ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,906
Likes: 11,127
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Post by ilmoro on Sept 25, 2021 13:29:43 GMT
#1482 does indeed have a monitoring charge of 0.45% which works out at a fee charge of 6.5% of the borrower's interest payments. See how many other loans you can find even close to that figure, more chance of finding figures close to double that figure !
Short term charm offensive or long term restructure due to investor discontent after more loan scrutiny, platform comparisons and reading forums?
Oh yes 0.45% is definitely an outlier as is the 3%. Most of the recent loans have been 0.9%. AC taking 10-20% of borrower rate in fees. Have you actually applied the same metric to other platforms? (Bit harder to do as many arent as transparent as AC) You might find that AC arent out of the norm.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,906
Likes: 11,127
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Post by ilmoro on Sept 27, 2021 10:39:25 GMT
#1483 now released to the MLA - about £75k or 5%, both my requests filled
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Post by df on Sept 27, 2021 21:37:41 GMT
#1483 now released to the MLA - about £75k or 5%, both my requests filled No luck with #1482 yet. I guess it is too small to make any meaningful release to MLA. Ironically I've released some cash from QAA to be available for 1482 (created a cash drag)
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,906
Likes: 11,127
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Post by ilmoro on Sept 27, 2021 22:30:12 GMT
#1483 now released to the MLA - about £75k or 5%, both my requests filled No luck with #1482 yet. I guess it is too small to make any meaningful release to MLA. Ironically I've released some cash from QAA to be available for 1482 (created a cash drag) Not sure its fully live yet, seems to be a work in progress so probably wont be released to MLA until thats fixed - no rate, term, dates on repayments - which is fortunate as Ive got no free cash in the account so just had to borrow from ISA. (there is a joke in another post)
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,906
Likes: 11,127
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Post by ilmoro on Sept 28, 2021 18:50:20 GMT
#1483 now released to the MLA - about £75k or 5%, both my requests filled No luck with #1482 yet. I guess it is too small to make any meaningful release to MLA. Ironically I've released some cash from QAA to be available for 1482 (created a cash drag) Now released to MLA - about 5% again so max allocation £31.51. Display errors still present
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,906
Likes: 11,127
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Post by ilmoro on Oct 7, 2021 11:23:15 GMT
The reservoir has filled considerably (16), the flow remains restricted. (drawdowns spread over 5 months)
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Post by df on Oct 7, 2021 15:19:11 GMT
The reservoir has filled considerably (16), the flow remains restricted. (drawdowns spread over 5 months) 6.50% seems to be the new normal for the near future.
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corto
Member of DD Central
one-syllabistic
Posts: 851
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Post by corto on Oct 7, 2021 17:24:22 GMT
The reservoir has filled considerably (16), the flow remains restricted. (drawdowns spread over 5 months) not convincing. who do they want to lure in with an offer like this.
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Post by overthehill on Oct 11, 2021 17:32:01 GMT
what an utterly useless email about a new loan, the link just hangs forever (HELLO, REMOVE THE LOCK FILE) and there is no way of matching it in pipeline loans using the number or name as there is no column for either? Shambles. Back to Game Night on Iplayer.
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trium
Member of DD Central
Posts: 380
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Post by trium on Oct 11, 2021 17:43:42 GMT
My Upcoming Loans count is zero.
??
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Post by crabbyoldgit on Oct 11, 2021 17:57:44 GMT
We seek 1487 here we seek it there , where in gods name is it. Here i am all agog and excited , ready to throw my hard earned cash in and disappointingly its missing.
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upland
Member of DD Central
Posts: 478
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Post by upland on Oct 11, 2021 18:00:41 GMT
Same for me , maybe they have forgotten how to do it. I have emailed AC and they will respond within 10 working days.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,906
Likes: 11,127
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Post by ilmoro on Oct 11, 2021 18:13:02 GMT
Odd, loan scheduled for today looked to be a refi of a PL loan. Maybe they have jumped the gun and sent out an old email by mistake - the borrower communicated is from a few years ago.
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Post by overthehill on Oct 11, 2021 18:29:08 GMT
I've got an AC lender note for #542, the same borrowing company, from 3.5 years ago. Borrower might be making a return assuming #542 repaid.
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upland
Member of DD Central
Posts: 478
Likes: 175
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Post by upland on Oct 11, 2021 18:46:08 GMT
On the up side that has kept us on our toes and given us some mental stimulation. There is so little to do in p2p nowadays , nothing like it used to be.
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