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Post by GSV3MIaC on Nov 2, 2015 18:42:33 GMT
Hmm I wonder if I could get my bidbot to post the 'E alert' to the forums, and whether the mods would jump all over me for spamming if I did? Of course goldservice is generally faster than me anyway .. <peers at what it took to post that> Hmm, peeking at the network traffic it looks like the logon, spamtrapping, verification tokens, and suchlike nonsense make creating a new post somewhat more than 10 times as hard as buying a loanpart from FC. Sending an email would be easy though (Biddy is already doing that) .. I wonder what I can charge for an email notification service?!
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fasty
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Post by fasty on Nov 2, 2015 19:00:45 GMT
Hmm I wonder if I could get my bidbot to post the 'E alert' to the forums, and whether the mods would jump all over me for spamming if I did? Of course goldservice is generally faster than me anyway .. <peers at what it took to post that> Hmm, peeking at the network traffic it looks like the logon, spamtrapping, verification tokens, and suchlike nonsense make creating a new post somewhat more than 10 times as hard as buying a loanpart from FC. Sending an email would be easy though (Biddy is already doing that) .. I wonder what I can charge for an email notification service?! Yes, you did slip in several milliseconds behind GS. And Baz was positively sluggish.
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Investboy
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Trying to recover from P2P revolution
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Post by Investboy on Nov 4, 2015 16:46:22 GMT
Another one 156k
Not only loosing buckets of money, the description is vague and super short.
To all the bots/flippers - you may not find it easy to sell on SM.
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fasty
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Post by fasty on Nov 4, 2015 16:48:29 GMT
Indeed. Thanks. Recommended to read financials carefully before bidding
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arbster
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Post by arbster on Nov 4, 2015 16:49:51 GMT
Also, it doesn't appear to have the usual 10% backing from the British Business Bank, which smells kinda funny.
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Post by GSV3MIaC on Nov 4, 2015 18:21:02 GMT
Indeed. Thanks. Recommended to read financials carefully before bidding Not sure 'carefully' is required .. a cursory glance is enough to raise serious concerns (however it'll probably still flip, maybe even 'in time to avoid a default', unless FC jack the rate for 36 month Es upward).
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fasty
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Post by fasty on Nov 4, 2015 19:44:56 GMT
Guaranteed by a nutter. (Look closely.) Very good; it took me a while. Possibly a nutter in several respects.
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blender
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Post by blender on Nov 4, 2015 19:57:39 GMT
As a 36 month loan I don't think it will flip well, and I would feel guilty about trying to do it. It's the sort of loan which even FC could not list as A+.
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dorset
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Post by dorset on Nov 4, 2015 20:21:15 GMT
17059 - what an illiterate garble. More holes than my sieve. Who on earth is sticking their hard earned cash into this one?
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Post by aloanatlast on Nov 5, 2015 3:44:54 GMT
It's the sort of loan which even FC could not list as A+. Or maybe the E just means the PG's no good either.
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fasty
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Post by fasty on Nov 5, 2015 14:08:22 GMT
17063 Just arrived, £50,000 18.1% 5 years
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Post by aloanatlast on Nov 5, 2015 14:19:19 GMT
17063 Just arrived, £50,000 18.1% 5 years Too late, it went in 6 minutes to the usual suspects. 1600 loan parts coming to a supermarket near you real soon now, probably at around 18.0%.
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blender
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Post by blender on Nov 5, 2015 14:22:34 GMT
Thanks I have bid on some. No time to look at the filed accounts before bidding, but curious. Most of the fixed assets are intangible, and so that was not good. But the £600k of liabilities which FC has as current, are due after more than a year in the filed accounts. Assuming the filed accounts are correct, FC has the net current assets completely wrong. Or vice versa. I thought of asking a question, but then it was gone.
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jamesc
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Post by jamesc on Nov 5, 2015 14:46:17 GMT
Interesting company never knew it existed, like the website I would use its services for E bay things, etc. Surprised given our recent offing's it was not an A or A+ but then that's saying more how bad the recent A and A+'s have been rather than how good this is !
Which probably only means it will not accept the loan
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Post by aloanatlast on Nov 5, 2015 15:03:05 GMT
WL reject apparently.
Meanwhile, a small D also just came and went in 5 minutes, mostly to the same customers.
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