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Post by oldnick on Jul 7, 2017 12:18:37 GMT
Hi tonyr, Nice to meet somebody on this (allegedly) 'independent' forum who doesn't seem to be a fully paid up member of the AH supporters club - we seem a rare breed!
Having looked, it appears the total outstanding amount on this as yet NOT fully repaid loan (which still resides incorrectly in the 'repaid' loans section) is £7,531.21. I regret I cannot tell you how much of this belongs to me - or indeed how much to you - as this ability has now been denied us by AC. Why this ability has been denied us I cannot tell you - nor it seems can anybody else - unless you accept a previous suggestion that this loan is actually repaid because all capital has been recovered (but not all interest)? Or maybe the other somewhat equally bizarre idea that we should sit quietly like all good lenders and 'trust' AH to sort this for us? No - thought not.
I fully agree with your comments above - the amount of interest outstanding is indeed not inconsiderable in it's totality (my reference to 'not talking big money' alluded to a comparison between the original capital plus interest - a relative comparison).
I am not going to be told by anyone that this loan is repaid until all capital and interest are recovered or there is a write off. I also resent AC arbitrarily removing live functionality from their website insofar as I (and others) can no longer view the interest still owed to them individually. Furthermore, until advised by AC of facts which demonstrate the contrary I will continue view this move with the healthy cynicism it deserves.
It's nice to see someone else speaking their mind here.......there are a lot of forumites who are either too timid or just plain lazy to back people like us......even a few more "likes" would help the cause. Mod hat off- Well skippyonspeed and rxdav you may be right in your assumption that there are a lot of timid and/or lazy forumites who agree with your words but do not back you up by liking your posts or joining in. You may also like to consider that there are those who read the forum who are neither lazy nor timid but just find that style of engagement with platform representatives to be unproductive. You are right to raise concerns about the way any platform is run, and this forum will never censor those posts, as long as they stay within the forum rules. It seems extraordinary to me that anyone who doesn't align themselves exactly with your viewpoint lays themselves open to being accused of not being 'independent'. Do you really believe that anyone with a less cynical view of a platform motives than your own is either biased, lazy or timid? I have been a lender on Assetz platform since the early days and have not held back from calling them to account on this forum when I felt it necessary, so I do not consider myself biased to the point of blindness towards them. I also own shares in the platform, but that makes me even more concerned that they run their business correctly - for both borrowers and lenders. If you wish to berate any platform publicly for not having the level of 'coms' you think appropriate, you are free to do so on this independent forum - you will not be the first or the last, but if you really do think a business is run with the morals of some back-street car lot, who can't be trusted with your money, then you should surely vote with your feet?
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
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Post by skippyonspeed on Jul 7, 2017 12:45:18 GMT
It's nice to see someone else speaking their mind here.......there are a lot of forumites who are either too timid or just plain lazy to back people like us......even a few more "likes" would help the cause. Mod hat off- Well skippyonspeed and rxdav you may be right in your assumption that there are a lot of timid and/or lazy forumites who agree with your words but do not back you up by liking your posts or joining in. You may also like to consider that there are those who read the forum who are neither lazy nor timid but just find that style of engagement with platform representatives to be unproductive. You are right to raise concerns about the way any platform is run, and this forum will never censor those posts, as long as they stay within the forum rules. It seems extraordinary to me that anyone who doesn't align themselves exactly with your viewpoint lays themselves open to being accused of not being 'independent'. Do you really believe that anyone with a less cynical view of a platform motives than your own is either biased, lazy or timid? I have been a lender on Assetz platform since the early days and have not held back from calling them to account on this forum when I felt it necessary, so I do not consider myself biased to the point of blindness towards them. I also own shares in the platform, but that makes me even more concerned that they run their business correctly - for both borrowers and lenders. If you wish to berate any platform publicly for not having the level of 'coms' you think appropriate, you are free to do so on this independent forum - you will not be the first or the last, but if you really do think a business is run with the morals of some back-street car lot, who can't be trusted with your money, then you should surely vote with your feet? I have never said anything like that.........in fact I complimented them getting the loans repaid a few posts back.........the fact that they stated they work to 40d.p.s, and most times this seems to work fine, but in the odd cases like the two in question I think instead of relying on the system, there should be some human intervention to correct any errors before we see them......I mean how hard can it be!!!!
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rxdav
Member of DD Central
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Post by rxdav on Jul 7, 2017 13:06:04 GMT
It's nice to see someone else speaking their mind here.......there are a lot of forumites who are either too timid or just plain lazy to back people like us......even a few more "likes" would help the cause. Mod hat off- Well skippyonspeed and rxdav you may be right in your assumption that there are a lot of timid and/or lazy forumites who agree with your words but do not back you up by liking your posts or joining in. You may also like to consider that there are those who read the forum who are neither lazy nor timid but just find that style of engagement with platform representatives to be unproductive. You are right to raise concerns about the way any platform is run, and this forum will never censor those posts, as long as they stay within the forum rules. It seems extraordinary to me that anyone who doesn't align themselves exactly with your viewpoint lays themselves open to being accused of not being 'independent'. Do you really believe that anyone with a less cynical view of a platform motives than your own is either biased, lazy or timid? I have been a lender on Assetz platform since the early days and have not held back from calling them to account on this forum when I felt it necessary, so I do not consider myself biased to the point of blindness towards them. I also own shares in the platform, but that makes me even more concerned that they run their business correctly - for both borrowers and lenders. If you wish to berate any platform publicly for not having the level of 'coms' you think appropriate, you are free to do so on this independent forum - you will not be the first or the last, but if you really do think a business is run with the morals of some back-street car lot, who can't be trusted with your money, then you should surely vote with your feet? Hi oldnick - But apart from that you like us really - yes ??
