blink
Member of DD Central
Posts: 94
Likes: 119
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Post by blink on Apr 9, 2024 21:40:19 GMT
It was withdrawn on 28th March.. and final deposits is 5pm on 7/5/24
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aju
Member of DD Central
Posts: 3,484
Likes: 917
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Post by aju on Apr 9, 2024 22:17:42 GMT
It was withdrawn on 28th March.. and final deposits is 5pm on 7/5/24 Thanks blink, thats very helpful.
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Post by overthehill on Apr 10, 2024 16:07:48 GMT
Best rates 10apr2024.
20mar2024. feb2023->feb2024. CPIH=3.8% (0.4% down), CPI=3.4% (0.6% down). Next release 17apr2024
21mar2024. BoE base rate=5.25% (no change). Next meeting 09may2024
Min. Deposit <=10k. Max Deposit >=85k. Apply Online / App only. ISA transfer IN allowed.
AER = Annual Effective Rate.
Type | AER %
| Sharia AER %
| via Raisin AER % *
| Sharia via Raisin AER % *
| via HL AER % *
| via Flagstone AER % *
| easy access (unlimited)
| post office 5.06 ulster 5.2 ^!
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| notice (<=60 days)
| monument 5.2 ~
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| notice (<=90 days)
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| 3 month
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| | smartsave 5.21
| 6 month
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| |
| | smartsave 5.19
| 1 year
| allica, close bros 5.16
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| 2 year
| df capital 5.07
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| 3 year
| zenith 4.67
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| 5 year
| close bros 4.55
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| easy access ISA (flexible + unlimited withdraws)
| chip 5.1 #
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| easy access ISA (not flexible + 3 withdraws pa)
| plum 5.17 £
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| 1 year ISA
| oaknorth 4.77
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| 2 year ISA
| UBL UK 4.71
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| 3 year ISA
| UBL UK 4.39
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| 5 year ISA
| UBL UK 4.16
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* possible cashback
^ existing customer only.
+ min £500 withdrawals.
# ISA transfer IN not allowed. £ lower rate on ISA transfer IN
~ min 25k deposit.
> 13 months
! not listed on MSE.
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Post by df on Apr 10, 2024 16:16:49 GMT
Best rates 10apr2024.
20mar2024. feb2023->feb2024. CPIH=3.8% (0.4% down), CPI=3.4% (0.6% down). Next release 17apr2024
21mar2024. BoE base rate=5.25% (no change). Next meeting 09may2024
Min. Deposit <=10k. Max Deposit >=85k. Apply Online / App only. ISA transfer IN allowed.
AER = Annual Effective Rate.
Type | AER %
| Sharia AER %
| via Raisin AER % *
| Sharia via Raisin AER % *
| via HL AER % *
| via Flagstone AER % *
| easy access (unlimited)
| post office 5.06
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| notice (<=60 days)
| monument 5.2 ~
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| notice (<=90 days)
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| 3 month
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| | smartsave 5.21
| 6 month
| |
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| | smartsave 5.19
| 1 year
| allica, close bros 5.16
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| 2 year
| df capital 5.07
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| 3 year
| zenith 4.67
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| 5 year
| close bros 4.55
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| easy access ISA (flexible + unlimited withdraws)
| chip 5.1 #
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| easy access ISA (not flexible + 3 withdraws pa)
| plum 5.17 £
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| 1 year ISA
| oaknorth 4.77
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| 2 year ISA
| UBL UK 4.71
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| 3 year ISA
| UBL UK 4.39
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| 5 year ISA
| UBL UK 4.16
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* possible cashback
^ existing customer only.
+ min £500 withdrawals.
# ISA transfer IN not allowed. £ lower rate on ISA transfer IN
~ min 25k deposit.
> 13 months
AFAIK Ulster 5.2% Loyalty Saver is still available. I don't know why MSE don't display it.
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Post by overthehill on Apr 10, 2024 17:15:36 GMT
Best rates 10apr2024.
17apr2024. mar2023->mar2024. CPIH=3.8% (no change), CPI=3.2% (0.2% down). Next release 22may2024
21mar2024. BoE base rate=5.25% (no change). Next meeting 09may2024
Min. Deposit <=10k. Max Deposit >=85k. Apply Online / App only. ISA transfer IN allowed.
AER = Annual Effective Rate.
Type | AER %
| Sharia AER %
| via Raisin AER % *
| Sharia via Raisin AER % *
| via HL AER % *
| via Flagstone AER % *
| easy access (unlimited)
| post office 5.06
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| notice (<=60 days)
| monument 5.2 ~
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| notice (<=90 days)
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| 3 month
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| | smartsave 5.21
| 6 month
| |
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| | smartsave 5.19
| 1 year
| allica, close bros 5.16
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| 2 year
| df capital 5.07
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| 3 year
| zenith 4.67
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| 5 year
| close bros 4.55
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| easy access ISA (flexible + unlimited withdraws)
| chip 5.1 #
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| easy access ISA (not flexible + 3 withdraws pa)
| plum 5.17 £
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| 1 year ISA
| oaknorth 4.77
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| 2 year ISA
| UBL UK 4.71
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| 3 year ISA
| UBL UK 4.39
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| |
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| 5 year ISA
| UBL UK 4.16
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* possible cashback
^ existing customer only.
