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Post by wiseclerk on Mar 20, 2020 17:05:33 GMT
Hunger for Liquidity impacts p2p lending markets
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Post by Deleted on Mar 20, 2020 20:09:09 GMT
Hunger for Liquidity impacts p2p lending markets
Very interesting article. My take is that the larger better run platforms (LW,RS, maybe Z) which have painfully realigned recently (and upset a few here) are well placed to endure this period, with higher returns for those who hold tight and remain in. Would I recommend putting all of my investment funds into P2P now? No way, of course not, but then I would never have done so anyway. I guess everyone has a different appetite for these things and differently motivated. At approx 12% of all my available investment funds in P2P I feel reasonably comfortable, admittedly well down from it's peak.
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Post by Ace on Mar 20, 2020 20:44:22 GMT
Hunger for Liquidity impacts p2p lending markets
Very interesting article. My take is that the larger better run platforms (LW,RS, maybe Z) which have painfully realigned recently (and upset a few here) are well placed to endure this period, with higher returns for those who hold tight and remain in. Would I recommend putting all of my investment funds into P2P now? No way, of course not, but then I would never have done so anyway. I guess everyone has a different appetite for these things and differently motivated. At approx 12% of all my available investment funds in P2P I feel reasonably comfortable, admittedly well down from it's peak. I've seen you mention those 3 platforms as somehow better than the rest four time's now. You are of course entitled to your opinion, but I don't share that view. In my opinion I would label all 3 as less likely than most to return an acceptable profit in the near future. They "painfully realigned" as you put it prior to CV as they were already struggling with defaults before it took hold. I wasn't personally convinced by their realignments, and they lend to borrowers who are more likely to be adversely affected. I hope you are right as I'm trying to extract my funds from all 3. I often am, so fingers crossed.
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Post by Deleted on Mar 22, 2020 9:26:21 GMT
Very interesting article. My take is that the larger better run platforms (LW,RS, maybe Z) which have painfully realigned recently (and upset a few here) are well placed to endure this period, with higher returns for those who hold tight and remain in. Would I recommend putting all of my investment funds into P2P now? No way, of course not, but then I would never have done so anyway. I guess everyone has a different appetite for these things and differently motivated. At approx 12% of all my available investment funds in P2P I feel reasonably comfortable, admittedly well down from it's peak. I've seen you mention those 3 platforms as somehow better than the rest four time's now. You are of course entitled to your opinion, but I don't share that view. In my opinion I would label all 3 as less likely than most to return an acceptable profit in the near future. They "painfully realigned" as you put it prior to CV as they were already struggling with defaults before it took hold. I wasn't personally convinced by their realignments, and they lend to borrowers who are more likely to be adversely affected. I hope you are right as I'm trying to extract my funds from all 3. I often am, so fingers crossed. Ah but I'm not talking about profit, I am talking about survival.
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