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Post by Ace on Sept 10, 2021 17:20:57 GMT
6.3% in today's loan (Cranbrook).
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Post by multiaccountmanager on Sept 11, 2021 20:05:54 GMT
6.3% in today's loan (Cranbrook). Way off the norm. Expecting nearer 2%.
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Post by Ace on Sept 11, 2021 21:12:37 GMT
6.3% in today's loan (Cranbrook). Way off the norm. Expecting nearer 2%. Yes. I suspected it might be because its unusual to have autoinvest only on a loan of that size, but don't have any stats to back that up.
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Post by multiaccountmanager on Sept 14, 2021 19:02:18 GMT
Way off the norm. Expecting nearer 2%. Yes. I suspected it might be because its unusual to have autoinvest only on a loan of that size, but don't have any stats to back that up. The nearest I could see is Somerset Phase 1 on 5th August for £295K @ 2.5% Cranbrook Phase 2 £400K @ 6.3%
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Post by Ace on Sept 17, 2021 15:13:19 GMT
3.38% in today's loan (Brentford). I did manage to add to it with a manual pledge.
The number of loans seems to have dried up a bit recently. Only 2 loans scheduled for next week. There are 4 scheduled for the week after, but this has reduced from a predicted 8 a couple of days ago.
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Post by multiaccountmanager on Sept 18, 2021 12:11:11 GMT
3.38% in today's loan (Brentford). I did manage to add to it with a manual pledge. The number of loans seems to have dried up a bit recently. Only 2 loans scheduled for next week. There are 4 scheduled for the week after, but this has reduced from a predicted 8 a couple of days ago. Yes. I have reviewed the amount of work it takes to keep stats and charts and with the allocations now being so variable have decided it is not worth the effort any more.
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ton27
Member of DD Central
Posts: 431
Likes: 267
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Post by ton27 on Sept 25, 2021 15:00:31 GMT
There are 6 projects next week the first 2 of which are for more than £1m.
Any guesses/estimates for the percentages to be allocated to the first two for Sc********* (£1.1m) and L******* (£1.2m)?
I try to spread my risk over different projects (and over different platforms) so am a little nervous at leaving my "Autoinvest set at too high an amount".
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Post by Ace on Sept 25, 2021 17:00:25 GMT
There are 6 projects next week the first 2 of which are for more than £1m.
Any guesses/estimates for the percentages to be allocated to the first two for Sc********* (£1.1m) and L******* (£1.2m)?
I try to spread my risk over different projects (and over different platforms) so am a little nervous at leaving my "Autoinvest set at too high an amount".
I wouldn't like to hazard a guess as to the percentage autoinvest will get on these. When I was in a similar position to you I would attempt to make manual bids for the amount I wanted with a view to cancelling any auto allocation if it was over my threshold (you have 24 hours to cancel auto allocations). As it turned out the auto allocations were so small that I just let them ride.
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morris
Member of DD Central
Posts: 261
Likes: 149
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Post by morris on Sept 25, 2021 17:38:31 GMT
There are 6 projects next week the first 2 of which are for more than £1m.
Any guesses/estimates for the percentages to be allocated to the first two for Sc********* (£1.1m) and L******* (£1.2m)?
I try to spread my risk over different projects (and over different platforms) so am a little nervous at leaving my "Autoinvest set at too high an amount".
I wouldn't like to hazard a guess as to the percentage autoinvest will get on these. When I was in a similar position to you I would attempt to make manual bids for the amount I wanted with a view to cancelling any auto allocation if it was over my threshold (you have 24 hours to cancel auto allocations). As it turned out the auto allocations were so small that I just let them ride. How do you cancel auto-allocations - by phone?
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,009
Likes: 577
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Post by dave4 on Sept 25, 2021 17:55:49 GMT
morris i cancel auto with a polite e mail with all details of loan and bid amount.
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Post by Ace on Sept 25, 2021 19:04:47 GMT
I wouldn't like to hazard a guess as to the percentage autoinvest will get on these. When I was in a similar position to you I would attempt to make manual bids for the amount I wanted with a view to cancelling any auto allocation if it was over my threshold (you have 24 hours to cancel auto allocations). As it turned out the auto allocations were so small that I just let them ride. How do you cancel auto-allocations - by phone? From CP FAQs: From memory, I believe a "cancel" button appears on the loan page, which disappears after the 24 hours cooling off period.
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eeyore
Member of DD Central
Posts: 746
Likes: 737
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Post by eeyore on Sept 26, 2021 11:39:49 GMT
How do you cancel auto-allocations - by phone? From CP FAQs: From memory, I believe a "cancel" button appears on the loan page, which disappears after the 24 hours cooling off period. Yes, a "cancel" button does indeed appear, but it doesn't work! There was a loan a month or so ago that I was ambivalent about so I decided to use it as an opportunity to test cancelling a pedge - I clicked on the "cancel" button but nothing ever happened - I've still got that slice of the loan. If in the future I really must cancel a pledge, then I'll try an email.
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Post by overthehill on Sept 26, 2021 13:10:23 GMT
From CP FAQs: From memory, I believe a "cancel" button appears on the loan page, which disappears after the 24 hours cooling off period. Yes, a "cancel" button does indeed appear, but it doesn't work! There was a loan a month or so ago that I was ambivalent about so I decided to use it as an opportunity to test cancelling a pedge - I clicked on the "cancel" button but nothing ever happened - I've still got that slice of the loan. If in the future I really must cancel a pledge, then I'll try an email. The cancel button has never worked for me. Send them an internal message and they will cancel it. I might be wrong but I think they will oblige right up until the loan goes live, it's not like they will have a problem replacing the cancelled pledge. A note of warning, check your balance afterwards to make sure the refund is done correctly, I'll say no more !!
Generally, I think their platform is not customizable which is why it has hardly changed since day 1 and we're stuck with a limited, flaky and feature poor interface.
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Post by multiaccountmanager on Sept 27, 2021 12:44:56 GMT
There are 6 projects next week the first 2 of which are for more than £1m.
Any guesses/estimates for the percentages to be allocated to the first two for Sc********* (£1.1m) and L******* (£1.2m)?
I try to spread my risk over different projects (and over different platforms) so am a little nervous at leaving my "Autoinvest set at too high an amount".
The past is no guarantee for the future. Looking at some recent past loans and allocations in round figures I can see:- 29 Jun £1.3m 20% 10 Aug £0.9m 14% 11 Aug £0.9m 5% I don't update my figures and chart any more because the allocations have become so variable.
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Post by overthehill on Sept 27, 2021 14:00:41 GMT
Scar* - 28sep2021. Large short bridging loan, 50% LTV, 7.5%. No opinion on it but there is a reference to another of the borrower's properties in one of my blacklisted areas. Just the one with the usual covid excuses but had to be this P2P blackspot ! Trend or hearsay?
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