paulgul
Member of DD Central
Posts: 401
Likes: 92
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PBL55
Sept 2, 2015 15:48:44 GMT
Post by paulgul on Sept 2, 2015 15:48:44 GMT
Well that was a disappointment, only been allocated less than half of my prefunding amount for this loan, and I only wanted £300. I thought small investors would get most of what they asked for
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bloodycat
Member of DD Central
Posts: 184 
Likes: 84
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PBL55
Sept 2, 2015 15:55:12 GMT
Post by bloodycat on Sept 2, 2015 15:55:12 GMT
Not so bothered about only getting 1/3 of the maximum amount I set for prefunding, I am however completely confused by the email which claims they have created an auto-deposit of £107.14 to cover the nonexistent shortfall in my deposited funds. I still have a further £270 in there as I haven't withdrawn the repayed PBL30 or my last couple of months of interest.
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Post by betterthanworking on Sept 2, 2015 15:55:39 GMT
Same story here, but better than getting none — which is what I got last time.
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star dust
Member of DD Central
Posts: 2,998
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PBL55
Sept 2, 2015 15:56:46 GMT
Post by star dust on Sept 2, 2015 15:56:46 GMT
Ugh, I really hate non round amounts, may sell the pennies when the loan appears on the Live Loan page. Would have had a much bigger target if I'd known this was up first.
Guess this will all be a learning curve, sure some investors won't like the small amounts either!
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PBL55
Sept 2, 2015 15:56:43 GMT
Post by betterthanworking on Sept 2, 2015 15:56:43 GMT
Bloodycat, I've already reported that problem.
Edit. …and got a reply saying it is a minor bug.
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adrianc
Member of DD Central
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PBL55
Sept 2, 2015 15:57:23 GMT
Post by adrianc on Sept 2, 2015 15:57:23 GMT
I'd got about £20 uninvested, and the auto-debit is £20 shy of the slice of a wet Welsh tree that I appear to have funded - so that's worked for me.
A tidge over 38% of what I'd put in for - £194.44 against £500 - so it looks like everybody gets the same %age.
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SteveT
Member of DD Central
Posts: 6,875
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PBL55
Sept 2, 2015 15:56:59 GMT
Post by SteveT on Sept 2, 2015 15:56:59 GMT
Not so bothered about only getting 1/3 of the maximum amount I set for prefunding, I am however completely confused by the email which claims they have created an auto-deposit of £107.14 to cover the nonexistent shortfall in my deposited funds. I still have a further £270 in there as I haven't withdrawn the repayed PBL30 or my last couple of months of interest. My email also claimed to have created a small auto-deposit, when I had more than sufficient cash in the account. However, on logging in, the loan part is fully paid for from the cash balance and I have no BACS deficit, so something is screwy with the email.
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11025
Member of DD Central
Posts: 738
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PBL55
Sept 2, 2015 15:58:46 GMT
Post by 11025 on Sept 2, 2015 15:58:46 GMT
Early days yet , I see on recent investments there was one of £38,888.89 , was that a 3rd of requested amount too ?
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ikorodu
Member of DD Central
Posts: 75
Likes: 9
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PBL55
Sept 2, 2015 15:59:32 GMT
Post by ikorodu on Sept 2, 2015 15:59:32 GMT
Not so bothered about only getting 1/3 of the maximum amount I set for prefunding, I am however completely confused by the email which claims they have created an auto-deposit of £107.14 to cover the nonexistent shortfall in my deposited funds. I still have a further £270 in there as I haven't withdrawn the repayed PBL30 or my last couple of months of interest. I had a similar email saying they had created an auto deposit for £77.78 to cover the shortfall from my £194.44 pre-funding allocation. The thing is I have £4k waiting to be allocated. Looks like a glitch in the pre-funding set up.
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PBL55
Sept 2, 2015 16:01:06 GMT
Post by savingstream on Sept 2, 2015 16:01:06 GMT
Sorry - a bug in the auto-generated email that went out. If it looks odd, its probably a bug in the script. We were wondering where the mistake would be, can't release a nice new process without something going wrong somewhere! Apologies. Re - allocation - everyone who pre-funded have been allocated a portion of their upper limit. Some will be disappointed, but then most will be happy. Thats the balance we are trying to achieve. We cannot say which loan will come through next as it is wholly down to the lawyers crossing the I's and dotting the T's  It may be tomorrow afternoon and there will be some spare capacity. |
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PBL55
Sept 2, 2015 16:01:26 GMT
Post by sterilized on Sept 2, 2015 16:01:26 GMT
I too only allocated approx 40 % of pre funding amount I do not think they have followed what was first envisaged and have allocated the same percentage to every investor including the big hitters. In addition the auto deposit amount required is a glitch in the system as Saving Stream have emailed me back about this.
I can only conclude that funds allocated to this loan are also a glitch in the system as this loan was for £1 million +.
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ikorodu
Member of DD Central
Posts: 75
Likes: 9
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PBL55
Sept 2, 2015 16:02:05 GMT
Post by ikorodu on Sept 2, 2015 16:02:05 GMT
Early days yet , I see on recent investments there was one of £38,888.89 , was that a 3rd of requested amount too ? I'd guess so, as it works back to pre-funding request of £100k.
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oldgrumpy
Member of DD Central
Posts: 5,087
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PBL55
Sept 2, 2015 16:02:30 GMT
Post by oldgrumpy on Sept 2, 2015 16:02:30 GMT
Got 39% of my three figure requirement.
SS told me they had "created an auto-deposit for £1,944.34 to cover the shortfall in your available balance." despite over £2K being in my account after the transaction.
I sent a fairly surly reply!
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Post by uncletone on Sept 2, 2015 16:02:15 GMT
My email also claimed to have created a small auto-deposit, when I had more than sufficient cash in the account. However, on logging in, the loan part is fully paid for from the cash balance and I have no BACS deficit, so something is screwy with the email. One hopes so. I pre-funded £200, and the email tells me I have been allocated £77.78, and they have created an auto-deposit for £37,633.19 to cover the shortfall in my available balance. 
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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PBL55
Sept 2, 2015 16:03:15 GMT
Post by SteveT on Sept 2, 2015 16:03:15 GMT
My email also claimed to have created a small auto-deposit, when I had more than sufficient cash in the account. However, on logging in, the loan part is fully paid for from the cash balance and I have no BACS deficit, so something is screwy with the email. One hopes so. I pre-funded £200, and the email tells me I have been allocated £77.78, and they have created an auto-deposit for £37,633.19 to cover the shortfall in my available balance. Excellent!!
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It may be tomorrow afternoon and there will be some spare capacity. 
