Peerlan.com - Bondora loan filtering

All the changes implemented by bondora were focused on attracting  institutional capital, with complete disregard for individual investor.
I don't think they will go back. But what saddens me the most is not that ridiculous portfolio manager, but the fact that the only alternative to it it's going to be through their API very soon.

I am looking for alternatives to bondora. What do you guys suggest? it must be open to european investors

Whilst not having any answers, I am intrigued by Bondora seeking to re-intermediate its marketplace, which first struck me as a pure case of disintermediation, something I first learnt about during my tenure in one of the big 4 UK banks.

Bondora appeared to be exactly the form of new trading that the banks had kept out of the marketplace by their belief that they had erected exceptionally high cost-of-entry technology barriers.  T'interweb effectively tore down those barriers, yet here we have one of those seemingly successfull challengers now seeking to re-erect barriers between themselves and those early-adopter customers that got them over those newly-lowered barriers.

In Bondora's case, I believe they have fallen prey to the pitfalls inherent in rapid growth and epitomised by (IMHO) a singular belief of e-commerce companies in particular in growth at any cost. Hence Finland/Spain/Slovakia and the subsequent fall-out and stagnation, if not downright shrinkage.

Now, with its focus on pruning its cost base, seeking partnerships with the very organisations it first sought to make history and general failure to maintain its customer focus, Bondora is suddenly looking very old and set in its ways.

I have already withdrawn over 25% of my initial investment and am seeking to accelerate the same whilst at least keeping some semblance of order and profit.  I don't expect Bondora to turn itself back into the very appealing prospect on so many fronts that it it once was.  What wouldn't surprise me would be the emergence of someone/something  that has learnt from the mistakes that Bondora and other P2P companies have so publicly made.

Most of my money these days goes into SS with some into MT after withdrawing totally from FC and ReBS as well as starting to get out of B.  They are still small, personable and so simple to understand and work with.  OK, so I can't play at them with under a fiver a time and they don't promise the earth, but they have more security and significantly lower default rates than Bondora, and I don't have to worry about currencies.

Sorry for ignorance, but what is SS, MT, FC and ReBS?

Glossary here for reference p2pindependentforum.com/post/3041/thread

That strange banging you can hear is uncletone abbreviating his frustrations

So, can we unsticky this? Seems it died...hard. Domain for sale and such.

Domain is parked now with Sedo. SSL obviously doesnt work.