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Post by oppsididitagain on Dec 16, 2020 12:03:13 GMT
Does anyone know what the criteria is for RYI ?
Is it they only match upto a certain rate on the market ?
Is it they only release a set amount per day ?
Just curious, as I was going to re invest some funds into the Access but dont know what is the best rate to set so it gets matched..
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
Likes: 1,862
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Post by littleoldlady on Dec 17, 2020 8:52:28 GMT
Does anyone know what the criteria is for RYI ? Is it they only match upto a certain rate on the market ? Is it they only release a set amount per day ? Just curious, as I was going to re invest some funds into the Access but dont know what is the best rate to set so it gets matched.. The platform is very opaque and I don't think anyone on this forum really knows exactly how it works, but my assumption is that currently all or most of the investment in loans is buying loans from the front of the RYIQ, and most of the funding to do that is funds being repaid by borrowers to lenders who have not set their required rate to the max to avoid automatic reinvestment. I further speculate, without much evidence, that such passive investors are unlikely to have altered their required rate when they originally bought the loans. If this is correct the amounts getting matched will be 3% (or in a very few cases less) and to get your money matched you should set it to 2.9%. However if you do this you will swimming against the tide of opinion on this forum and I personally would not dream of doing so. You could establish the going rate by putting small amounts in at various rates. To avoid cluttering this thread star dust requested that it is reserved for weekly RYIQ figures, there is another thread for discussions.
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johnt
Investing in Ratesetter, Zopa and Assetz Capital since 2013
Posts: 127
Likes: 71
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Post by johnt on Dec 17, 2020 19:22:12 GMT
18/12/2020 Access ref: 389445 QIF: 2,396
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
Likes: 1,862
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Post by littleoldlady on Dec 18, 2020 7:36:20 GMT
411922 Access 11,688 -643
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Post by mendip on Dec 18, 2020 8:02:20 GMT
404167 Access 8607. -637
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bt
Sir Bufton Tufton, Jean Paul Sartre Zippy, Bungle, Jeffrey Archer Andre Previn and the LSO Hello
Posts: 129
Likes: 53
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Post by bt on Dec 18, 2020 9:16:17 GMT
18/12/2020 385396 Access 882 385404 Access 887  Thanks! |
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Post by Companion Cube on Dec 18, 2020 11:24:27 GMT
29/04/2020, 400408, Plus, 6541
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Post by greenstar on Dec 18, 2020 11:57:25 GMT
Today 18/12/20
404744 Access QIF 8904
Thanks
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Post by vv on Dec 18, 2020 17:46:56 GMT
Morning all,
Here are the numbers for this week. Thanks a million.
27/3 390684 - Access - 2810
30/3 392043 - Access - 3329
21/4 398306 - Access - 5780
21/4 398859 - Plus - 5979
Vv
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Post by carol167 on Dec 19, 2020 8:31:23 GMT
Results for 18/12/2020 27/03/2020 Access 390853 - repaid in full early
31/03/2020 Max 392492 3492
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Post by tommycatz on Dec 19, 2020 11:15:21 GMT
I was 933 in queue last night, now just paid out. 5 year.
The investment money paying investors back.
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aju
Member of DD Central
Posts: 3,500 
Likes: 924
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Post by aju on Dec 19, 2020 12:10:14 GMT
Week 12th to 18th Dec numbers for us aju 04/05/2020 403187 | Access 8065 (623) [ISA]
Mrs aju 05/05/2020 403400 | Access 8189 (623) [E/D]
Mrs aju 05/05/2020 403404 | Access 8191 (623) [ISA]
thanks star dust sorry slightly late (guess friday RYI numbers using nearest lenders to us as a guide of the differences from last week should only be slightly out though) |
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Post by greenstar on Dec 25, 2020 8:20:01 GMT
Happy Christmas Day everyone.
Today I am down to QIF 3616 on my Access 404744. Well done RS for this considerable speeding up of releases.
I'm now even hopeful I'll get my money back!
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aju
Member of DD Central
Posts: 3,500
Likes: 924
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Post by aju on Dec 25, 2020 9:54:25 GMT
Week 19th to 25th Dec numbers for us aju 04/05/2020 403187 | Access 2795 (5270) [ISA]
Mrs aju 05/05/2020 403400 | Access 2918 (5271) [E/D]
Mrs aju 05/05/2020 403404 | Access 2920 (5271) [ISA]
thanks star dust , Happy Xmas - no one here in Wilts just me and Mrs Aju - relatives locked up in tier4 London, Essex and Cambridge sadly! Looks like this week cleared quite a bit and at the same rate should be finished before end of year! Not really that much left anyway but hey every little counts. Got our fingers crossed for the Jan PB draw now!  this time next week we might millionaires Rodney! |
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
Likes: 1,862
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Post by littleoldlady on Dec 25, 2020 10:30:36 GMT
411922 Access 6355 -5333 (!)
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this time next week we might millionaires Rodney!