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Post by andrewholgate on Feb 16, 2014 17:25:58 GMT
We have a different one coming through this week. Slightly larger but in the same vein.
Apologies on the NWB one, we were in the hands of a third party.
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bugs4me
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Post by bugs4me on Feb 16, 2014 22:46:59 GMT
We have a different one coming through this week. Slightly larger but in the same vein. Apologies on the NWB one, we were in the hands of a third party. Out of your hands Andrew but I'd bet a pound of oldgrumpies bananas that it was a fishing expedition to use as leverage with another lower cost lender.
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mikes1531
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Post by mikes1531 on Feb 17, 2014 0:45:03 GMT
Apologies on the NWB one, we were in the hands of a third party. Out of your hands Andrew but I'd bet a pound of oldgrumpies bananas that it was a fishing expedition to use as leverage with another lower cost lender. The words in the email I received from AC were... I took the inclusion of "for the time being" to be a suggestion that the loan opportunity wasn't completely dead. Am I being unreasonably optimistic? (That would be totally out of character for me!) Or am I simply failing to take the hint, and that the words really were intended to be translated as "Forget about this one!" and AC were just trying to let their lenders down gently? Personally, I prefer a "tell it like it is" approach. There's a lot less scope for people to feel misled.
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Post by andrewholgate on Feb 17, 2014 8:44:06 GMT
It's a dead as GBP in an independent Scotland.
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bugs4me
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Post by bugs4me on Feb 17, 2014 9:35:54 GMT
Out of your hands Andrew but I'd bet a pound of oldgrumpies bananas that it was a fishing expedition to use as leverage with another lower cost lender. The words in the email I received from AC were... I took the inclusion of "for the time being" to be a suggestion that the loan opportunity wasn't completely dead. Am I being unreasonably optimistic? (That would be totally out of character for me!) Or am I simply failing to take the hint, and that the words really were intended to be translated as "Forget about this one!" and AC were just trying to let their lenders down gently? Personally, I prefer a "tell it like it is" approach. There's a lot less scope for people to feel misled. I don't think being unreasonably optimistic is accurate - just optimistic will suffice  When relatively straightforward questions are unanswered then I always smell a rat of sorts. Now maybe that's just me being pessimistic but once the loan is funded then really it's all systems go. Unless of course AC have found out certain items that were conveniently not disclosed or it was a fishing expedition on the part of the borrower - who knows? - certainly not me. Best to just forget it and move on IMO.
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Post by batchoy on Feb 17, 2014 10:14:04 GMT
It's as dead as GBP in an independent Scotland. So I can take it that it is a bluff, you're bullying lenders and when it comes to the crunch the loan will be back 
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mikes1531
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Post by mikes1531 on Feb 17, 2014 23:09:31 GMT
It's a dead as GBP in an independent Scotland. In that case, I'd suggest that AC give better guidance to those who write and approve the emails, as I'd consider the one I received to be misleading. I accept that it's unlikely any lender will have decided to do anything very differently as a result of the email, but I still prefer communications to be a clear as possible. Or should I say "transparent"?
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Post by andrewholgate on Feb 18, 2014 15:06:49 GMT
It's a dead as GBP in an independent Scotland. In that case, I'd suggest that AC give better guidance to those who write and approve the emails, as I'd consider the one I received to be misleading. I accept that it's unlikely any lender will have decided to do anything very differently as a result of the email, but I still prefer communications to be a clear as possible. Or should I say "transparent"? Noted. I will have words and if necessary I will do shouting as well.
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