Ace
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Post by Ace on Mar 20, 2023 13:10:38 GMT
I really like the idea of the new stats on the CP dashboard. It's a shame that they didn't get a bit more testing before being released.
Mine might be right when looking at the whole portfolio, but are obviously grossly wrong when looking at subsections of the portfolio, I.e. just Standard account or just ISA account.
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archie
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Post by archie on Mar 20, 2023 13:36:27 GMT
Projects repaid, Active Projects and Active Loan Parts for Total Portfolio appear to be the figures for Self Select only.
The percentage returns seems to be the same for all Standard and ISA portfolios whether Total, AutoInvest or Self Select.
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Ace
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Post by Ace on Mar 20, 2023 13:55:02 GMT
Projects repaid, Active Projects and Active Loan Parts for Total Portfolio appear to be the figures for Self Select only. The percentage returns seems to be the same for all Standard and ISA portfolios whether Total, AutoInvest or Self Select. Mine appear to be correct for total portfolio, but grossly wrong for Standard and ISA portfolios. Yes, percentage returns very suspiciously identical for Total, Standard and ISA. I've emailed CP with details.
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archie
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Post by archie on Mar 20, 2023 14:13:23 GMT
Projects repaid, Active Projects and Active Loan Parts for Total Portfolio appear to be the figures for Self Select only. The percentage returns seems to be the same for all Standard and ISA portfolios whether Total, AutoInvest or Self Select. Mine appear to be correct for total portfolio, but grossly wrong for Standard and ISA portfolios. Yes, percentage returns very suspiciously identical for Total, Standard and ISA. I've emailed CP with details. I hope it's not right, my Total ISA portfolio shows zero Projects repaid, zero Active Projects and zero Active Loan Parts. 
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Ace
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Post by Ace on Mar 20, 2023 14:17:33 GMT
Mine appear to be correct for total portfolio, but grossly wrong for Standard and ISA portfolios. Yes, percentage returns very suspiciously identical for Total, Standard and ISA. I've emailed CP with details. I hope it's not right, my Total ISA portfolio shows zero Projects repaid, zero Active Projects and zero Active Loan Parts. Yes, my Total ISA portfolio is wrong too, but my Total Portfolio (ISA + Standard) is correct.
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Ace
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Post by Ace on Mar 20, 2023 14:26:17 GMT
My Current Contract Rate has just updated to 8.51% for all my portfolios. So, higher than all current (and previous since I joined) rates!
I think we should consider it to be a work-in-progress. Why don't they do this behind the scenes and give it a bit of a test first?
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jonno
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nil satis nisi optimum
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Post by jonno on Mar 20, 2023 14:29:08 GMT
My Current Contract Rate has just updated to 8.51% for all my portfolios. So, higher than all current (and previous since I joined) rates! I think we should consider it to be a work-in-progress. Why don't they do this behind the scenes and give it a bit of a test first? Because you're doing it for free
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Ace
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Post by Ace on Mar 20, 2023 14:35:51 GMT
My Current Contract Rate has just updated to 8.51% for all my portfolios. So, higher than all current (and previous since I joined) rates! I think we should consider it to be a work-in-progress. Why don't they do this behind the scenes and give it a bit of a test first? Because you're doing it for free I'd gladly do it for free if they can't manage to test it themselves. It would look a lot more professional if they gave a beta version to a few users to test once they'd done their own "exhaustive" testing, rather that publish a half cocked update. It's not the first time they've done this. Remember their Pending Transactions fiasco?
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jonno
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nil satis nisi optimum
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Post by jonno on Mar 20, 2023 14:41:49 GMT
Because you're doing it for free I'd gladly do it for free if they can't manage to test it themselves. It would look a lot more professional if they gave a beta version to a few users to test once they'd done their own "exhaustive" testing, rather that publish a half cocked update. It's not the first time they've done this. Remember their Pending Transactions fiasco? I couldn't agree more. We've been around with CP for quite some time so it doesn't really come as a surprise, but if I was a newish lender here, it would start to raise some alarm bells over how they run the rest of their business.
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Post by scrumper on Mar 20, 2023 15:11:08 GMT
My Current Contract Rate has just updated to 8.51% for all my portfolios. So, higher than all current (and previous since I joined) rates! I think we should consider it to be a work-in-progress. Why don't they do this behind the scenes and give it a bit of a test first? Mine is at 10.23%, higher than any loan I'm invested in even if 2% late payments rates are included.
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Ace
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Post by Ace on Mar 20, 2023 16:28:37 GMT
Looks like the project and loan counts may have been fixed for me.
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eeyore
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Post by eeyore on Mar 20, 2023 17:57:24 GMT
I really like the idea of the new stats on the CP dashboard. It's a shame that they didn't get a bit more testing before being released. Mine might be right when looking at the whole portfolio, but are obviously grossly wrong when looking at subsections of the portfolio, I.e. just Standard account or just ISA account. I too like the idea of the new stats but NOT on the dashboard! I don't need to see the numbers of projects, loans and interest rates at the top of the page EVERY time I login - I'd be quite content with a 'Statisics' tab I can peruse when I'm inclined to do some research. Subjectively, the login process did seem to take longer than normal this afternoon - because the system is having to compute all the data? What I'd rather see is some consistency in the organisation of options - buttons to display the 'Standard/SelfSelect', 'Autoinvest' and 'Total' portfolios all in the same place; transfers between wallets and external all in one place - not divided between horizontal tabs & vertical lists. So how about an On/Off option in the 'Personal Settings' for each user to display or not these statistical data?
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Post by scrumper on Mar 20, 2023 17:58:04 GMT
Mine too. My current contract rate looks a bit more realistic now too at 7.44%
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firedog
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Post by firedog on Mar 20, 2023 19:24:48 GMT
I see the Total Portfolio & Payback bar chart now splits overdue loans over four time periods, from 0-3 months to 12+ months.
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Ace
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Post by Ace on Mar 21, 2023 10:51:54 GMT
I received a confused reply from CP. I think what they meant to say is that the loan and project numbers are now correct for whichever portfolio you have selected.
They also said that the rates do not change depending on which portfolio you are looking at, as these are your combined average returns and rates.
I'll write back to them when I get time to point out how illogical and confusing it will be to have a table of stats where some of the stats relate to the selected portfolio, but others do not, with no indication as to which stats are on which basis. This is becoming tiresome.
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