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Post by p2plender on Dec 8, 2014 16:37:33 GMT
Yet money been sat in my holding account all day, why?? It's several hundred pounds so not under the ten pound threshold. Annoying as only just checked and discovered this.
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Post by p2plender on Dec 10, 2014 20:32:38 GMT
durr, my fiddling caused it. Customer service as helpful as always.
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spiral
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Post by spiral on Dec 13, 2014 10:33:51 GMT
Are you able to enlighten us on the issue specifically?
I have always wondered what happens to the remainder of your reinvestment money if you manually add your currently accrued amount whilst the run is still in progress and you have got me wondering if this is what you did.
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Post by p2plender on Dec 14, 2014 10:00:24 GMT
I was tinkering around in 'liquidate your lending' or 'drawdown' can't remember which and had not cancelled what I had entered hence interest/capital were returning to my holding account from 5 yr lending.
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duck
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Post by duck on Dec 15, 2014 7:20:43 GMT
...... I have always wondered what happens to the remainder of your reinvestment money if you manually add your currently accrued amount whilst the run is still in progress and you have got me wondering if this is what you did. I'm an early riser and usually hit RS while the run is still going on. I drip my returns back onto the market as soon as they appear and I have never had an issue with money 'sticking' .............. apart from when I place a speculative offer (when market capitalisation is low) and then others put their cash on at lower rates!
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spiral
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Post by spiral on Dec 16, 2014 8:55:54 GMT
I'm an early riser and usually hit RS while the run is still going on. I drip my returns back onto the market as soon as they appear and I have never had an issue with money 'sticking' .............. apart from when I place a speculative offer (when market capitalisation is low) and then others put their cash on at lower rates! Hi Duck, but you're implying that you progressively add ("drip") the funds so I'm not sure if you'll ever see my scenario. What I'm getting at is if you are due £50 in repayments and you manually add £30 when you see it and then log out, does the remaining £20 get added according to your reinvestment settings once the run is complete or because you've interupted the run, it sits in your holding account awaiting manual top up. So does the code expect £50 and because there's only £20, it doesn't place it or does the code just sweep clean the holding account at the end of the run with whatever is there. I assume it does the latter but not knowing has prevented me from doing just that when I have logged in midway through the repayment run.
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duck
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Post by duck on Dec 16, 2014 17:12:23 GMT
Ah yes I misunderstood what you were saying spiral, I don't use reinvestment on RS I always reinvest manually so I place money on the market as it appears in my account ...... picked up approx. £7K at 2.9% on the monthly this morning!
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spiral
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Post by spiral on Dec 23, 2014 13:18:01 GMT
Further to this, what I can confirm is if you cancel any orders and don't manually reinvest the funds, the funds sit in the holding account indefinitely despite future repayments getting reinvested as per your chosen reinvestment option so the auto invest treats cancelled offers money in the same way it treats new money transferred in.
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