+ min £500 withdrawals.
# ISA transfer IN not allowed. £ lower rate on ISA transfer IN
~ min 25k deposit.
> 13 months
AFAIK Ulster 5.2% Loyalty Saver is still available. I don't know why MSE don't display it.
Seems to be listed on other sites, must be a reason MSE skip it. I'm sure it used to say NI residents only. I've added it anyway.
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Post by df on Apr 11, 2024 15:17:48 GMT
AFAIK Ulster 5.2% Loyalty Saver is still available. I don't know why MSE don't display it.
Seems to be listed on other sites, must be a reason MSE skip it. I'm sure it used to say NI residents only. I've added it anyway.
I don't think so. I've opened it in November 2023 and I'm not NI resident, I wasn't an existing customer either. They've changed the rules more recently, you now have to be an existing customer to open Loyalty Saver, so you have to open current account with them first.
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benaj
Member of DD Central
Posts: 4,868
Likes: 1,593
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Post by benaj on Apr 11, 2024 15:44:14 GMT
Seems to be listed on other sites, must be a reason MSE skip it. I'm sure it used to say NI residents only. I've added it anyway.
I don't think so. I've opened it in November 2023 and I'm not NI resident, I wasn't an existing customer either. They've changed the rules more recently, you now have to be an existing customer to open Loyalty Saver, so you have to open current account with them first. I wonder why they changed the rules. Back in October last year, I opened the Loyalty Saver first before opening the current account with Ulster Bank.
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Post by df on Apr 11, 2024 21:11:25 GMT
I don't think so. I've opened it in November 2023 and I'm not NI resident, I wasn't an existing customer either. They've changed the rules more recently, you now have to be an existing customer to open Loyalty Saver, so you have to open current account with them first. I wonder why they changed the rules. Back in October last year, I opened the Loyalty Saver first before opening the current account with Ulster Bank. It was very unusual because "loyalty" normally means you are already a customer. They probably changed the rules because they've realised controversy of the account's title. I didn't open Ulster current account because I wasn't qualified for switch bonus, already had Natwest group switch bonus within their conditional time frame.
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Post by overthehill on Apr 18, 2024 9:35:53 GMT
Best rates 18apr2024.
17apr2024. mar2023->mar2024. CPIH=3.8% (no change), CPI=3.2% (0.2% down). Next release 22may2024
21mar2024. BoE base rate=5.25% (no change). Next meeting 09may2024
Min. Deposit <=10k. Max Deposit >=85k. Apply Online / App only. ISA transfer IN allowed.
AER = Annual Effective Rate.
Type | AER %
| Sharia AER %
| via Raisin AER % *
| Sharia via Raisin AER % *
| via HL AER % *
| via Flagstone AER % *
| easy access (unlimited)
| cynergy 5.01, monument 5.01 ~
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| bank of london 5.02
| notice (<=45 days)
| monument 5.2 ~
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| notice (<=90 days)
| investec 5.25
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| 3 month
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| | smartsave 5.21
| 6 month
| hampshire trust 5.18
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| | smartsave 5.19 (via Saga)
| 1 year
| smartsave 5.17
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| 2 year
| smartsave 5.08
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| 3 year
| smartsave 4.71
| |
| |
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| 5 year
| smartsave 4.57
|
| |
|
|
| easy access ISA (flexible + unlimited withdraws)
| chip 5.1 #
|
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|
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| easy access ISA (not flexible + 3 withdraws pa)
| plum 5.17 £
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| 1 year ISA
| shawbrook 4.71, virgin 5.05 ^
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| 2 year ISA
| oaknorth 4.62
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| 3 year ISA
| shawbrook 4.4
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| 5 year ISA
| shawbrook 4.17
| | |
|
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|
* possible cashback
^ existing customer only.
+ min £500 withdrawals.
# ISA transfer IN not allowed. £ lower rate on ISA transfer IN
~ min 25k deposit.
> 13 months
! not listed on MSE.
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benaj
Member of DD Central
Posts: 4,868
Likes: 1,593
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Post by benaj on Apr 19, 2024 7:22:51 GMT
Flagstone 5.07% instant access (from HSBC) is still available. Min 85k. Interest paid daily.
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alender
Member of DD Central
Posts: 957
Likes: 647
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Post by alender on Apr 29, 2024 9:25:00 GMT
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Post by overthehill on Apr 29, 2024 9:41:46 GMT
Best rates 29apr2024.
17apr2024. mar2023->mar2024. CPIH=3.8% (no change), CPI=3.2% (0.2% down). Next release 22may2024
21mar2024. BoE base rate=5.25% (no change). Next meeting 09may2024
Min. Deposit <=10k. Max Deposit >=85k. Apply Online / App only. ISA transfer IN allowed.
AER = Annual Effective Rate.
Type | AER %
| Sharia AER %
| via Raisin AER % *
| Sharia via Raisin AER % *
| via Flagstone AER % *
| easy access, unlimited
| monument 5.01 ~, kent reliance 4.96, ulster bank 5.2 !
