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Post by bracknellboy on Jul 29, 2014 22:34:07 GMT
Next version of the site already has an opt-out / blacklist option on loans with the ability to add notes as to why you weren't interested in that loan. Excellent. FC have concept of 'watchlist' (well you know that, you may have even implemented the first version). On every feedback request I ever had from FC I suggested that being able to have a 'Blacklist' mark against loan listings plus user comments was equally/more useful. I got fed up keep reviewing the same stuff time and again. And that was back in the days before the number of daily new listings ramped up. Needless to say it never got implemented and I gave up on giving FC feedback on anything a long long time ago. Talking of which....I've not logged into my FC account for weeks and weeks. I guess I should, even if only to shift some accumulated funds out. But then again, I might find another slew of my loan book has moved to WACTCTB status. Plus another 6 pages of comments will have been added to Arthur Daley's Dodgy Motors Ltd.
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j
Member of DD Central
Penguins are very misunderstood!
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Post by j on Jul 29, 2014 22:45:13 GMT
A future enhancement that I think will become very useful would be: to be able to add a user rating or brief note to each loan. As the number of loans grows over time, and they sometimes have similar names, it is going to become harder and more time consuming scrolling through ever longer lists of loans. It would be handy to be able to add a personal rating and / or a brief note to each loan, so each lender can mark the loan with his or her opinion. This will make it much quicker looking through a list of loans, without the need to keep calling each one up to refresh one’s memory on the desirability of the loan. The ranking could be 1-5 stars, or Must Have / Interesting / Possibly / Unlikely / Barge-Pole, and a little note on why. I like it!
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Post by chris on Jul 30, 2014 18:06:48 GMT
Next version of the site already has an opt-out / blacklist option on loans with the ability to add notes as to why you weren't interested in that loan. Excellent. FC have concept of 'watchlist' (well you know that, you may have even implemented the first version). On every feedback request I ever had from FC I suggested that being able to have a 'Blacklist' mark against loan listings plus user comments was equally/more useful. I got fed up keep reviewing the same stuff time and again. And that was back in the days before the number of daily new listings ramped up. Needless to say it never got implemented and I gave up on giving FC feedback on anything a long long time ago. Talking of which....I've not logged into my FC account for weeks and weeks. I guess I should, even if only to shift some accumulated funds out. But then again, I might find another slew of my loan book has moved to WACTCTB status. Plus another 6 pages of comments will have been added to Arthur Daley's Dodgy Motors Ltd. I may have been involved in the implementation of said feature. First draft of AC had a watch list as well but we dropped it early on as there wasn't sufficient volume of loans. Looking at the current investment page that may well have changed now! For the new version of the site we're making some structural and workflow changes that may mean that some features being suggested are either obsolete, redundant, or would be better working in a different way - so whilst it's good to keep suggesting them and I will take a look at them all, most are best revisited after the revamp. Of course some are just plain good ideas that we'll take on board and try to incorporate into the new site.
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Post by cyrilmadrid on Jul 31, 2014 19:35:36 GMT
Something I noticed today, on the aftermarket page. You now show next to each loan the extended options which have been selected which is good, but the little square is so small and with a thiin border that it is not easy to see if it's red or green, obviously if you print it on a black and white printer you get all black squares. Why not use the tick sign for yes and the cross for green ? Or whatever you can think of to differentiate better.
Also, it would be good if shadow bids could be funded when money gets in the account BEFORE buying stuff on the aftermarket. For example I currently have shadow bids to clear, and aftermarket bids, I am afraid that if the loan gets reimbursed, the autoinvest will invest the money and I will have no money left on AC to fund my shadow bids.
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mikes1531
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Post by mikes1531 on Jul 31, 2014 21:59:13 GMT
Something I noticed today, on the aftermarket page. You now show next to each loan the extended options which have been selected which is good, but the little square is so small and with a thiin border that it is not easy to see if it's red or green, obviously if you print it on a black and white printer you get all black squares. Why not use the tick sign for yes and the cross for green ? Or whatever you can think of to differentiate better. Are you really talking about the Aftermarket page? If you mean the AutoInvest page, this may be a browser/OS issue. I use Firefox on a Windows 7 PC, and I've always seen red Xs or green tick marks.
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Post by cyrilmadrid on Aug 1, 2014 5:51:58 GMT
Indeed. I checked that again at home with Windows 7 and Firefox, and I do see what you see. Must be indeed a problem with the browser at the office (IE but with so many protections that this must be filtered out). So all is fine  |
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oldgrumpy
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Post by oldgrumpy on Aug 1, 2014 6:52:13 GMT
Also, it would be good if shadow bids could be funded when money gets in the account BEFORE buying stuff on the aftermarket. For example I currently have shadow bids to clear, and aftermarket bids, I am afraid that if the loan gets reimbursed, the autoinvest will invest the money and I will have no money left on AC to fund my shadow bids. Yes, we have to watch out! The only way I see round this is to disable all auto-invest mandates before transferring cash in specifically to called-in pay off a shadow bid. The only other method I can imagine is having a facility on the shadow bidding page whereby any selected "due" bid can be marked "SETTLE AS SOON AS CASH IS AVAILABLE IN THE HOLDING ACCOUNT" which automatically disables all auto-mandates until the shadow has been paid off.
