webwiz
Posts: 1,133
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Post by webwiz on Feb 17, 2016 17:10:20 GMT
Yes. For me, it seems illogical to have a set time for a launch. Why create work for humans that can easily be accomplished via computers. I like the idea of prefund to but to have the funds in place beforehand Absolutely! We want to avoid the SS shambles of people pre-funding far more than they are prepared to buy but otherwise pre-funding works very well.
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Post by bracknellboy on Feb 19, 2016 15:47:13 GMT
MoneyThing: With the increasing number of repeat borrowers, in some instances I - and I'm sure others - find it difficult to keep track of exposure to single borrower. Aware this is a topic raised before. This is particularly important where the borrower identity is in effect obscured by not having it 'coded in' to the loan id. Understand that you have now listed related loans on each loan listing, but that of itself is quite tedious to check against. What would be extremely useful is if each borrower was assigned some form of unique borrower id, and this was visible in the Your Loans listing (needless to say ultimately I'm sure many of us also want an excel dowloadable form of our book as well, but for the moment cut and paste is working). And of course displayed on each loan listing. This would then make it much much easier to track the aggregate holding against each borrower. I've now completely lost track (no pun intended) on car loans as I've lost the plot as to whether there is one, two or three different borrowers involved.
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Post by MoneyThing on Feb 19, 2016 15:49:06 GMT
MoneyThing : With the increasing number of repeat borrowers, in some instances I - and I'm sure others - find it difficult to keep track of exposure to single borrower. Aware this is a topic raised before. This is particularly important where the borrower identity is in effect obscured by not having it 'coded in' to the loan id. Understand that you have now listed related loans on each loan listing, but that of itself is quite tedious to check against. What would be extremely useful is if each borrower was assigned some form of unique borrower id, and this was visible in the Your Loans listing (needless to say ultimately I'm sure many of us also want an excel dowloadable form of our book as well, but for the moment cut and paste is working). And of course displayed on each loan listing. This would then make it much much easier to track the aggregate holding against each borrower. I've now completely lost track (no pun intended) on car loans as I've lost the plot as to whether there is one, two or three different borrowers involved. Acknowledged. This is on our development to-do list. Kind regards, Ed.
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sam i am
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Post by sam i am on Feb 19, 2016 16:31:55 GMT
A small request for the loan investment page. If you try to invest £x but someone else sneaks in just before you and reduces the available amount to less than £x then the transaction aborts with an error message. You then have to try again and hope that no one else takes another bite in the meantime. I would prefer if the full amount is not available to be allocated the balance remaining.
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Post by MoneyThing on Feb 19, 2016 17:01:18 GMT
A small request for the loan investment page. If you try to invest £x but someone else sneaks in just before you and reduces the available amount to less than £x then the transaction aborts with an error message. You then have to try again and hope that no one else takes another bite in the meantime. I would prefer if the full amount is not available to be allocated the balance remaining. Fair point. Let me look into this and revert back. Regards, Ed
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Post by MoneyThing on Feb 19, 2016 17:02:38 GMT
Quick question - did anyone notice any slowdown on the platform this time? Regards, Ed.
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Monetus
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Post by Monetus on Feb 19, 2016 17:05:58 GMT
A small request for the loan investment page. If you try to invest £x but someone else sneaks in just before you and reduces the available amount to less than £x then the transaction aborts with an error message. You then have to try again and hope that no one else takes another bite in the meantime. I would prefer if the full amount is not available to be allocated the balance remaining. Fair point. Let me look into this and revert back. Regards, Ed Yes SUPER agree with this. I'd rather it allocated whatever was left than just gave you nothing at all and an error.
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mikeh
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Post by mikeh on Feb 19, 2016 17:20:04 GMT
Quick question - did anyone notice any slowdown on the platform this time? Regards, Ed. No slowdown for me.
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david42
Member of DD Central
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Post by david42 on Feb 19, 2016 18:48:01 GMT
MoneyThing : With the increasing number of repeat borrowers, in some instances I - and I'm sure others - find it difficult to keep track of exposure to single borrower. Aware this is a topic raised before. This is particularly important where the borrower identity is in effect obscured by not having it 'coded in' to the loan id. Understand that you have now listed related loans on each loan listing, but that of itself is quite tedious to check against. What would be extremely useful is if each borrower was assigned some form of unique borrower id, and this was visible in the Your Loans listing (needless to say ultimately I'm sure many of us also want an excel dowloadable form of our book as well, but for the moment cut and paste is working). And of course displayed on each loan listing. This would then make it much much easier to track the aggregate holding against each borrower. I've now completely lost track (no pun intended) on car loans as I've lost the plot as to whether there is one, two or three different borrowers involved. While we wait for Ed to publish an official list, I have shared my list of borrow IDs here: p2pindependentforum.com/thread/4312/which-borrowers-linkedI last updated the list on 16 Feb. I will add today's new loans. David
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Post by manxfinch on Feb 19, 2016 18:55:26 GMT
No slowness for me.
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registerme
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Post by registerme on Feb 19, 2016 19:17:44 GMT
Quick question - did anyone notice any slowdown on the platform this time? Regards, Ed. Responsiveness was excellent.
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jonah
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Post by jonah on Feb 19, 2016 20:13:12 GMT
Quick question - did anyone notice any slowdown on the platform this time? Regards, Ed. Sorry, but it was SLIGHTLY slow for me, for about 20 seconds just after 4. I was on a mobile on wireless, but I am comparing vs. normal performance on the same setup.
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Post by Financial Thing on Feb 20, 2016 15:07:38 GMT
MoneyThing Small request for website improvement. After one sells a loan piece, the site switches you from the My Loans / Live Loans page to My Loans / For Sale page. A bit annoying if one is selling multiple pieces having to switch back to the My Loans / Live Loans page. From a user perspective, it would be better to keep the user on the My Loans / Live Loans page. Thanks for your consideration.
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paulg
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Post by paulg on Feb 20, 2016 17:27:30 GMT
MoneyThing Small request for website improvement. After one sells a loan piece, the site switches you from the My Loans / Live Loans page to My Loans / For Sale page. A bit annoying if one is selling multiple pieces having to switch back to the My Loans / Live Loans page. From a user perspective, it would be better to keep the user on the My Loans / Live Loans page. Thanks for your consideration. I would agree with this. The other thing I find odd about the selling process is that the loan which is for sale stays in the live loan list while it's being sold. It can be a bit confusing if you're trying to sell more than one piece of the same loan with the same value. Certainly not a big issue but something for consideration if MT are making any changes to this area of the platform.
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SteveT
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Post by SteveT on Feb 20, 2016 18:04:14 GMT
Yes, I think the optimal solution would be for a loan part, once listed for sale, to be removed from the "Live Loans" list and reappear on the "For Sale" list. Also for there to be a "Cancel Sale" button by each unsold loan part (thinking ahead to future times when loan parts might take days, not just seconds, to sell on the SM!)
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