pikestaff
Member of DD Central
Posts: 2,189 
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Post by pikestaff on Oct 14, 2015 16:07:21 GMT
Just received an email from Assetz: "See How We Compare MoneySuperMarket compares the major peer-to-peer lenders. They also give a full breakdown on how peer-to-peer lending works, explain what you need to know in a straightforward and helpful way and outline what risks are involved. Learn More..." with a link to here: www.moneysupermarket.com/savings/peer-to-peer/Obviously the entries are all paid-for and it's a pretty short list: AC, Wellesley, Landbay, RS, QuidCycle, Lending Works, Zopa. Is this new? Views? (I know what I think  .) |
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am
Posts: 1,495
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Post by am on Oct 14, 2015 16:33:08 GMT
Just received an email from Assetz: "See How We Compare MoneySuperMarket compares the major peer-to-peer lenders. They also give a full breakdown on how peer-to-peer lending works, explain what you need to know in a straightforward and helpful way and outline what risks are involved. Learn More..." with a link to here: www.moneysupermarket.com/savings/peer-to-peer/Obviously the entries are all paid-for and it's a pretty short list: AC, Wellesley, Landbay, RS, QuidCycle, Lending Works, Zopa. Is this new? Views? (I know what I think .) I was thinking that it was rather selfless of AC to remind us of alternative homes for our money. Does anyone have any opinions on QuidCycle (as a RS/Z competitor)?
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Post by easteregg on Oct 14, 2015 17:56:41 GMT
I'm not a fan of that comparison website. None of these sites take into account the interactions of tax and bad debt. Without wanting this to turn into an advert for www.p2pmoney.co.uk, we are the only site to compare rates taking into account bad debts fees and tax. |
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stevio
Member of DD Central
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Post by stevio on Oct 14, 2015 18:16:44 GMT
I'm not a fan of that comparison website. None of these sites take into account the interactions of tax and bad debt. Without wanting this to turn into an advert for www.p2pmoney.co.uk, we are the only site to compare rates taking into account bad debts fees and tax. Yes, a lot more information, but not the easiest to navigate! You can't search for a lender by name and find, you have to skim through and recognize a logo, not all info for every lender, information split into several tables rather meaning you have to read through several tables to get the whole picture, one table with multiple columns would be easier despite needing to scroll across and some columns not having info - although I should charge for website design consultancy!
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Post by ablrateandy on Oct 14, 2015 18:30:17 GMT
Moneysupermarket will only put up links to members of the P2PFA.
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Post by ablrateandy on Oct 14, 2015 18:33:39 GMT
Or so they said... Clearly that isn't true based on the link  |
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ben
Posts: 2,020
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Post by ben on Oct 14, 2015 19:44:05 GMT
Moneysupermarket will only put up links to members of the P2PFA. probably what they meant only the ones who would pay for the privalege
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Post by ablrateandy on Oct 14, 2015 19:47:49 GMT
Well that was either the worst sales job or the biggest fob off ever by the MSM girl! |
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Post by drstarter33 on Oct 14, 2015 19:59:00 GMT
Moneysupermarket will only put up links to members of the P2PFA. probably what they meant only the ones who would pay for the privalege I thought quidcycle was not a P2PFA member - may be I am wrong!
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Post by easteregg on Oct 14, 2015 20:13:53 GMT
probably what they meant only the ones who would pay for the privalege I thought quidcycle was not a P2PFA member - may be I am wrong! You are correct - QuidCycle is not currently a member of the P2P Finance Association
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,334
Likes: 11,558
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Post by ilmoro on Oct 15, 2015 1:05:22 GMT
Everyones missing the big important question here. When oldgrumpy has earnt an extra 5% on his savings how will he demonstrate that he feels EPIC!? |
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jonah
Member of DD Central
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Post by jonah on Oct 15, 2015 3:39:03 GMT
Everyones missing the big important question here. When oldgrumpy has earnt an extra 5% on his savings how will he demonstrate that he feels EPIC!? Please, no pictures.... They might break the internet!
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jonah
Member of DD Central
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Post by jonah on Oct 15, 2015 3:42:00 GMT
I thought quidcycle was not a P2PFA member - may be I am wrong! You are correct - QuidCycle is not currently a member of the P2P Finance Association I thought W wasn't in the p2pfa either? in terms of the general question, with the upcoming ISA, p2p is going to go far more mainstream. This will have impact on rates etc. I see this page as just another step on that road.
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Post by easteregg on Oct 15, 2015 11:23:15 GMT
You are correct - QuidCycle is not currently a member of the P2P Finance Association I thought W wasn't in the p2pfa either? in terms of the general question, with the upcoming ISA, p2p is going to go far more mainstream. This will have impact on rates etc. I see this page as just another step on that road. Wellesley & Co are also no longer members of the P2PFA, having left because they were lending their own funds through the platform - something which the P2PFA rightly or wrongly do not permit.
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