chris1200
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Post by chris1200 on Aug 3, 2020 9:15:47 GMT
Do you think APM is finished processing payments? 5 year has some way to go, its probably 40-50% complete I would estimate As in the loan repayments coming in today (that, in part, are being re-invested)?
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robski
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Post by robski on Aug 3, 2020 9:32:56 GMT
Do you think APM is finished processing payments? 5 year has some way to go, its probably 40-50% complete I would estimate As in the loan repayments coming in today (that, in part, are being re-invested)? Yeah the repayments, Ive got probably 40-50% of my 5 year so far and my profile should match fairly well with overall book
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Post by Ace on Aug 3, 2020 9:37:49 GMT
I'm at QIF 5 in the 5 year queue. No movement yet this morning. I expected it to go to "processing" by now.
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Post by Deleted on Aug 3, 2020 9:39:03 GMT
I'm at QIF 5 in the 5 year queue. No movement yet this morning. I expected it to go to "processing" by now. Its a month-end *AND* a weekend rollover. My 5-Year interest payments have barely started yet. Patience
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Post by Deleted on Aug 3, 2020 9:39:07 GMT
My 5 year have finished but I've only got a few so I imagine APM must have finished.
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chris1200
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Post by chris1200 on Aug 3, 2020 9:46:29 GMT
As in the loan repayments coming in today (that, in part, are being re-invested)? Yeah the repayments, Ive got probably 40-50% of my 5 year so far and my profile should match fairly well with overall book Fair enough - I'm continuing to refresh it anyway, so will see if much more is added, but it's stayed pretty much at this number since like 8am.
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aju
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Post by aju on Aug 3, 2020 9:53:22 GMT
Back in the fun and games of RYIs, and we have c. £1.2m available in A/P/M today. Maybe just maybe RS was doing a little extra new lending in the last few weeks just to encourage Metro Bank across the line and might hold back just a littttttle now? Pretty please? Are you sure that's actually correct. According to the full market for Access there is in fact 3.9M total on offer, now of course most of those won't actually be taken up as they are higher rates. Just look at the "Full Market", the 2.7M figure above only really takes one to approx 6% or so in Access. In my case I have loans that could technically be sold at 5% say but i'm not at the front of the queue!.
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chris1200
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Post by chris1200 on Aug 3, 2020 10:00:07 GMT
Back in the fun and games of RYIs, and we have c. £1.2m available in A/P/M today. Maybe just maybe RS was doing a little extra new lending in the last few weeks just to encourage Metro Bank across the line and might hold back just a littttttle now? Pretty please? Are you sure that's actually correct. According to the full market for Access there is in fact 3.9M total on offer, now of course most of those won't actually be taken up as they are higher rates. Just look at the "Full Market", the 2.7M figure above only really takes one to approx 6% or so in Access. In my case I have loans that could technically be sold at 5% say but i'm not at the front of the queue!. You seem to have queried my number with a bigger number and then explained why your own bigger number is useless . Exactly as you say yourself, the £3.9m figure goes up to 10.4%, so looking at that figure is stupid. Even at weekends when there's v little liquidity, Access hasn't got above about 4.5% (so then we're only up to £1.3m in today's figures). So, yes, I'm happy with my post. In previous posts I've specified 'at the standard going rate for each market', but didn't think I had to write that out every single post. Maybe I do.
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Post by Ace on Aug 3, 2020 12:29:09 GMT
I'm at QIF 5 in the 5 year queue. No movement yet this morning. I expected it to go to "processing" by now. Its a month-end *AND* a weekend rollover. My 5-Year interest payments have barely started yet. Patience My 5 year RYI has now changed status to "processing". So confirmation that today's announcement hasn't stopped RYI processing.
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robski
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Post by robski on Aug 3, 2020 12:39:31 GMT
My repayments still coming in, and they do seem to be processing RYIs in 5 year so impossible to get any sensible numbers out today Hopefully tomorrow processing will complete by mid morning as normal and we can again see roughly how much is matching
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Post by Ace on Aug 3, 2020 12:49:40 GMT
Its a month-end *AND* a weekend rollover. My 5-Year interest payments have barely started yet. Patience My 5 year RYI has now changed status to "processing". So confirmation that today's announcement hasn't stopped RYI processing. RYI complete. Email received. Just 41 months left for a few <£10 loans to mature.
