dead-money
Rocket to the Moon
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Post by dead-money on Aug 6, 2020 10:57:35 GMT
Given various events in first half of 2020 felt like time for a new poll. List of those lenders who received more than one vote in previous poll.
Pick your top three.
Closed to new business since last poll Property Crowd RateSetter
'Temporary Closure' / Freeze / 'Normalisation'
Octopus Choice Lending Works
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iRobot
Member of DD Central
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Post by iRobot on Aug 6, 2020 11:11:50 GMT
Just to note, Property Crowd have closed their doors to non-institutional investors.
22/07: "Due to recent regulatory changes affecting the types of investments that we offer and the restrictions on marketing them to retail investors (which includes Self-Certified High Net Worth and Sophisticated investors), we will with immediate effect no longer offer investment subscription opportunities to retail investors."
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tjtl
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Post by tjtl on Aug 6, 2020 13:30:10 GMT
Which of the options equates to "under the mattress, with me under the duvet, until things look a little more certain" ?
The longer this goes on, the more focussed on capital preservation I become, and the less inclined to chase a paltry yield. FSCS protection wins, and will win, for months to come
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macq
Member of DD Central
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Post by macq on Aug 6, 2020 21:48:40 GMT
Given various events in first half of 2020 felt like time for a new poll. List of those lenders who received more than one vote in previous poll.
Pick your top three.
Closed to new business since last poll Property Crowd Octopus Choice RateSetter ?
Think Lending works also closed
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dead-money
Rocket to the Moon
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Post by dead-money on Aug 7, 2020 8:19:33 GMT
OK, Lending Works is in a 'normalisation' period until October.
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aju
Member of DD Central
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Post by aju on Aug 7, 2020 9:56:17 GMT
Which of the options equates to "under the mattress, with me under the duvet, until things look a little more certain" ? The longer this goes on, the more focussed on capital preservation I become, and the less inclined to chase a paltry yield. FSCS protection wins, and will win, for months to come Treasury protection works for us too, well Mrs Aju in fact as I pay tax ... NS&I Income bonds in our case @ 1.15/1.16% just waiting for Marcus to run out @ 1.20% 
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Post by dave4 on Aug 11, 2020 10:33:05 GMT
Would be interested to compare this with H1 results poll if available ?? also maybe this could be a biannual poll?
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dead-money
Rocket to the Moon
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Post by dead-money on Aug 15, 2020 8:01:15 GMT
For those who voted 'Other' and this is another P2P / Crowdfunding platform, could you comment below.
Also if it's NS&I , cash under the mattress or Gold under the stairs ....
Thanks
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,055
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Post by dave4 on Aug 15, 2020 8:26:03 GMT
For those who voted 'Other' and this is another P2P / Crowdfunding platform, could you comment below.
Also if it's NS&I , cash under the mattress or Gold under the stairs ....
Thanks
Other = Axia funder and Qardus Also = NS&I, virgin @2% interest.
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baboonery
Member of DD Central
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Post by baboonery on Aug 15, 2020 10:20:59 GMT
For those who voted 'Other' and this is another P2P / Crowdfunding platform, could you comment below.
Also if it's NS&I , cash under the mattress or Gold under the stairs ....
Thanks
NS&I
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Post by carol167 on Aug 15, 2020 12:18:04 GMT
Other for me.
NS&I and adding to share portfolio (passive indexes).
I am effectively leaving P2P though it'll be years yet before I am fully out, despite trying.
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ashtondav
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Post by ashtondav on Aug 30, 2020 16:02:20 GMT
Well based on performance since Covid/recession ZOPA alone of the big four or five is still lending, still taking on retail investors and still selling if you want out. Notably they also sailed through the 2008/2009 Great Recesion. Low returns though, and many below “expected returns”.
Of the others (and I’m only interested in the top five) AssetzCapital probably comes second in survivability. RS is dead, FC will never regain credibility among retail investors again, isn’t lending, selling or accepting investors. That just leaves the small fry - and they don’t interest me (apart from trivial positions in FS and LW.)
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travolta
Member of DD Central
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Post by travolta on Aug 31, 2020 11:23:01 GMT
I still have hopes for Unbolted ....
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Post by df on Aug 31, 2020 13:46:16 GMT
I still have hopes for Unbolted .... Unbolted seems to have survived through the Covid crisis well so far. The loan flow has reduced slightly, but apart from that UB is delivering returns the same as before.
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mrk
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Post by mrk on Aug 31, 2020 17:54:13 GMT
Not one mentioned often around here, but EasyMoney has been quietly ticking along pretty much as normal as far as I can tell, with no reduction in interest rates. I asked to sell a few £thousand recently and they did that within a day or so.
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