|
|
Post by barnsleybiker on Dec 14, 2021 14:58:40 GMT
99% of my money has been released and is now in my holding account available to withdraw, looks like Zopa are not messing about, I thought their email saying "thanks and get lost" mentioned all money to be returned by the end of January. Even though Zopa have abandoned us to become a bank they don't "do" fast transfers, its taking 3 days+ for the money to appear in the Halifax. incidentally interest for this month is just pennies! probably worth a check and withdraw NOW exZopa chums!
|
|
trevor
Member of DD Central
Posts: 555 
Likes: 379
|
Post by trevor on Dec 14, 2021 18:09:14 GMT
60% for me.
|
|
trevor
Member of DD Central
Posts: 555
Likes: 379
|
Post by trevor on Dec 14, 2021 18:16:40 GMT
Missed payments reduced 20%
|
|
|
|
Post by portlandbill on Dec 15, 2021 7:42:38 GMT
Zopa are a bank and are behaving like a bank - e.g. when you send money to them, they get it in seconds. When they send money to you, you get it days later.
Shouldn't this Zopa area be moved to the "closed to retail investors" section now?
|
|
|
|
Post by birdie on Dec 15, 2021 9:26:48 GMT
One thing I have noticed is that my holding in Core and Plus is being repaid rapidly but there has been no movement in my Classic loans.
|
|
|
|
Post by barnsleybiker on Dec 15, 2021 11:02:23 GMT
99% repaid over the last few days, less than100 quid left in and about 20 quid in my ISA, looks like they cant wait to offload us? nice to be not wanted!
|
|
taffy
Posts: 148
Likes: 359
|
Post by taffy on Dec 15, 2021 13:04:55 GMT
One thing I have noticed is that my holding in Core and Plus is being repaid rapidly but there has been no movement in my Classic loans. Checked my account recently and find this gem: £3,xxx.00 is in the queue, waiting to be invested in new loans. How can this be when there is no further investments into new loans? The website really is like a bank already, no email contact or online chat to get clarification. The chat available is 100% bot, useless unless it`s a common question with pre-programmed answers.
|
|
|
|
Post by mfaxford on Dec 15, 2021 13:55:58 GMT
One thing I have noticed is that my holding in Core and Plus is being repaid rapidly but there has been no movement in my Classic loans. They did state in one of the communications/FAQs that they would repay the most recent loans first and oldest last. The classic loans by definition are among the older loans so will be bought nearer the end (and I'd guess most people have very little left in Classic). When I last looked (early this morning) almost 80% of my invested funds had been repaid. My assumption is that they want to buy out as much as possible as quickly as possible but wanted to give enough flexibility if they didn't have enough funds
|
|
Greenwood2
Member of DD Central
Posts: 4,241
Likes: 2,686
|
Post by Greenwood2 on Dec 15, 2021 14:06:43 GMT
One thing I have noticed is that my holding in Core and Plus is being repaid rapidly but there has been no movement in my Classic loans. Checked my account recently and find this gem: £3,xxx.00 is in the queue, waiting to be invested in new loans. How can this be when there is no further investments into new loans? The website really is like a bank already, no email contact or online chat to get clarification. The chat available is 100% bot, useless unless it`s a common question with pre-programmed answers.Having got to the end of the Bot knowledge I did get an actual human on the chat this morning. 
|
|
groon
Posts: 39
Likes: 40
|
Post by groon on Dec 15, 2021 16:23:47 GMT
I haven't had a penny back yet, which is even worse than a normal week, when I'd expect a steady trickle.
I presume that this is because I stopped reinvesting about 3 years ago, so all the loans in which I have a stake are 'old'.
Well, that's what I presume ...
|
|
|
|
Post by df on Dec 15, 2021 17:58:52 GMT
Zopa are a bank and are behaving like a bank - e.g. when you send money to them, they get it in seconds. When they send money to you, you get it days later. Shouldn't this Zopa area be moved to the "closed to retail investors" section now? Yes, it will be moved.
|
|
zlb
Member of DD Central
Posts: 1,412
Likes: 331
|
Post by zlb on Dec 15, 2021 18:03:20 GMT
But why the delay to the rest "£xxx is invested in 3 loans, excluding the value of missed repayments." The returned amount was invested in loans too. I hope they aren't playing with loans which have missed one repayment
|
|
|
|
Post by df on Dec 15, 2021 18:12:28 GMT
I haven't had a penny back yet, which is even worse than a normal week, when I'd expect a steady trickle. I presume that this is because I stopped reinvesting about 3 years ago, so all the loans in which I have a stake are 'old'. Well, that's what I presume ... The same here, I've stopped reinvesting when they scrapped PF. I had no repayments this week, but it's probably because I've got only 42 loans left in my portfolio.
|
|
|
|
Post by kevin1841 on Dec 16, 2021 11:57:12 GMT
One thing I have noticed is that my holding in Core and Plus is being repaid rapidly but there has been no movement in my Classic loans. Checked my account recently and find this gem: £3,xxx.00 is in the queue, waiting to be invested in new loans. How can this be when there is no further investments into new loans? The website really is like a bank already, no email contact or online chat to get clarification. The chat available is 100% bot, useless unless it`s a common question with pre-programmed answers. Hello taffy, have you now moved the 3K+ to your holding account?
|
|
taffy
Posts: 148
Likes: 359
|
Post by taffy on Dec 16, 2021 16:33:46 GMT
No, I haven't done anything and don't intend to until everything is closed out. The, I will transfer the balance out.
I did receive an email quoting the following though.
"If you had any money in the queue, this will also have been directed to your holding account".
|
|
