4thWay's Expert Quick LW Review - Member's Opinions?

This is a very naive and uninformed report. It suggests that lenders are not selling their loans by choice. It doesn't mention the fact that the secondary market has been closed for the best part of a year and that everyone's money is locked in. It also has no mention of the extortionate hidden cost of selling loans when it was possible. It's clear that most investors are taking their money out as it becomes available. There is also no mention of the fact that the shield became completely drained over a year ago well before covid, due to LW's incompetence and total lack of care for lenders money. Although it does mention negative interest it doesn't state the extortionate and sudden amount of negative interest that has been applied due to bad financial management and the fact that LW's still, 3 months since applying this are refusing to explain or put a specific percentage figure on what they are taking or admit that it is a CAPITAL LOSS.  The report suggests that negative interest WAS applied BRIEFLY when in fact even LW's has admitted it will be for the remaining term of the loans. There is no mention of the appalling customer service and repeated discrepancies and inaccuracies in monthly statements and their unwillingness or inability to correct this. I suggest that before these journalists review p2p platforms they could consult the lenders for their view on things and not just look at manipulated statistics conjured up by those with their own interests at heart.

You're correct, the article has been modified. 

It shows they didn't do the DD they should have done initially and had to modify it, probably after reading this thread, although there was plenty of information already on the forum.

IMHO, the author has summed it up pretty accurately. I am no expert, but it's odd the growth product receives +++ rating while the flexible receives ++.

Although some of the contents are obsolete, some updated articles are still worth reading, especially in learning how to avoid same mistake twice.

i am guessing you were not expecting to get a result so well done on what you achieved - we can only hope that new investors if there any still out there for p2p at the moment or anyone who has just been letting their account run over the last few months without checking actually reads the review and does not stop at the rating at the top (of exceptional?)