registerme
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Post by registerme on Oct 17, 2015 14:54:32 GMT
A Bondora rep (not sure if there is one though)?
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JamesFrance
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Port Grimaud 1974
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Post by JamesFrance on Oct 17, 2015 15:11:45 GMT
Bondora have 2 members here but they haven't been active for a long time.
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james
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Post by james on Oct 18, 2015 20:35:58 GMT
I would love to know who the single vote for Bondora is. Well, the poll didn't say preferred for what, so maybe as a source of bad jokes until TrustBuddy's name became one? More seriously, at least one person has apparently been able to achieve quite substantial returns from their secondary market and may well greatly appreciate them for that reason. They probably aren't alone and if someone was making say 30% that way it would be quite natural to rate them highly.
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Post by batchoy on Oct 18, 2015 21:35:15 GMT
The interesting one would be to run an inverse poll (most undesirable company) and then to aggregate the scores. I'm pretty sure that the one Bondora positive vote would become a reasonably sized negative vote.
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Liz
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Post by Liz on Oct 18, 2015 21:51:14 GMT
The interesting one would be to run an inverse poll (most undesirable company) and then to aggregate the scores. I'm pretty sure that the one Bondora positive vote would become a reasonably sized negative vote. I have never had a problem with any of their products.
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Post by domUP on Oct 21, 2015 8:43:02 GMT
I've got to be totally agnostic - I think all platforms are awesome...
(although some are more awesome than others)
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JamesFrance
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Port Grimaud 1974
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Post by JamesFrance on Oct 21, 2015 9:16:19 GMT
I just selected Other for my 3rd choice and it's Twino. Some reservation as it's new and based in Latvia, which I know little about, however I chose it for having a huge number of loans available to give instant diversification and for their buyback guarantee combined with good interest rates. Even if the borrower is not repaying and the loan is extended interest continues to be credited to your account until the buyback takes place.
Too many platforms have nothing available when you have money to invest, or the rates are too low to be interesting.
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upland
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Post by upland on Oct 22, 2015 6:18:25 GMT
Okay there are now over 40 active peer-to-peer companies in the UK, so I thought it would be interesting to see what "active lenders" would choose as their favourite peer-to-peer company in 2015. I've attempted to include all peer-to-peer companies operating in the UK that launched before 2015, but if I have omitted any company then please feel free to select "other". Everyone can have up to three votes. If you do this again then "Unbolted" may be worth a mention. Its a pawnbroker type like MT and FS who seem popular. Its not as established though.
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Post by easteregg on Oct 22, 2015 11:11:43 GMT
Okay there are now over 40 active peer-to-peer companies in the UK, so I thought it would be interesting to see what "active lenders" would choose as their favourite peer-to-peer company in 2015. I've attempted to include all peer-to-peer companies operating in the UK that launched before 2015, but if I have omitted any company then please feel free to select "other". Everyone can have up to three votes. If you do this again then "Unbolted" may be worth a mention. Its a pawnbroker type like MT and FS who seem popular. Its not as established though. I've spoken to Unbolted a few times now and they do have an interesting business model with good returns. I did exclude them from the poll as they only launched in March 2015.
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stevio
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Post by stevio on Oct 22, 2015 17:07:56 GMT
Really surprised that Funding Secure isn't more popular and that Money Thing gets more votes. I put Funding Secure in my top 3. Also interesting to see Funding Circle no longer popular on this forum! I find that you have to be very selective on FS. Property backed loans are on a par with SS but I would not touch a lot of their loans on art etc. SS, MT and FS all pay around 12% but may be a little risky. Should be OK provided you are well diversified. Wellesley and Archover only pay half as much but look safer. Zopa and RS pay even less but may be even safer. It all depends on your risk/return appetite. Depends how you classify risk - for me asset backed security is far less risk than without any security at all - if your talking platform risk, then your order maybe slightly more correct
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Post by red_panda on Oct 22, 2015 17:21:58 GMT
Twino is my "other" selection.
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Post by easteregg on Oct 26, 2015 9:26:07 GMT
This poll will close at the end of the month so please don't forget to vote before then!
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Steerpike
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Post by Steerpike on Oct 26, 2015 10:11:04 GMT
I'm not sure how to interpret the question.
Should I vote for the sites in which I am currently investing more or those sites in which I have the most invested or some other criteria?
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Post by webbski9 on Oct 26, 2015 11:37:20 GMT
Twino is my "other " choice
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Post by Deleted on Nov 4, 2015 12:47:31 GMT
Hello,
Are there someone who actively investing through savingstream.co.uk marketplace. Could you explain why the most voted P2P lending platform was savingstream.co.uk and how they are better than others. I am new there and I would like to choose which platform I have to use. Thanks
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