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niceguy37
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Post by niceguy37 on Aug 1, 2014 9:03:32 GMT
Also, it would be good if shadow bids could be funded when money gets in the account BEFORE buying stuff on the aftermarket. For example I currently have shadow bids to clear, and aftermarket bids, I am afraid that if the loan gets reimbursed, the autoinvest will invest the money and I will have no money left on AC to fund my shadow bids. Yes, we have to watch out! The only way I see round this is to disable all auto-invest mandates before transferring cash in specifically to called-in pay off a shadow bid. The only other method I can imagine is having a facility on the shadow bidding page whereby any selected "due" bid can be marked "SETTLE AS SOON AS CASH IS AVAILABLE IN THE HOLDING ACCOUNT" which automatically disables all auto-mandates until the shadow has been paid off. I wonder if we will eventually need different pots of allocated money: e.g. Pot A allocated for satisfying shadow accounts, Pot B for auto-invest, Pot C for pre-bids. Perhaps we could do with something along the lines of RateSetters re-investment settings, where a lender can specify whether returns from a particular market go to their holding account or for re-investment in a particular market. But this might add too much complexity, and it might be easier to have a single setting to specify whether returns should go to the holding account (i.e. auto-invest turned off globally).
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Post by chris on Aug 1, 2014 9:45:46 GMT
Yes, we have to watch out! The only way I see round this is to disable all auto-invest mandates before transferring cash in specifically to called-in pay off a shadow bid. The only other method I can imagine is having a facility on the shadow bidding page whereby any selected "due" bid can be marked "SETTLE AS SOON AS CASH IS AVAILABLE IN THE HOLDING ACCOUNT" which automatically disables all auto-mandates until the shadow has been paid off. I wonder if we will eventually need different pots of allocated money: e.g. Pot A allocated for satisfying shadow accounts, Pot B for auto-invest, Pot C for pre-bids. Perhaps we could do with something along the lines of RateSetters re-investment settings, where a lender can specify whether returns from a particular market go to their holding account or for re-investment in a particular market. But this might add too much complexity, and it might be easier to have a single setting to specify whether returns should go to the holding account (i.e. auto-invest turned off globally). All in hand for the relaunch.
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Post by Jack Barlow on Aug 1, 2014 10:22:36 GMT
chrisA minor point. As previously noted, I like the new short loan name + auction number headers in the "Your Loan Units" section, but if this format is being carried over to the new website please would you remove the italics - it makes it harder to read. There are lots of sources on the internet explaining why use of italics on websites is generally a bad idea. Thanks Jack
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Post by cyrilmadrid on Aug 1, 2014 20:13:58 GMT
Yes, we have to watch out! The only way I see round this is to disable all auto-invest mandates before transferring cash in specifically to called-in pay off a shadow bid. The only other method I can imagine is having a facility on the shadow bidding page whereby any selected "due" bid can be marked "SETTLE AS SOON AS CASH IS AVAILABLE IN THE HOLDING ACCOUNT" which automatically disables all auto-mandates until the shadow has been paid off. Agree. But for disabling, a Disable All Button would be useful (then be able to Enable exactly the same with the click of a button).
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Post by mrclondon on Aug 1, 2014 20:52:47 GMT
chris hopefully this is already improved on the new site - when attempting to manually sell individual loan units at a discount, the entry box for the discount (e.g. -0.01 ) is hopelessly narrow and I made a howler of a typo earlier 'cause I couldn't see wwhat I'd actually typed. (Yes I know the next screen provides an opportunity to check the entry before confirming ... and no one would be mad enough to press confirm without checking the detail. Would they ?)
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Aug 1, 2014 21:54:36 GMT
chris hopefully this is already improved on the new site - when attempting to manually sell individual loan units at a discount, the entry box for the discount (e.g. -0.01 ) is hopelessly narrow and I made a howler of a typo earlier 'cause I couldn't see wwhat I'd actually typed. (Yes I know the next screen provides an opportunity to check the entry before confirming ... and no one would be mad enough to press confirm without checking the detail. Would they ?) I saw someone the other day bid to lend £1000 at 1.00% on FK (yes, you can bid to hundredths of a %). After a couple of days nothing had changed. I'm sure they meant to bid 10.00%, as bids were piling in there at the time. I thought FK would alert and correct someone for a possible howler.
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Post by Ton ⓉⓞⓃ on Aug 4, 2014 14:37:15 GMT
chris hopefully this is already improved on the new site - when attempting to manually sell individual loan units at a discount, the entry box for the discount (e.g. -0.01 ) is hopelessly narrow and I made a howler of a typo earlier 'cause I couldn't see wwhat I'd actually typed. (Yes I know the next screen provides an opportunity to check the entry before confirming ... and no one would be mad enough to press confirm without checking the detail. Would they ?) I saw someone the other day bid to lend £1000 at 1.00% on FK (yes, you can bid to hundredths of a %). After a couple of days nothing had changed. I'm sure they meant to bid 10.00%, as bids were piling in there at the time. I thought FK would alert and correct someone for a possible howler. Am I right in remembering that Lenders on Zopa were doing loans for 0%? As someone came onto the forum there kind of apologizing for selling those loans to other Lenders when they were RR-ing them.
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ramblin rose
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Post by ramblin rose on Aug 4, 2014 15:23:59 GMT
I saw someone the other day bid to lend £1000 at 1.00% on FK (yes, you can bid to hundredths of a %). After a couple of days nothing had changed. I'm sure they meant to bid 10.00%, as bids were piling in there at the time. I thought FK would alert and correct someone for a possible howler. Am I right in remembering that Lenders on Zopa were doing loans for 0%? As someone came onto the forum there kind of apologizing for selling those loans to other Lenders when they were RR-ing them. Indeed they did - and the offers that were in at 0% were pretty huge as I recall. Philanthropy is apparently not dead.
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