Marcus 1 Year Fixed Rate Saver - closed!

Just the legal 14 days then by the sounds of it ...

So not sure if this applies to everyone but Marcus saver that Mrs Aju has just added a new 0.1% bonus. She got a notification by email but in reality it's probably available to anyone using the saver account - currently @ 0.4% and we use it as a holding account for day to day funds. As far as i can tell one just has to use the options at the bottom of the main page I think it says review savings or something like that. Once set it lasts for 12 months. Not sure if the standard rate might start to climb if enough people are bailing to better climes or rates improve generally!.

Of course this is not a great help but with very little on offer in these accounts then it's ok for a feeder in my view. (She has other money spread across a number of accounts as the draw down on p2p over the last 12 months or more had accounts that although not great at the time are way better than the current climates rates. Most only last for 12 months though and her last of the good ones will be Zopa Bank completing in August.

PS: the fixed rate usually only lasts 12 months then one is in downward trend mode if the last 18 months are anything to go by. This is the first sniff of new rates albeit only a bonus addition for quite some time from marcus anyway.

yes i think it will too but i'm not convinced its going to be a mad rush not like the prices in the shops seem to be rising!.

So i think we used this thread a while back to detail more than the Marcus good deals so I thought i'd bring this recent HSBC offering £140 for setting up a new HSBC Advance account and transferring 2 DD's or S/O's. It does have to be done through a special link here to get this deal via MSE or Money Supermarket and its exclusive so you must use their link/s.

I tried it and it works, the link I mean, however having it already myself and convincing Mrs aju it was a good opportunity Mrs aju failed the acceptance after the initial finance checks. I'm guessing that on paper as she only has her small Company Pension as valid income at present and it's considerably less than the £1750 payments criteria. The fact we said she would be sending £2000 a month and needed it for savings was probably not the best ploy either. 

Anyway since our Tescos current accounts are closing soon we thought it might be a good one to use for transfer of the 2 S/O's that HSBC wanted as well. To no avail they are not interested in anything other than the income it seems. I already have it but my pension and NSP together covered it i guess. 

It might be we answered the questions wrong who knows, the answers were pretty much the same as mine last year but i guess we'll never know. Another question we thought might have been an issues was the any other names. She had a different one before i married her! and it also wanted her middle name whereas at the start they did not ask for that.
Good luck anyone who tries, £140 is not to be sniffed and you can trigger the 1750 by paying 2 batches of 6 months up front - that's what i did. The Reg Savings option @1% is not as good as it was last year but that's to be expected I guess at the moment.

It may be useful to others although there is a time limit at present - I guess it depended how many conversions they get though. 

Yes, its a while but forgot the hassle I too had last year. Mistakenly said yes to credit card and it slowed things down quite a bit. Eventually cancelled the CC without ever using it!. Have another couple of months to run on the savings product then probably will move on. I kinda like the key card although my fingers are a bit big for it!.