Rob
Posts: 138
Likes: 36
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Post by Rob on Oct 16, 2015 6:29:23 GMT
Twino proudly state on their home page that there are around 500,000 euros of loans "available for investing". I counted up this morning around 3,000 euros available, and all nowhere near the headline 14.9%. Where are they all, Twino?
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Rob
Posts: 138
Likes: 36
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Post by Rob on Oct 16, 2015 8:08:18 GMT
Now there is only 300 € available!!
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Post by Deleted on Oct 16, 2015 8:13:52 GMT
50K added now
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,317
Likes: 893
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Post by JamesFrance on Oct 16, 2015 9:34:53 GMT
I imagine they were trying to get rid of the old delayed loans before listing new ones. I hope they are not going to keep adding more old ones.
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Rob
Posts: 138
Likes: 36
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Post by Rob on Oct 16, 2015 13:29:19 GMT
There are now no loans available at all!!!
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Post by gmaxkenny on Oct 16, 2015 13:54:55 GMT
They said in their email that demand was outstripping supply. This may be rectified when more loans from other countries in the Finabay family outside Latvia are added.
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,317
Likes: 893
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Post by JamesFrance on Oct 16, 2015 14:31:37 GMT
There are a few at 14.9 there now but I have no idle cash as it was used earlier.
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Post by gmaxkenny on Oct 16, 2015 16:28:54 GMT
They said in their email that demand was outstripping supply. This may be rectified when more loans from other countries in the Finabay family outside Latvia are added. Actually it was in an article by P2P-Banking.com by Wiseclerk not an email. Worth looking at.
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Post by gmaxkenny on Oct 20, 2015 13:20:02 GMT
They have just added loans from Georgia and Poland. Now about 1600 loans on platform. If you use auto invest you have to add these countries to your filter if you want to invest.
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Post by webbski9 on Oct 20, 2015 14:31:17 GMT
and new loans from Denmark
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Post by gmaxkenny on Oct 20, 2015 14:46:02 GMT
and new loans from Denmark Dont see any Danish ones. Denmark is not on auto invest yet.
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Post by webbski9 on Oct 20, 2015 20:07:03 GMT
its what they announced on their email today.
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,317
Likes: 893
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Post by JamesFrance on Oct 21, 2015 10:06:39 GMT
Interesting that the Georgia loans are for one month like the ones on Mintos, but with a higher rate. They can be used with auto invest presumably which is better, however I am not too interested in such a short term loan without a higher rate as there is more to keep up with if you like to see what you are investing in.
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Post by red_panda on Oct 21, 2015 16:49:39 GMT
Interesting that the Georgia loans are for one month like the ones on Mintos, but with a higher rate. They can be used with auto invest presumably which is better, however I am not too interested in such a short term loan without a higher rate as there is more to keep up with if you like to see what you are investing in. ...but it's not like Twino offers much information on the borrower that you can base your dd on.
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Rob
Posts: 138
Likes: 36
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Post by Rob on Oct 21, 2015 17:52:21 GMT
Strange that, for the Polish loans, the repayment schedules are structured differently from the Latvian. They have a constant principal repayment each month and a reducing total payment. The Latvian ones have an increasing principal and increasing total each month. Any ideas why, anyone?
Strange also that the borrower data for the Polish loans always seems to be a nice round number ending in a '1'! A bit suspicious to me.
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