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| bank of london 5.02
| easy access, 2 withdraws pa
| principality BS 5.0
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| notice (<=45 days)
| shawbrook 5.16
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| notice (<=90 days)
| oxbury 5.26
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| 6 month
| atom, allica 5.25
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| | 1 year
| smartsave 5.18
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| QIB UK 5.15
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| 2 year
| hampshire trust 5.06
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| 3 year
| shawbrook, smartsave 4.71
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| 5 year
| shawbrook, smartsave 4.57
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| easy access ISA, flex, unlimited
| chip 5.1 #
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| easy access ISA, no flex, 3 withdraws pa
| plum 5.17 £
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| 1 year ISA
| shawbrook 4.72, virgin 5.05 ^
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| 2 year ISA
| oaknorth 4.62
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| 3 year ISA
| oaknorth, shawbrook 4.4
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| 5 year ISA
| shawbrook 4.17
| | |
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* possible cashback
^ existing customer only.
+ min £500 withdrawals.
# ISA transfer IN not allowed. £ lower rate on ISA transfer IN
~ min 25k deposit.
> 13 months
! not listed on MSE and lower rate for <5k
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Post by oppsididitagain on Apr 29, 2024 9:50:44 GMT
Ulsterbank still offering 5.2% Instant Access on balances over 5K
Loyalty Saver An instant access savings account. Access your savings via mobile app, online banking, by phone or in branch
On balances between £1 - £4,999 earn 2.25% AER/Gross p.a. (variable)
On balances £5,000 and over earn 5.20% AER/Gross p.a. (variable)
No deposit needed
Available to UK residents aged 16+
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Post by overthehill on Apr 29, 2024 11:15:23 GMT
Ulsterbank still offering 5.2% Instant Access on balances over 5K Loyalty Saver An instant access savings account. Access your savings via mobile app, online banking, by phone or in branch On balances between £1 - £4,999 earn 2.25% AER/Gross p.a. (variable) On balances £5,000 and over earn 5.20% AER/Gross p.a. (variable) No deposit needed Available to UK residents aged 16+ I just googled this from MSE forum, is this why MSE don't list Ulster Bank ?
"
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO EASY as I then discovered when I decided to try taking some money out. YOU CAN'T! So I then decided to just close the whole account. BUT YOU CAN'T! The guy on the phone was flummoxed and had to go away for a long time, and ask his line manager. When he came back he told me the only way you can get your money out of an Ulster Bank savings account is to have an Ulster Bank current account. OR (he suggested) go to a Natwest branch and ask them to do it. So I went to my local Natwest branch in London where the (very helpful) lady said there was nothing she could do. She did, however, manage to download a "close account" form which, however, she couldn't sign because she doesn't work for Ulster Bank. She suggested I write a letter to Ulster Bank in Belfast, giving all my details and enclosing the form the lady couldn't sign. Then she VERY KINDLY put the form and my letter in a NatWest envelope and posted it off for me. As of today 27 December I am waiting to see if they close my accoun as requested. so BE WARNED: UNLESS YOU LIVE IN NORTHERN IRELAND do NOT open any accounts with Ulster Bank. "
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benaj
Member of DD Central
Posts: 4,868
Likes: 1,593
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Post by benaj on Apr 29, 2024 11:49:56 GMT
Ulsterbank still offering 5.2% Instant Access on balances over 5K Loyalty Saver An instant access savings account. Access your savings via mobile app, online banking, by phone or in branch On balances between £1 - £4,999 earn 2.25% AER/Gross p.a. (variable) On balances £5,000 and over earn 5.20% AER/Gross p.a. (variable) No deposit needed Available to UK residents aged 16+ I just googled this from MSE forum, is this why MSE don't list Ulster Bank ?
"
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO EASY as I then discovered when I decided to try taking some money out. YOU CAN'T! So I then decided to just close the whole account. BUT YOU CAN'T! The guy on the phone was flummoxed and had to go away for a long time, and ask his line manager. When he came back he told me the only way you can get your money out of an Ulster Bank savings account is to have an Ulster Bank current account. OR (he suggested) go to a Natwest branch and ask them to do it. So I went to my local Natwest branch in London where the (very helpful) lady said there was nothing she could do. She did, however, manage to download a "close account" form which, however, she couldn't sign because she doesn't work for Ulster Bank. She suggested I write a letter to Ulster Bank in Belfast, giving all my details and enclosing the form the lady couldn't sign. Then she VERY KINDLY put the form and my letter in a NatWest envelope and posted it off for me. As of today 27 December I am waiting to see if they close my accoun as requested. so BE WARNED: UNLESS YOU LIVE IN NORTHERN IRELAND do NOT open any accounts with Ulster Bank. "
I opened my Loyalty saver account and made withdrawal prior opening the current account without any issue. Have you received the card for anytime banking and the card reader? Withdrawing money with their banking was “easy”, just have to change the limit to 20k per day like any natwest / Rbs account I also phoned Ulster bank one day for temporary 50k withdrawal. No issue.
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