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Post by mrclondon on Nov 27, 2014 13:16:21 GMT
Deleted as wrong - full explanation to follow shortly in a new post.
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mike
Member of DD Central
Posts: 187 
Likes: 121
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Post by mike on Nov 27, 2014 14:36:31 GMT
mrclondon what if any response have you received from AC as I assume you have contacted them directly on this matter?
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Post by mrclondon on Nov 27, 2014 16:55:07 GMT
Firstly apologies to AC in acusing their computers of messing up a purchase transaction in LTL1 earlier this week. The gist of my earlier post that I have now deleted was that I ended up with £1.35 more in LTL1 than I (thought I) should have, and £1.35 less in LTL6.
After a more detailed analysis of my account statement, I've realised the mistake was mine. A month ago this appeared on my statement:
Purchase loan part 1046388 (old id 1028046) for 1.35 GBP - principal 1.35, annualised rate 6.500, loan: "Lend to Let" Mortgage No 1 (6)
which I had incorrectly added to LTL6 on my spreadsheet not LTL1 ... an easy mistake to make given the 6 at the end of that statement line. The core problem is that I have zero confidence in any figure presented to me by AC, hence my attempt to keep my own reconciliation.
I didn't approach AC with this one, given I'm still waiting for a reply to my email of 22nd October reporting the value of my holding on Joe R******* is wrong. (down £0.44 on c. £60 ). A rather large "rounding" error.
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Post by andrewholgate on Nov 27, 2014 17:11:25 GMT
Can you send me the details direct?
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Post by mrclondon on Nov 27, 2014 17:57:53 GMT
Can you send me the details direct? Done. And I'll be quite happy to hold my hands up if there is an explanation of how 18 months of capital repayments on a single loan part can have accumulated a rounding error of 44p.
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Post by andrewholgate on Nov 28, 2014 8:52:03 GMT
We are investigating this now. It looks like a system error on the face of it. Bear with me while I get a fuller answer.
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