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Post by Deleted on Aug 12, 2020 21:41:57 GMT
Or we could all join in the fun I really feel like I’ve arrived at the asylum I'm kinda curious how aju got your name in there 'accidentally'... what other random places was he pasting your name into... ?
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aju
Member of DD Central
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Post by aju on Aug 12, 2020 21:44:29 GMT
Yuo learn something new every day didn't even notice that mine said aju aju, not sure I want to change it though as I have enough problems with different identities across numerable platforms as it is ... I don't know what you are seeing aju , but yours says "chris1200" screenshot below And while we're on the subject (sort of) why don't you have an avatar here? I remember your Zopa one
Thanks I did find it in the end but I'm becoming seriously concerned about my memory, what on earth was my Zopa avatar, I don't remember that. I got Zopa to save me some important messages when they closed it down but can't for the life remember what it was.
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star dust
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Post by star dust on Aug 12, 2020 21:46:29 GMT
<snip> And while we're on the subject (sort of) why don't you have an avatar here? I remember your Zopa one Thanks I did find it in the end but I'm becoming seriously concerned about my memory, what on earth was my Zopa avatar, I don't remember that. I got Zopa to save me some important messages when they closed it down but can't for the life remember what it was.
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aju
Member of DD Central
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Post by aju on Aug 12, 2020 21:53:20 GMT
I really feel like I’ve arrived at the asylum I'm kinda curious how aju got your name in there 'accidentally'... what other random places was he pasting your name into... ? oy! you I'm getting into a lot of trouble with some people recently its bad enough without you starting another vicious rumour I'll have you know I'm not that keen on art pictures. Mrs aju wondered what you could mean... I had to laugh though I must admit - I think its a problem sometime having more than one tab - i have hundreds of them usually session buddy says 148 at the moment - for multiple screens/tabs in the forums and trying to see where I am I typed in "chris1200" as a search item and wondered why it wasn't in the search box. When I thought I was in stardust's tables. Just to see where their queue position was in the tables. I'm allowed to do that aren't I. Thing is I thought I was searching for him when I was in mine. I dunno some days things are going so fast it feels like being on Piers Morgans twitter feed.
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Post by bernythedolt on Aug 13, 2020 1:36:36 GMT
I really feel like I’ve arrived at the asylum Do come in, you're very welcome and... Have you considered asking a direct question of RS [...] I already have - see here and here. You even liked the second one of these posts and it was only a week ago... [...] I'd rather not spend my time re-explaining these things over and over again. ...our film tonight will be Groundhog Day. 😈😁
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Post by bernythedolt on Aug 13, 2020 1:42:00 GMT
I really feel like I’ve arrived at the asylum I'm kinda curious how aju got your name in there 'accidentally'... what other random places was he pasting your name into... ? Dunno, but Chris is next on the Russian vaccine list... 😉
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beagle
Investor in ratesetter, funding circle, lendy (lesson learnt) and AC
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Post by beagle on Aug 13, 2020 6:48:45 GMT
I'm kinda curious how aju got your name in there 'accidentally'... what other random places was he pasting your name into... ? Dunno, but Chris is next on the Russian vaccine list... 😉 Chris made the vaccine more like
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Post by RateSetter on Aug 13, 2020 16:04:38 GMT
Good afternoon. Today we have delivered £0.2m. The full update is below:
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iRobot
Member of DD Central
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Post by iRobot on Aug 13, 2020 16:10:07 GMT
Good afternoon. Today we have delivered £0.2m. The full update is below: Now that's a new daily low... ... wait for it ...
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chris1200
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Post by chris1200 on Aug 13, 2020 16:43:06 GMT
Given I'm so close to the front of the queue, I wouldn't even care about all this so much normally. But (and I know this sounds like a terrible reason in comparison to others with a load of money at the back of the queue), I have several loans that are just about to go under £10 (when currently I have none), and I'd really love to just have a clean break from the platform rather than having to check back over the course of months/years to withdraw small amounts. But that's just the perfectionist in me. any contracts under 10 pounds that are technically due (as in processing date) you can ask them for. i have and they did it super fast. if that is all that you have left and its not alot - give it a go and get a clean slate. Sorry - just to confirm for my own benefit - are you saying you got to the front of the RYI queue and you were able to get RS to process contracts with less than £10 remaining too? Further to these posts, something interesting has happened in the last few weeks. I had three such loans that were due to go below £10 capital outstanding with their next instalment across a few weeks. But all three of them repaid in full rather than rolling over (at least as far as my loan parts are concerned). This might just be a very big coincidence, but has anyone else experienced this? If so, I just wonder if it's some mechanism for people who have RYI'd their entire holding to not be left with dregs in their account and get a clean exit when (if!) they get to the front of the queue?
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bt
Sir Bufton Tufton, Jean Paul Sartre Zippy, Bungle, Jeffrey Archer Andre Previn and the LSO Hello
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Post by bt on Aug 13, 2020 17:07:22 GMT
Given I'm so close to the front of the queue, I wouldn't even care about all this so much normally. But (and I know this sounds like a terrible reason in comparison to others with a load of money at the back of the queue), I have several loans that are just about to go under £10 (when currently I have none), and I'd really love to just have a clean break from the platform rather than having to check back over the course of months/years to withdraw small amounts. But that's just the perfectionist in me. Sorry - just to confirm for my own benefit - are you saying you got to the front of the RYI queue and you were able to get RS to process contracts with less than £10 remaining too? Further to these posts, something interesting has happened in the last few weeks. I had three such loans that were due to go below £10 capital outstanding with their next instalment across a few weeks. But all three of them repaid in full rather than rolling over (at least as far as my loan parts are concerned). This might just be a very big coincidence, but has anyone else experienced this? If so, I just wonder if it's some mechanism for people who have RYI'd their entire holding to not be left with dregs in their account and get a clean exit when (if!) they get to the front of the queue? Yes! Took a bit of searching, but there was one for £10.24 capital remaining that got repaid in full. My outstanding balance is now 0, but the borrower still has almost 10k outstanding over 16 months.
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bt
Sir Bufton Tufton, Jean Paul Sartre Zippy, Bungle, Jeffrey Archer Andre Previn and the LSO Hello
Posts: 129
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Post by bt on Aug 13, 2020 17:14:31 GMT
Just to add, it was the only one where outstanding capital - capital repayment < £10 I've got a few more like that coming up later in the month, so I'll keep an eye, but this does seem to support your theory.
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chris1200
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Post by chris1200 on Aug 13, 2020 17:22:10 GMT
Just to add, it was the only one where outstanding capital - capital repayment < £10 I've got a few more like that coming up later in the month, so I'll keep an eye, but this does seem to support your theory. Good detective work! And if I’m right, well done to RS for implementing a clever and helpful policy.
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adrian77
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Post by adrian77 on Aug 13, 2020 18:00:31 GMT
.well that is disappointing and the week started so well!
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Post by Deleted on Aug 13, 2020 18:25:53 GMT
My experience is that any APM loans that dip below £10 are repaid in full. That's not been the case for loans in the 5 year market.
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