|
|
Post by fiatlender on Sept 1, 2015 8:25:38 GMT
Very quickly paid by SS, straight after the Bank Holiday, Thanks SS!
|
|
|
|
Post by magoo68 on Sept 1, 2015 8:54:39 GMT
I seem to be a loan repayment short?
Anyone else, or is it just a delay / glitch
|
|
|
|
Post by magoo68 on Sept 1, 2015 9:20:34 GMT
Just a glitch, the missing few quid just appeared  |
|
Jaydee
Member of DD Central
Posts: 417
Likes: 791
|
Post by Jaydee on Sept 1, 2015 9:22:23 GMT
I seem to be a loan repayment short? Anyone else, or is it just a delay / glitch I too am missing payments for PBL 20 Fixed within minutes of sending an email
|
|
|
|
Post by goldservice on Sept 1, 2015 17:31:59 GMT
I seem to be a loan repayment short? Anyone else, or is it just a delay / glitch I too am missing payments for PBL 20 Fixed within minutes of sending an email Excuse me asking (I'm new to SS) but if you were in 100 loans, does that mean that each month you would have to check the transaction report and ensure that all 100 payments have been received and chase up missing ones by email?
|
|
Jaydee
Member of DD Central
Posts: 417
Likes: 791
|
Post by Jaydee on Sept 1, 2015 17:41:36 GMT
I too am missing payments for PBL 20 Fixed within minutes of sending an email Excuse me asking (I'm new to SS) but if you were in 100 loans, does that mean that each month you would have to check the transaction report and ensure that all 100 payments have been received and chase up missing ones by email? SS have only made one mistake in my payments in 18 months so it's not something I worry about. I have 20 loans of varying sums and track the payments etc on a spreadsheet. However mistakes do happen and it is worthwhile running a check. SS respond quickly although you may not get a reply to emails sent to them.
|
|
|
|
Post by goldservice on Sept 1, 2015 18:23:15 GMT
Help - that isn't reassuring!
|
|
Jaydee
Member of DD Central
Posts: 417
Likes: 791
|
Post by Jaydee on Sept 1, 2015 18:30:53 GMT
Help - that isn't reassuring! Reading the posts will tell you that the majority of Lenders on this forum check their repayments on all platforms. IMHO it's only prudent to do so.
|
|
|
|
Post by pepperpot on Sept 1, 2015 18:43:45 GMT
Help - that isn't reassuring! It's actually quite easy to do a quick check, as you should get 1% of the total on the platform per month (in one go, usually on the 1st of the month) adjusting slightly for anything you've added within the last 30days. If it's short I just let Jaydee work out which one is missing and let us all know by kindly posting here. 
|
|
|
|
Post by goldservice on Sept 1, 2015 19:51:06 GMT
Help - that isn't reassuring! Reading the posts will tell you that the majority of Lenders on this forum check their repayments on all platforms. IMHO it's only prudent to do so. My transaction report on FC for August has 21626 lines. Checking that lot would drive me mad! I am thinking of coming to SS as a refugee from FC. Duplicating the records that the platform should keep sounds off putting but pepperpot's suggestion may be a solution.
|
|
jonah
Member of DD Central
Posts: 2,031
Likes: 1,113
|
Post by jonah on Sept 1, 2015 19:59:59 GMT
The number of loans on SS is a tiny fraction of the number on FC. Unless you have several parts per loan it shouldn't reach those sorts of numbers.
|
|
|
|
Post by solicitorious on Sept 1, 2015 21:05:54 GMT
Help - that isn't reassuring! It's actually quite easy to do a quick check, as you should get 1% of the total on the platform per month (in one go, usually on the 1st of the month) adjusting slightly for anything you've added within the last 30days. If it's short I just let Jaydee work out which one is missing and let us all know by kindly posting here. Actually 12% * d/365, where d is the number of days in the month just gone, in this case 31, giving 1.01918% for August.
|
|
mikes1531
Member of DD Central
Posts: 6,453
Likes: 2,320
|
Post by mikes1531 on Sept 9, 2015 18:36:09 GMT
It's actually quite easy to do a quick check, as you should get 1% of the total on the platform per month (in one go, usually on the 1st of the month) adjusting slightly for anything you've added within the last 30days. If it's short I just let Jaydee work out which one is missing and let us all know by kindly posting here. Actually 12% * d/365, where d is the number of days in the month just gone, in this case 31, giving 1.01918% for August. I expect this is a diminishing problem because SS don't seem to be offering the option any more... but the above calculation won't work for anyone who has taken 'up-front' interest on any of their loan parts.
|
|
