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Post by angel19 on Jun 1, 2020 8:35:14 GMT
I just set my reinvestment rate high, and then I can decide whether to cancel the orders or offer at a more realistic rate. Does the job fine.
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Post by james91 on Jun 1, 2020 10:58:24 GMT
They could do this, but it would massively slow down RYIs. I'm not sure a lot of people realise that they can change the rate and therefore withdraw any paybacks. If everyone waiting for a withdrawal switched this on, then it would pretty much stop RYIs.
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Post by p2plender on Jun 1, 2020 11:45:44 GMT
sssshhhhhhhh
keep it under your hat..
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aju
Member of DD Central
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Post by aju on Jun 1, 2020 15:11:38 GMT
I just set my reinvestment rate high, and then I can decide whether to cancel the orders or offer at a more realistic rate. Does the job fine. Yes that's what I do but it means continually loging in to check because way things are going they may start lending out at that rate. Much simpler if they allow the option. Unless they have changed it those in 1Y and 5Y can in fact move returns to holding. I know that Access has to use the "Set highest possible rate" to catch any returned funds. I don't have Plus and Max but assume they are similar to Access. To be honest unless things have changed then the rates set to highest in Access will take days to actually lend if at all so setting the highest rates and checking every few days would probably suffice. That said in my experience it takes minutes to log in daily - one can also check the next repayments very easily to see when funds might return. Of course it's not possible to find out when loans might repay early. That's why I just check for any returns daily and cancel accordingly.
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Post by shanghaiscouse on Jun 3, 2020 9:03:50 GMT
It gets kind of irritating to have to log in every day to check, particularly when you also have to do the same across other platforms. Funding Circle has to be the worst of the dribblers IMHO causing me hours of lost life constantly checking if any money I can withdraw.
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aju
Member of DD Central
Posts: 3,484
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Post by aju on Jun 3, 2020 9:44:55 GMT
It gets kind of irritating to have to log in every day to check, particularly when you also have to do the same across other platforms. Funding Circle has to be the worst of the dribblers IMHO causing me hours of lost life constantly checking if any money I can withdraw. It is as you say irritating and for me it's pretty much only a problem for Access as I have mostly 1Y and 5Y that I have been able to set to holding. I'm not wholly convinced of the holding option working in all scenarios but as I have Access too I just check them all at the same time. I don't have many P2P just Zopa and RS but being Mrs Aju's "financial advisor" I have to check for us both. RS is very fast thought thankfully as Zopa is a bit luck watching paint dry. I guess we just have to suck this up until we are out of this painful time. Perhaps RS will realise that their methods are a not helpful and change things but I'm not expecting that one in the near future.
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Post by saintpeter on Jun 17, 2020 12:15:50 GMT
They could do this, but it would massively slow down RYIs. I'm not sure a lot of people realise that they can change the rate and therefore withdraw any paybacks. If everyone waiting for a withdrawal switched this on, then it would pretty much stop RYIs. Perhaps this is why access RYIs are going so slowly. I imagine quite a lot of people have put their rate up to 8%.
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bt
Sir Bufton Tufton, Jean Paul Sartre Zippy, Bungle, Jeffrey Archer Andre Previn and the LSO Hello
Posts: 129
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Post by bt on Jun 17, 2020 13:47:54 GMT
It gets kind of irritating to have to log in every day to check, particularly when you also have to do the same across other platforms. Funding Circle has to be the worst of the dribblers IMHO causing me hours of lost life constantly checking if any money I can withdraw. Perversely, I find it kind of exciting. Every time I get a big pay back it feels a bit like a lottery win! Yes, I know it's really my own money I'm getting back, but I actually look forward to it, and miss it at weekends. Yes, I am sad.
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Post by shanghaiscouse on Jun 17, 2020 17:49:21 GMT
I must admit to a frisson of excitement when I have over £50 that I can withdraw
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Post by gar on Jun 17, 2020 19:00:43 GMT
My best day was £1691.94.
Chuck it all in the pot and overall my average is £128 a day, obs the £1.6k is sending my aggregate through the roof, a more realistic daily figure is I guess about £45 a day.
Whatever, if RS survives its going to take 55 months to draw it all down, if I don't get my turn with the que first.
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Post by peertopier on Jun 17, 2020 20:39:15 GMT
I must admit to a frisson of excitement when I have over £50 that I can withdraw I had £87 yesterday. I'm quite enjoy logging in too. I also log into Funding Circle every few days and withdraw whatever is free, even if it's 20p. I'm not letting them hang on to any of my money for longer than possible.
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Post by shanghaiscouse on Jun 18, 2020 7:25:14 GMT
I find with funding circle that it takes so long to open the app on my phone or log on on the PC that I have already expended 70% of the effort of withdrawing, so I might as well go the whole hog and withdraw whatever is there. they got the whole user experience wrong from that perspective!
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