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Post by gramsky on Oct 2, 2021 11:39:52 GMT
Another £50 in October draw (I guess every little helps).
I see that both the £1m winning bonds were purchased this year. That'll get the conspiracy theories going again.
Results not available yet on my app??
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Post by Ace on Oct 2, 2021 12:44:46 GMT
They're available in mine "Premium Bond Checker". 2 * £25 in Oct.
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agent69
Member of DD Central
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Post by agent69 on Oct 2, 2021 13:06:59 GMT
£75 for me in October. Better than a kick in the proverbials. But not quite enough to get the roof repaired properly?
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jcb208
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Post by jcb208 on Oct 2, 2021 20:43:14 GMT
Only £25 for me this month, oh well lets hope for better next month
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jonno
Member of DD Central
nil satis nisi optimum
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Post by jonno on Oct 3, 2021 7:24:43 GMT
Only £25 for me as well  |
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travolta
Member of DD Central
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Post by travolta on Oct 3, 2021 15:57:52 GMT
None for me (on £50,000) poo...
1/2 won 3x25 on a similar stake...
But what do you do to keep your hard earned savings safe ?
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Post by overthehill on Oct 3, 2021 18:40:32 GMT
None for me (on £50,000) poo... 1/2 won 3x25 on a similar stake... But what do you do to keep your hard earned savings safe ?
Premium bonds don't really stack up now, what is it 1% with average luck and probably zero probability of the government making them more generous. You can get 1.4% and 1.75% for 1 year and 2 year FSCS fixed rate savings.
And interest rates are only going one way. I'm not always right but I'm seldom wrong!
EDIT: just to prove I'm average my return over the last 12 months has been 1.05%!
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Post by bracknellboy on Oct 3, 2021 20:48:56 GMT
None for me (on £50,000) poo... 1/2 won 3x25 on a similar stake... But what do you do to keep your hard earned savings safe ?
Premium bonds don't really stack up now, what is it 1% with average luck and probably zero probability of the government making them more generous. You can get 1.4% and 1.75% for 1 year and 2 year FSCS fixed rate savings.
And interest rates are only going one way. I'm not always right but I'm seldom wrong!
EDIT: just to prove I'm average my return over the last 12 months has been 1.05%!
tax free. If you are in the additional rate band with 45% tax rate, that makes a material and comparative difference. Edit: or of course if you in the dreaded 62% effective income tax rate band, makes a bigger difference still.
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
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Post by ozboy on Oct 4, 2021 13:57:28 GMT
£100 this month on the full £50K holding, which was in the nick of time and nudged me over 1% Return YTD, so Premium Bonds live to fight another day. Or, in this case, another month.  (Yes, yes, I'm V aware that current inflation is "deducting" >3% pa, (and realistically a LOT more than that), but we all fantasise about winning The Big One don't we ............  ) |
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Post by wildlife2 on Oct 4, 2021 14:19:19 GMT
Only £25 this time, a bit better than last month then 
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aju
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Post by aju on Oct 4, 2021 14:29:31 GMT
£100 this month on the full £50K holding, which was in the nick of time and nudged me over 1% Return YTD, so Premium Bonds live to fight another day. Or, in this case, another month. (Yes, yes, I'm V aware that current inflation is "deducting" >3% pa, (and realistically a LOT more than that), but we all fantasise about winning The Big One don't we ............ ) So someone has to lose for someone to win I guess and I guess its Mrs Aju's turn this month! 
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Post by carol167 on Oct 5, 2021 20:08:52 GMT
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registerme
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Post by registerme on Oct 29, 2021 8:59:40 GMT
A letter arrived from NSI this morning, that I've not seen before:- "We're pleased to tell you that Bond number # registered in your name has won a prize of £25 in the draw. We've reallocated this prize because the original winner wasn't eligible to receive it". Which is odd. Still, puts me onto £100 for October {shrug}. EDIT: And no, agent69, it still won't pay for the roof  . |
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adrianc
Member of DD Central
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Post by adrianc on Oct 29, 2021 9:14:22 GMT
A letter arrived from NSI this morning, that I've not seen before:- "We're pleased to tell you that Bond number # registered in your name has won a prize of £25 in the draw. We've reallocated this prize because the original winner wasn't eligible to receive it". Which is odd. I believe the most common cause of that is when the NS&I discover that the bondholder who originally won has been dead for more than a year before the draw. Probably the executor didn't know they had bonds, and only found out when a prize notification came in. They write back to cash the bonds in, with a death certificate, so NS&I reclaim and reallocate. Enjoy your dead man's shoes... www.nsandi.com/files/published_files/asset/pdf/premium-bonds-brochure.pdfTerms and Conditions
13. After a Bond has qualified for its first draw it will be eligible for each subsequent draw, unless:
...
(b) the registered holder has died more than a year before the month for which the draw is held.
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Post by bracknellboy on Oct 29, 2021 9:25:17 GMT
A letter arrived from NSI this morning, that I've not seen before:- "We're pleased to tell you that Bond number # registered in your name has won a prize of £25 in the draw. We've reallocated this prize because the original winner wasn't eligible to receive it". Which is odd. I believe the most common cause of that is when the NS&I discover that the bondholder who originally won has been dead for more than a year before the draw. Probably the executor didn't know they had bonds, and only found out when a prize notification came in. They write back to cash the bonds in, with a death certificate, so NS&I reclaim and reallocate. Enjoy your dead man's shoes... www.nsandi.com/files/published_files/asset/pdf/premium-bonds-brochure.pdfTerms and Conditions
13. After a Bond has qualified for its first draw it will be eligible for each subsequent draw, unless:
...
(b) the registered holder has died more than a year before the month for which the draw is held.1. adrianc : I'm curious as to how one gets to even be aware of such a fact i.e. the reallocation. 2 registerme : are you the superstitious sort ? Now you know why you have received it, is a little incy wincy part of you thinking you would have preferred to not have been the recipient of such a gift from the grave ? Feel a slight chill running down your spine ? Still, Halloween isn't for another 2 days I guess...
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)
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