New 'Requests in Front of You' Feature (RS)

It's refreshing to find yet another gentleman and a scholar, there are quite a few on here (and Ladies and Scholaresses too of course !)

Sorry. "It seems to me."

Is that a backwards move 1 place or did I read it wrong?.

I assume you are referring to Access of course. To be honest your position suggests to me that a lot of those jumps could possibly be as a result of cancellations but sadly its not possible to guage this with so many references in our tables being considerable places apart to the previous one.

It's going to be a long wait unless you are in the next positions as there is some serious money in the access product. On a lighter note I think myself and Mrs Aju might be a few 1000 better off in the week or so from edging closer to the front of the 5Y.

The Access queue is not that relevant to us and fortunately we had very good! rates on that so even with 50% haircut till the end of the year it could be ok. The 1Y looks a little less helpful though. Its movement is slow only 60 or so places since mid July and most of that was in the first week of recording. Its almost certainly cancellations I feel.

Pretty simplistic but I believe it's the shear number and volumes of funds in that product I think coupled with the lack of funds coming in to assist the sales. I would assume that since the rates at the time it started were a little like bank rates but slightly above enough to tempt investors, I say that mindful of the debates as to whether it's savings (I know what I believe it is and savings it isn't much to the frustration of many who feel they were duped), although for me the rates needed to be much higher to at least try and mitigate risks such that we initially worked with the 5Y and 1Y until it became better when one knew how to chose rates carefully in the access product.

There are some serious investors even in all the markets but especially Access, hence the reason that the Access products do tend to seem like they have stalled for days at a time as the money each day is limited and a big investor could take quite a while to clear their loan returns. Another reason that Access was popular is the no fee release aspect too. Whilst it's no fee then a mass exodus like we have seen starting in March was always bound to make things somewhat slow with a run of this kind. The seems sadly burst and are still being shored up...

There may be others along who have a different view and to be fair there are a lot of views on these forums but hopefully that kind of clears a thing or two for you.

In short people mistakenly thought it was a bank account instead of an investment.

it appears so!?