the purchases and sales, I do know that the investment is greater than zero. (I think it's £2-3.) So why doesn't this investment via my GEIA show up as part of my total holding of this loan as displayed on the loan's page? chris: Is this the way the system is supposed to work? Or is this an error? If it is working as you expect it to, can you please explain what the statement produced by the system -- as quoted above in italics -- is supposed to mean? It clearly doesn't mean what it seems to be saying to me. |
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