Next general election (2024)

There isn't an NI cap on employers' contributions so the largest part of NI already not subject to a cap.

And then if you were to take the cap off employees contributions, you will end up with a 52% tax rate at £50 K, a 72% rate at 100-125K, and a 57% rate at over £125 K (that's in England - higher still in Scotland: 53%, 73% and 59%). That will not only put the UK even higher up in the world tax rate league (currently fourth highest starting rates and fourth highest top rates in the world: en.wikipedia.org/wiki/List_of_countries_by_tax_rates) it will likely actually reduce the total tax take so will be counter productive. 

Better to redesign the system to unify tax and NI and be more smoothly progressive. What the top rate should be, and when it should hit, remains arguable but higher than 50% for everything over £50 K is way too high IMHO.

why If the Government increases NI wages don't go up to compensate.

Currently my Pension is taxed, when I get my state pension I will will pay more tax on my pension as my total income increases.

I'm a realist, things need to change and if me paying a little NI from my pension is what is needed I will do it.

I personally think groups like "back to 60" and "WASPI" are being ridiculous.

If the pension age for Women is changed back to 60, then given the sex discrimination act men are entitled to the same. There is no fuss about the following:-
John and Joan were both born in 1950, both retired at 65. because she chose not to take it at 60 Joan could take her state pension but chose to continue to work, her state pension increased because she chose not to take it at 65 she gets approximately a 50% uplift. for the last 5 years she pays no NI as she was above state pension age.
At the end of the day John pays for 5 additional years, and Joan gets 50% more out.

yes benefits need to be taxed and I mean all forms of benefit ( income ).

Bill is a pensioner and gets a total pension of £13,700 and pays £200 a year in tax.
Dai gets a pension of £10,000 , but gets a rent rebate of £1,500 a year, gets council tax benefit worth £1,250 a year, £250 warm home benefit, including the £650 cost of living allowance this year etc a total of £14,000 yet pays no tax.

I know some of you are fed up of me saying it but a binary system of benefits is ridiculous, for example in my council area £2 a week of pension credit means you pay £0 council tax 

So it's fair that a working person on £13,000 a year pays tax and NI, but someone on benefits of the same level pays nothing, and a pensioner only pays tax.

Life's not fair. Is it fair that people who work equally hard get vastly different incomes from their jobs? Is it fair that some people retire having been unable to save anything from a lifetime of work and others have amassed a fortune? Surely everyone should get paid the same (or at least not orders of magnitude different) if they work the same number of hours equally hard? 

With the benefit system there is an attempt to look after people who can't support themselves without help. There are inevitably winners and losers, people who can work the system to their advantage and those that can't or won't and then there are the cheats who deliberately lie to get much more than they should. 

Why not have a levelling up system so if you are less well off than someone on benefits in the same situation you get paid the difference? But like everything else this would be a nightmare to administer. Or raise the threshold for taxation so that poorer people not on benefits don't get caught for tax. I don't know what the solution is or if there is one, but taxing poor people on benefits and taxing pensioners more doesn't seem to fix anything to me. Private pensions are already taxed and you could increase the tax rate on private pensions although people who have worked hard all their lives to build a nest egg for their retirement wouldn't be happy.

But the system is more unequal than that 

I worked and saved into a works pension, I have colleagues who chose not to and instead ran nice cars and expensive holidays.
Myself and one of those gave up work at the same time.

He gets lots of benefits, because I have saving and am able to take a pension I get nowt. So blow it all get more money from the state.

ah you spotted the good looks

I spotted today my local council has a line in the budget £40,000 for maintenance of christmas lights ( Now I guess that includes putting them up and taking them down and storage ) but there are 10-12 strings across the main street and 8 that project from lamp posts on my street, £40,000 a year is ridiculous