bigfoot12
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Post by bigfoot12 on Feb 12, 2015 18:06:16 GMT
Still no response or meeting invite from westonkevRS on this thread. Wonder if things are a little busy over at RS HQ at the moment . If it really is that busy let me know and I'll happily make the teas and coffees for you all to give you a break. Certainly his post from yesterday 'Our doors are always open' seems to be looking indefensible. I think that your exposé has caused a panic with lenders pulling their money. Is your real name Robert Peston?
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Investor
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Post by Investor on Feb 12, 2015 18:26:03 GMT
Still no response or meeting invite from westonkevRS on this thread. Wonder if things are a little busy over at RS HQ at the moment . If it really is that busy let me know and I'll happily make the teas and coffees for you all to give you a break. Certainly his post from yesterday 'Our doors are always open' seems to be looking indefensible. I think that your exposé has caused a panic with lenders pulling their money. Is your real name Robert Peston? I did predict in an alternate thread that the 1% splashback offer would be insignificant if lenders held out until mid feb and that I would be holding onto my 10k until that time. It's now all heading out at rates that I am more than happy with. So rare that my predictions come true so forgive me my moment of smugness. p.s reckon I've probably also killed off any chance of my coffee and free mug invite from westonkevRS
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Post by westonkevRS on Feb 12, 2015 19:04:11 GMT
Still no response or meeting invite from westonkevRS on this thread. Wonder if things are a little busy over at RS HQ at the moment . If it really is that busy let me know and I'll happily make the teas and coffees for you all to give you a break. Certainly his post from yesterday 'Our doors are always open' seems to be looking indefensible. I'm actually a little scared because that does look like the side entrance intercom.... Which we would always answer! Although there is a new main entrance so no need to sneak in the side. But the invite remains, please try again. Although next week I'm on holiday... ...But we have been busy, the speed of lending is ridiculously fast. The issue isn't a lack of lender per se, as this has been high by historical standards, I'm approving too many loans! Hence the spikes in rates! Kevin.
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Investor
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Post by Investor on Feb 12, 2015 19:35:06 GMT
It is indeed the entrance intercom. Did not realise there was a different entrance. I will indeed try again tomorrow so we can put the conspiracy theorist's minds at rest and I can steal permanantely borrow a prized Ratesetter mug. Any times to avoid?
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Post by westonkevRS on Feb 12, 2015 20:38:42 GMT
Tomorrow's a busy day, the earlier you come the better. I'm in at 8am.... If you come before 10:30am I can give you a tour, after than just a mug as I jump out of meets....
Kevin.
If the intercom doesn't work you can email me on Kevin.Allen@ratesetter.com.
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Post by easteregg on Feb 13, 2015 12:09:20 GMT
There has been one P2P website which the FCA has shutdown following a report I made, but there could have been others that I am not aware of.
blog.p2pmoney.co.uk/unregulated-p2p-website-shut-down
With the growth within this sector, setting up a new snazzy website isn't particularly expensive, especially if there are no back-end systems. Whilst I hope that the risk of fraud is low, it certainly isn't zero.
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Post by yorkshireman on Feb 13, 2015 14:13:28 GMT
It’s not just the platform itself, it’s some of the charlatans who are allowed to take out loans. I might seem to go on about bent lawyers, air con artists, crappy scrappy et al on <deleted> and the way <deleted> was scammed but at the end of the day [MOD: deleted] if a platform appears to be lax in checking applicants for unsecured loans then lenders need to be wary.
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Post by elljay on Feb 14, 2015 9:36:25 GMT
[mod hat on]
Accusing specific platforms of allowing fraud is very likely to get you banned unless you have facts to support your assertion. If you do have facts then please discuss them with the mod team before posting them.
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oldgrumpy
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Post by oldgrumpy on Feb 14, 2015 9:47:41 GMT
[mod hat on] Accusing specific platforms of allowing fraud is very likely to get you banned unless you have facts to support your assertion. If you do have facts then please discuss them with the mod team before posting them. I think elljay and the others up there should add a bit of style to their avatars when posting in an official rather than private capacity. Maybe you could photoshop this mod hat onto your current image. Just like to be helpful
Signed Grumpa
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Post by elljay on Feb 14, 2015 10:29:22 GMT
Unfortunately your avatar applies to all of your posts. Maybe what we need is this. Or these!
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Post by yorkshireman on Feb 14, 2015 10:52:21 GMT
[mod hat on] Accusing specific platforms of allowing fraud is very likely to get you banned unless you have facts to support your assertion. If you do have facts then please discuss them with the mod team before posting them. I think you will find that I chose my words carefully for the very reasons you mention. I did not accuse either platform of allowing / condoning fraud in the examples I cited, I was warning readers of the danger of the platform itself being scammed if borrowers are not carefully evaluated.
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oldgrumpy
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Post by oldgrumpy on Feb 14, 2015 11:05:06 GMT
Unfortunately your avatar applies to all of your posts. Maybe what we need is this. Or these! You've already got the cards. Remember when you gave me a bo... gentle piece of advice? Attachments:
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Investor
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Post by Investor on Feb 14, 2015 12:56:43 GMT
Didn't work though, you see that colour all you think of is bananas
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