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rxdav
Member of DD Central
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Post by rxdav on Jul 7, 2017 13:10:22 GMT
.......I have dumped two platforms to date....... One has to wonder whether the 'passing' was mourned or celebrated! I think the answer is they didn't give a damn one way or the other - but that attitude of course played a significant part in my overall rationale for leaving.
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Post by oldnick on Jul 7, 2017 13:48:38 GMT
Mod hat off- Well skippyonspeed and rxdav you may be right in your assumption that there are a lot of timid and/or lazy forumites who agree with your words but do not back you up by liking your posts or joining in. You may also like to consider that there are those who read the forum who are neither lazy nor timid but just find that style of engagement with platform representatives to be unproductive. You are right to raise concerns about the way any platform is run, and this forum will never censor those posts, as long as they stay within the forum rules. It seems extraordinary to me that anyone who doesn't align themselves exactly with your viewpoint lays themselves open to being accused of not being 'independent'. Do you really believe that anyone with a less cynical view of a platform motives than your own is either biased, lazy or timid? I have been a lender on Assetz platform since the early days and have not held back from calling them to account on this forum when I felt it necessary, so I do not consider myself biased to the point of blindness towards them. I also own shares in the platform, but that makes me even more concerned that they run their business correctly - for both borrowers and lenders. If you wish to berate any platform publicly for not having the level of 'coms' you think appropriate, you are free to do so on this independent forum - you will not be the first or the last, but if you really do think a business is run with the morals of some back-street car lot, who can't be trusted with your money, then you should surely vote with your feet? Hi oldnick - But apart from that you like us really - yes ?? Of course I do! A wide spread of viewpoints is what reassures me that this forum is independent. And how else can we timid and lazy lurkers be provoked into contributing? 
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Post by andrewholgate on Jul 7, 2017 14:10:18 GMT
Hi oldnick - But apart from that you like us really - yes ?? Of course I do! A wide spread of viewpoints is what reassures me that this forum is independent. And how else can we timid and lazy lurkers be provoked into contributing? I normally pay you to post.
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Post by oldnick on Jul 7, 2017 14:38:54 GMT
Of course I do! A wide spread of viewpoints is what reassures me that this forum is independent. And how else can we timid and lazy lurkers be provoked into contributing? I normally pay you to post. Implicit in that statement is that you won't be paying me this time? In which case I resign my post as lickspittle forthwith - while I still have some dignity left.
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Post by andrewholgate on Jul 7, 2017 15:06:48 GMT
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
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Post by ilmoro on Jul 7, 2017 15:13:44 GMT
Of course I do! A wide spread of viewpoints is what reassures me that this forum is independent. And how else can we timid and lazy lurkers be provoked into contributing? I normally pay you to post. Feel free to direct it my way. It will cover the predrawdown interest AC still owe me!!  NB rxdav thats a criticism, I will now go and punish myself for blasphemy. 
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tonyr
Member of DD Central
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Post by tonyr on Jul 7, 2017 15:33:14 GMT
Hi tonyr, Nice to meet somebody on this (allegedly) 'independent' forum who doesn't seem to be a fully paid up member of the AH supporters club - we seem a rare breed! Just for the record, I am a big fan of AC. It's easily my largest investment and I've been very pleased with the returns. I'm also now a shareholder. I'm raising the issue because I do care.
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rxdav
Member of DD Central
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Post by rxdav on Jul 7, 2017 15:36:26 GMT
'NB rxdav thats a criticism, I will now go and punish myself for blasphemy. '
You're such a rebel !! 
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trouble
Member of DD Central
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Post by trouble on Jul 7, 2017 15:42:31 GMT
I saw that there had been updates to the ''various loan updates'' thread so had a look, and what did i find, but none whatsoever and instead posters and AC having some kind of ''love in''. I just wish that this webite would make sure everything was always in the right place, i mean, how hard can that be? |
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rxdav
Member of DD Central
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Post by rxdav on Jul 7, 2017 15:43:02 GMT
Hi tonyr, Nice to meet somebody on this (allegedly) 'independent' forum who doesn't seem to be a fully paid up member of the AH supporters club - we seem a rare breed! Just for the record, I am a big fan of AC. It's easily my largest investment and I've been very pleased with the returns. I'm also now a shareholder. I'm raising the issue because I do care. If you're quick I think AH might still have some of those signed photographs left which he offered today - but keep that to yourself !!
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Post by crabbyoldgit on Jul 7, 2017 17:15:01 GMT
just been on indeed, position vacant, PAYED lickspittle at AC. My cup runnith over,years of trainning by she who most be obayed make me totally qualified, skilled and umble. For mimimum wages i will provide grovelling servitude, support and flattery as required.Its bloody better than cleaning fish and chip shop chimneys to top up the pitance called my pension.
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Jul 7, 2017 17:16:23 GMT
#393 repaid!
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