keitha
Member of DD Central
2024, hopefully the year I get out of P2P
Posts: 4,594
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Post by keitha on Aug 8, 2019 7:58:15 GMT
HMM,
I know that As I've stopped reinvesting my income, the Income will drop over time, But I've noticed since I put loans up for sale my income is reducing, but considering my cash pot is 2% my income should reduce by 2% ( of the income ) not 5% of the whole ( after allowing for the default ). FC have reduced my projection by 0.2% as well.
Anyone else noticed anything similar
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Post by shanghaiscouse on Aug 8, 2019 10:09:27 GMT
could be new bad debts
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keitha
Member of DD Central
2024, hopefully the year I get out of P2P
Posts: 4,594
Likes: 2,624
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Post by keitha on Aug 8, 2019 22:20:30 GMT
nope nothing that could affect it other than one small one being defaulted
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keitha
Member of DD Central
2024, hopefully the year I get out of P2P
Posts: 4,594
Likes: 2,624
|
Post by keitha on Aug 13, 2019 12:21:15 GMT
OK so despite this FC have increased my rate of return by 0.1% today
interesting FC are saying I'm getting 9.4%
IF I take my interest received, then divide by elapsed days and multiply by 365 I get about 6.5% so 2/3 of FC prediction
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