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aju
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Post by aju on Aug 3, 2020 13:44:01 GMT
Are you sure that's actually correct. According to the full market for Access there is in fact 3.9M total on offer, now of course most of those won't actually be taken up as they are higher rates. Just look at the "Full Market", the 2.7M figure above only really takes one to approx 6% or so in Access. In my case I have loans that could technically be sold at 5% say but i'm not at the front of the queue!. You seem to have queried my number with a bigger number and then explained why your own bigger number is useless . Exactly as you say yourself, the £3.9m figure goes up to 10.4%, so looking at that figure is stupid. Even at weekends when there's v little liquidity, Access hasn't got above about 4.5% (so then we're only up to £1.3m in today's figures). So, yes, I'm happy with my post. In previous posts I've specified 'at the standard going rate for each market', but didn't think I had to write that out every single post. Maybe I do. Why use the term "stupid" and just out of interest do you have a fetish about always being right, are you perhaps a budding Tory by chance. That said I'm happy looking at things as a whole just because your not does not mean I'm stupid does it ? I'm not sure i asked if you were happy with your post I just added my comments in the mix if you don;t actually want to accept it is no reason to be critical of me. ...
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chris1200
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Post by chris1200 on Aug 3, 2020 14:00:56 GMT
Why use the term "stupid" and just out of interest do you have a fetish about always being right, are you perhaps a budding Tory by chance. That said I'm happy looking at things as a whole just because your not does not mean I'm stupid does it ? I'm not sure i asked if you were happy with your post I just added my comments in the mix if you don;t actually want to accept it is no reason to be critical of me. ... Oh dear. Certainly not calling you stupid - just the notion of using that figure given how useless it is for what I was talking about (which it seemed you agreed with yourself?). In this case, it wasn't about being "right", but rather some confusion as to what you were objecting to given you explained yourself why my original post, in fact, made sense . (You asked "are you sure that's actually correct?", hence my "yes, I'm happy with my post".) I have to say, if you're going to attempt to offer correction of someone's post, then you should probably be willing to receive an attempt at correction in return. None of it is intended to be personal (I hope, at least). (And, absolutely not a budding Tory, dear lord. The main reason I never stray to the 'Chat' section of this forum is someone would probably call me a whiny millennial snowflake within about 10 seconds!! )
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aju
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Post by aju on Aug 3, 2020 14:17:57 GMT
Why use the term "stupid" and just out of interest do you have a fetish about always being right, are you perhaps a budding Tory by chance. That said I'm happy looking at things as a whole just because your not does not mean I'm stupid does it ? I'm not sure i asked if you were happy with your post I just added my comments in the mix if you don;t actually want to accept it is no reason to be critical of me. ... Oh dear. Certainly not calling you stupid - just the notion of using that figure given how useless it is for what I was talking about (which it seemed you agreed with yourself?). In this case, it wasn't about being "right", but rather some confusion as to what you were objecting to given you explained yourself why my original post, in fact, made sense . (You asked "are you sure that's actually correct?", hence my "yes, I'm happy with my post".) I have to say, if you're going to attempt to offer correction of someone's post, then you should probably be willing to receive an attempt at correction in return. None of it is intended to be personal (I hope, at least). (And, absolutely not a budding Tory, dear lord. The main reason I never stray to the 'Chat' section of this forum is someone would probably call me a whiny millennial snowflake within about 10 seconds!! ) Ah I see a "whiny millennial snowflake" are we then!, sorry that took slightly longer than 10 secs. I'm baby boomer and Mrs aju is "Generation Jones" or "Boomers II" on some sites. We just sail along not really arsed about that much except getting our pensions - oops took mine years ago and just got SP. As I said before sometimes its good to see the things as a whole. I was not really correcting your post just suggesting that you might consider all the parameters. We are getting very close with the 5Y but in fact I've been watching all 3 of the markets (only need a single screen for the A/P/M). Not really that much interesting once one has deduced there is some flow of re-lending and I guess - as its not that obvious - RYI too. I'll just bide my time on it I think.
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chris1200
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Post by chris1200 on Aug 3, 2020 14:29:41 GMT
I was not really correcting your post I see - I'll have to keep in mind that others have different interpretations of " Are you sure that's actually correct... in fact..." But yes, the A/P/M market looks somewhat boring indeed today - which is nice! We still have almost £900k at the standard going rate not yet gobbled up. I really, really hope we keep seeing some slightly reduced new lending like this...
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