Risk hunter?! Zopa lost ...

Quite apart from the fact that we have been removing funds from Zopa for nearly a year now and personally having a battle to get full loanbook data from Zopa since earlier last year - they decided to pull their loanbook info (can't remember why i have an email somewhere, company decision I seem to remember).

Seems to me that the lack of transparency from them is a good reason to be less trustful of them. That said so far since we first started lending through them we have not as yet lost any capital but our overall returns with them are being depleted by increasing defaults (defaults are not necessarily an issue many will recover and pay back and it is a factor of reducing funds and not lending back into zopa loans too)

Many people probably would have to read quite a bit of reviews to see that 4th way has a similar view to the above.