aju
Member of DD Central
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Likes: 917
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Post by aju on Feb 9, 2021 19:39:15 GMT
Having picked up a £125 reward middle last year it's great its back according to Your Money. I'll have to look into it for Mrs Aju as i already have and am investing monthly to the regsaver - not sure of the rates now but in my case I moved over back in Sept 2020 when it was 2.75% rate with of max £250 per month. I think it's 1% now so not so good but it needs to be checked. The £125 is good though. I haven't looked in detail yet but last time the 2 DD's or 2 S/o's only had to be transferred in and i rememebr they said in an online conversation i didn;t have to keep them running. I stayed with it but if Mrs Aju can just pickup the 125 and then let it lapse it may be worth a go. There are other terms like £1750 month i/c or £10500 every 6 months but I checked last time and you can turn a few reciprocal £500 or £250 back and forth between another account as long as the overall amount is £1750 or more then its fine. (I paid 1 1750 and made that up to 10500 and moved the money out so I have to decided what to do for the final 6 months.) The links gives some details and there was a long thread on MSE last time and I don't doubt there will be a large number of the get in and get out brigade too. Many last time just got in got the £125 and moved out again I seem to remember but I stayed for the 2.75% regsaver at the time. Anyway hope this helps anyone who is interested in free money - sort of. MSE forum link to new deal
www.hsbc.co.uk/current-accounts/products/ best option last time was the advance as others are more costly but checkit carefully it fits your needs. |
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Post by df on Feb 9, 2021 22:18:23 GMT
Having picked up a £125 reward middle last year it's great its back according to Your Money. I'll have to look into it for Mrs Aju as i already have and am investing monthly to the regsaver - not sure of the rates now but in my case I moved over back in Sept 2020 when it was 2.75% rate with of max £250 per month. I think it's 1% now so not so good but it needs to be checked. The £125 is good though. I haven't looked in detail yet but last time the 2 DD's or 2 S/o's only had to be transferred in and i rememebr they said in an online conversation i didn;t have to keep them running. I stayed with it but if Mrs Aju can just pickup the 125 and then let it lapse it may be worth a go. There are other terms like £1750 month i/c or £10500 every 6 months but I checked last time and you can turn a few reciprocal £500 or £250 back and forth between another account as long as the overall amount is £1750 or more then its fine. (I paid 1 1750 and made that up to 10500 and moved the money out so I have to decided what to do for the final 6 months.) The links gives some details and there was a long thread on MSE last time and I don't doubt there will be a large number of the get in and get out brigade too. Many last time just got in got the £125 and moved out again I seem to remember but I stayed for the 2.75% regsaver at the time. Anyway hope this helps anyone who is interested in free money - sort of. MSE forum link to new deal
www.hsbc.co.uk/current-accounts/products/ best option last time was the advance as others are more costly but checkit carefully it fits your needs. It is 1% on all three. I still have 2.75% running on M&S, but didn't renew my HSBC and First Direct. 1% reg saver doesn't compete with my Al Rayan instant access (currently 1.15%, reducing to 1.02% from 22nd feb). £125 is a great offer, but as with most offers like this I'm not qualified. The only bank I can claim to be a new customer is Co-op (I haven't had an account with them since 1994). It's good to see some signs of competition for customers at this extreme low rate environment though. There's Coventry issue 4 @1.3% on offer atm, works out as 1.16% if drip-fed from 1%. £500 monthly allowance - I'm going to open it tomorrow whilst it is still there.
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,004
Likes: 572
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Post by dave4 on Feb 9, 2021 22:32:32 GMT
HSBC always refuse /decline me, last time the offer was on, I inquired and 3 months after the offer closed i got the reply "my credit score was not hi enough / perfect was the issue. Shame as i had already earmarked a purchases with the welcome ££. May try again this time, Think my self esteem can stand the knock.
