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Post by elephantrosie on Jun 8, 2020 1:12:02 GMT
Is there a way where I can see all the loans that interests are due?
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Post by Ace on Jun 8, 2020 8:46:37 GMT
Is there a way where I can see all the loans that interests are due? Clicking on the Dashboard's Next Payment Dates or Next Payment Amount takes you to an All Due Payments page. You can click on Future Payments Only to remove the missed payments. The missed payments have never been very useful as they don't specify the missed value. Hopefully the imminent new website will cover this better.
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blueblazer
Member of DD Central
Posts: 60
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Post by blueblazer on Jun 8, 2020 21:10:33 GMT
Is there a way where I can see all the loans that interests are due? Clicking on the Dashboard's Next Payment Dates or Next Payment Amount takes you to an All Due Payments page. You can click on Future Payments Only to remove the missed payments. The missed payments have never been very useful as they don't specify the missed value. Hopefully the imminent new website will cover this better.
In a similar vein, is there a way to split the Future Payments into interest & capital? Obviously can be done for payments already made by filters but can't see a way of splitting future payments.
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Post by Ace on Jun 8, 2020 23:18:32 GMT
Clicking on the Dashboard's Next Payment Dates or Next Payment Amount takes you to an All Due Payments page. You can click on Future Payments Only to remove the missed payments. The missed payments have never been very useful as they don't specify the missed value. Hopefully the imminent new website will cover this better.
In a similar vein, is there a way to split the Future Payments into interest & capital? Obviously can be done for payments already made by filters but can't see a way of splitting future payments.
I'm not aware of one, but it's fairly easy to calculate yourself. For interest only loans the capital is paid as a bullet at the end, so monthly payments are obviously all interest. For amortising loans it's easy to calculate the interest part, the rest of the monthly payment is the capital. To work out the interest part just divide the stated annual percentage rate by 12 and apply to the outstanding capital. E.g. if you have £1000 outstanding on a 12% loan the interest is 1% of £1000 = £10. So, if this months payment is £30 then £10 is interest and £20 is capital.
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brianlom1
Member of DD Central
He's not the Messiah, he's a very naughty boy!
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Post by brianlom1 on Jun 9, 2020 12:24:08 GMT
I'm with blueblazer on this one. My post in the New UI Coming thread (April 17) was liked by ablrate so hopefully it's a feature the platform is planning to introduce |
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Post by ablrate on Jun 9, 2020 12:58:45 GMT
I'm with blueblazer on this one. My post in the New UI Coming thread (April 17) was liked by ablrate so hopefully it's a feature the platform is planning to introduce We are deploying different displays on the new UI, but we are also completely rebuilding Ablrate over the next six months, from the code up so we can deliver the suggestions made along with better risk management etc.
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Post by elephantrosie on Jun 10, 2020 1:08:14 GMT
Actually I was after loans that have been defaulted or are in question ie. Defaulting.
I would like toto disregard loan interests that were paid late, but did paid.
Am I making sense here?
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eeyore
Member of DD Central
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Post by eeyore on Jun 10, 2020 8:49:18 GMT
Actually I was after loans that have been defaulted or are in question ie. Defaulting. I would like toto disregard loan interests that were paid late, but did paid. So to paraphrase: What loans are in arrears? And for how long? And for how much?
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