jamesc
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Post by jamesc on Dec 1, 2015 10:30:09 GMT
17752 has finally drawn down !
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jayjay
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Post by jayjay on Dec 1, 2015 10:35:10 GMT
17752 has finally drawn down ! which will give me even more cash on the repayment as I missed out - ho hum.
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acky
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Post by acky on Dec 1, 2015 10:41:14 GMT
Lincolnshire 1 (11319) settled with 10 repayments to go. Makes me wish I had pumped more into Hendon 9 yesterday. I'm keeping an eye on West Byfleet-2; waiting for 2% CB in this or the third tranche. ... as well as a 3rd, there'll be a 4th as the initial cash required is £1.7m. It would be surprising if at least the 4th didn't need 2% CB. So patience is the key word here, I think.
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jayjay
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Post by jayjay on Dec 1, 2015 10:59:37 GMT
...and Billingshurst drawn down too.
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jayjay
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Post by jayjay on Dec 1, 2015 15:58:15 GMT
Lincolnshire 1 (11319) settled with 10 repayments to go. Makes me wish I had pumped more into Hendon 9 yesterday. I'm keeping an eye on West Byfleet-2; waiting for 2% CB in this or the third tranche. ... as well as a 3rd, there'll be a 4th as the initial cash required is £1.7m. It would be surprising if at least the 4th didn't need 2% CB. So patience is the key word here, I think. Now the new Devon loan will definitely definitely need more help in the latter stages as it is really chunky....Patience is a difficult thing sometimes.
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blender
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Post by blender on Dec 1, 2015 17:11:38 GMT
... as well as a 3rd, there'll be a 4th as the initial cash required is £1.7m. It would be surprising if at least the 4th didn't need 2% CB. So patience is the key word here, I think. Now the new Devon loan will definitely definitely need more help in the latter stages as it is really chunky... .Patience is a difficult thing sometimes.True words, Jayjay. There is a time to speculate and a time to accumulate, and it is difficult to hold off from speculating when the funds are accumulating. Poor offers start to look good, like 1% over 12 months and 2% over 24 months. But we must not allow our accumulating funds burn a hole in our virtual pocket. There will be another Bilston before long and we shall enjoy a feeding frenzy. Have Faith, Chums.
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blender
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Post by blender on Dec 1, 2015 18:45:10 GMT
I suppose it is easy for an old chameleon to sit and wait for an opportunity, but for a little lamb, especially a boy one, there is so little time to waste (spelling of potatoes - sic);-  |
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jayjay
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Post by jayjay on Dec 3, 2015 9:43:11 GMT
How long does a chameleon have to crouch on a stick motionless, waiting for an insect to come by, before it starves to death?
There is so little to feed on - maybe only recurring software bugs?
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blender
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Post by blender on Dec 3, 2015 18:18:19 GMT
Lincolnshire 1 (11319) settled with 10 repayments to go. Makes me wish I had pumped more into Hendon 9 yesterday. I'm keeping an eye on West Byfleet-2; waiting for 2% CB in this or the third tranche. ... as well as a 3rd, there'll be a 4th as the initial cash required is £1.7m. It would be surprising if at least the 4th didn't need 2% CB. So patience is the key word here, I think. West Byfleet 3 launched with only 1%. This poor chameleon with probably fall off the stick first, then die of starvation, then a software bot-bug will sell some FCPF parts at 20% discount. But do not be fooled by the inactivity of the waiting body. Note that the tongue is longer than the body and can be deployed in a flash, for a cash back offer, for a tasty insect, or for a romantic encounter which other species can only marvel at:- 
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TitoPuente
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Post by TitoPuente on Dec 4, 2015 15:05:04 GMT
18026 A+ 12m 9% +1%CB looks attractive in the scheme of things. The question is if any of the later tranches would need more CB.
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acky
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Post by acky on Dec 4, 2015 17:00:56 GMT
18026 A+ 12m 9% +1%CB looks attractive in the scheme of things. The question is if any of the later tranches would need more CB. £800k total funding at a premium interest rate? The market would need to implode for this to need more than 1% CB. Later tranches may not have CB at all - take it while it's there!
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min
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Post by min on Dec 4, 2015 17:03:39 GMT
18026 A+ 12m 9% +1%CB looks attractive in the scheme of things. The question is if any of the later tranches would need more CB. £800k total funding at a premium interest rate? The market would need to implode for this to need more than 1% CB. Later tranches may not have CB at all - take it while it's there! On the other hand West Byfleet 3 may well struggle given the number and size of new loans appearing today.
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acky
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Post by acky on Dec 4, 2015 17:26:12 GMT
£800k total funding at a premium interest rate? The market would need to implode for this to need more than 1% CB. Later tranches may not have CB at all - take it while it's there! On the other hand West Byfleet 3 may well struggle given the number and size of new loans appearing today. It's just a matter of time for West Byfleet. Yes I think tranche 3 will struggle, but there's a 4 AND 5 to come hot on its heels - initial funding £1.7m + 2 years' interest and fees, so that's about £2,000,000, with £1,350,000 listed to date. Faintly Charitable are no doubt trying to spin 1% out as long as possible, but we could be looking at another Henley in the end, needing 3%. Not that's necessarily good news for flippers - there are nearly 8,000 Henley parts on the SM at present (which is about 500 down from where it was).
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jayjay
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Post by jayjay on Dec 4, 2015 17:48:05 GMT
And still they are putting new loans up. This is a bumper Friday. We have seen FC hold back on a Friday in the past, but with nothing lasting more than three days this week FC are bullish.
This means that there is hope - they have had a lot more investor money and here come the loans. There is hope for the return of 2% CB.
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fasty
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Post by fasty on Dec 4, 2015 20:01:32 GMT
18026 A+ 12m 9% +1%CB looks attractive in the scheme of things. The question is if any of the later tranches would need more CB. Bearing in mind that the first tranche filled in about 4 hours and there is expected to be another one in quick succession, I wouldn't anticipate our Friendly Chums increasing the cashback just yet.
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