with again many thanks, data from explorep2p.com/mintos-lender-ratings/ they write: ... Mogo has also announced that they are hoping to obtain an equity injection from new investors. That’s a good idea, because the company currently feels a little over-leveraged right now.
Thanks for the deep analysis. I predicted this would happen, refinancing more Bonds with still more Bonds, with no real good forecast, and dropped all mine with a benefit on time. While it was not the optimal timing (I sold @90 in 2020 and it went higher then) I'm happy not to have any exposure. The current yield of ~11% YTM, both from the old and new bonds, is very low compared to the risk you highlight.