85 loans on offer and not a looker amongst 'em

One could use that as a seed for a rather blue joke involving oldgrumpy a few decades ago, but it's too far beneath me to even mention.

I'd settle for some decent security

Nothings changed, it's over £150k that needs security. Doesn't stop people applying for multiple £100k loans though, a few months apart.

Did anyone else notice there are two £100k+ loans both ending at 15:06 next Friday? That will be fun, won't it children!! Are them as loads these on really THAT insensitive to the implications?

mikeb, I'm with you on that one. Now, where's my Babel Fish.

If you want decent security then FC is probably not the best platform. People set up limited companies to protect themselves from liabilities if it fails, so a personal director guarantee works against that and people will wish to avoid paying. Add to that the problem that P2P seeks to remove the middle man and his margin for risk. So there is neither the money nor the incentive for FCRL to behave as if it was their money in default.
At least we can try to judge the strength of the business and the viability of the plans for the cash, and then see if we like the interest rate and can decide for how long we dare hold the loan.

Agreed and the small loans are still funded to MBR by Autobidders. So for decent rates they are not worth evaluating, except to buy the odd C- to keep for a few months. Fortunately I have the time available to manage an FC account.