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aju
Member of DD Central
Posts: 3,484
Likes: 917
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Post by aju on Feb 9, 2021 23:51:03 GMT
HSBC always refuse /decline me, last time the offer was on, I inquired and 3 months after the offer closed i got the reply "my credit score was not hi enough / perfect was the issue. Shame as i had already earmarked a purchases with the welcome ££. May try again this time, Think my self esteem can stand the knock. Yeah they always used to for me but I decided to give it a go last time and just when I thought they would fail me they accepted so I ignored the past and soldiered on till it failed and for me it worked. Not sure that Mrs Aju will have the same result as her footprint is very much lots of savings etc, shes our tax free haven and her pension may qualify this time for her but who knows.
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benaj
Member of DD Central
Posts: 4,862
Likes: 1,591
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Post by benaj on Feb 10, 2021 0:45:39 GMT
Too bad. It’s a deal that I will miss.
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Post by dan1 on Feb 13, 2021 14:52:32 GMT
Having picked up a £125 reward middle last year it's great its back according to Your Money. I'll have to look into it for Mrs Aju as i already have and am investing monthly to the regsaver - not sure of the rates now but in my case I moved over back in Sept 2020 when it was 2.75% rate with of max £250 per month. I think it's 1% now so not so good but it needs to be checked. The £125 is good though. I haven't looked in detail yet but last time the 2 DD's or 2 S/o's only had to be transferred in and i rememebr they said in an online conversation i didn;t have to keep them running. I stayed with it but if Mrs Aju can just pickup the 125 and then let it lapse it may be worth a go. There are other terms like £1750 month i/c or £10500 every 6 months but I checked last time and you can turn a few reciprocal £500 or £250 back and forth between another account as long as the overall amount is £1750 or more then its fine. (I paid 1 1750 and made that up to 10500 and moved the money out so I have to decided what to do for the final 6 months.) The links gives some details and there was a long thread on MSE last time and I don't doubt there will be a large number of the get in and get out brigade too. Many last time just got in got the £125 and moved out again I seem to remember but I stayed for the 2.75% regsaver at the time. Anyway hope this helps anyone who is interested in free money - sort of. MSE forum link to new deal
www.hsbc.co.uk/current-accounts/products/ best option last time was the advance as others are more costly but checkit carefully it fits your needs. It is 1% on all three. I still have 2.75% running on M&S, but didn't renew my HSBC and First Direct. 1% reg saver doesn't compete with my Al Rayan instant access (currently 1.15%, reducing to 1.02% from 22nd feb). £125 is a great offer, but as with most offers like this I'm not qualified. The only bank I can claim to be a new customer is Co-op (I haven't had an account with them since 1994). It's good to see some signs of competition for customers at this extreme low rate environment though. There's Coventry issue 4 @1.3% on offer atm, works out as 1.16% if drip-fed from 1%. £500 monthly allowance - I'm going to open it tomorrow whilst it is still there. Just been replaced with Issue 5 @ 1.05%... www.coventrybuildingsociety.co.uk/consumer/savings-accounts/Regular-Saver.html
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Post by df on Feb 13, 2021 16:07:42 GMT
It is 1% on all three. I still have 2.75% running on M&S, but didn't renew my HSBC and First Direct. 1% reg saver doesn't compete with my Al Rayan instant access (currently 1.15%, reducing to 1.02% from 22nd feb). £125 is a great offer, but as with most offers like this I'm not qualified. The only bank I can claim to be a new customer is Co-op (I haven't had an account with them since 1994). It's good to see some signs of competition for customers at this extreme low rate environment though. There's Coventry issue 4 @1.3% on offer atm, works out as 1.16% if drip-fed from 1%. £500 monthly allowance - I'm going to open it tomorrow whilst it is still there. Just been replaced with Issue 5 @ 1.05%... www.coventrybuildingsociety.co.uk/consumer/savings-accounts/Regular-Saver.htmlI know. When I tried to open issue 4 it was already gone. 1.05% is not suitable for me. Should really get them as soon as they become available. I still have issue 3 (1.55%) running until September and my long term reg saver (1.8%) with Coventry. I had this long term account running since April 2010, the rate is variable, but always very competitive so I've never missed my monthly £250 contributions.
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