pom
Member of DD Central
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Likes: 1,244
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PBL 72
Dec 9, 2015 15:10:30 GMT
Post by pom on Dec 9, 2015 15:10:30 GMT
Yikes - that caught me by surprise
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pom
Member of DD Central
Posts: 1,922
Likes: 1,244
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PBL 72
Dec 9, 2015 15:12:42 GMT
Post by pom on Dec 9, 2015 15:12:42 GMT
Ok that's weird - had 2 pre-fund emails for slightly diff amounts - 1 has turned into -ve avail funds, but no sign of the loan filling in the pipeline view...
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hazellend
Member of DD Central
Posts: 2,363 
Likes: 2,180
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PBL 72
Dec 9, 2015 15:14:40 GMT
Post by hazellend on Dec 9, 2015 15:14:40 GMT
I got 2 emails for slightly different amounts too. I called them and waiting for them to email me back. I paid the first email amount.
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TitoPuente
Member of DD Central
Posts: 624
Likes: 655
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PBL 72
Dec 9, 2015 15:14:54 GMT
Post by TitoPuente on Dec 9, 2015 15:14:54 GMT
I got two emails notifying me of two different allocations with two different loan part IDs. My deficit was the aggregate of both parts. Then the deficit went down to just the value of one of the parts. Then PBL072 vanished from My Loans list altogether. What is going on?
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PBL 72
Dec 9, 2015 15:16:49 GMT
Post by max47 on Dec 9, 2015 15:16:49 GMT
Just received an email advising me that I had been Allocated £900 on this loan . Just had a look at my account & it says I owe £1800. very worrying. I've immediately reduced all my pre fundings to zero just as a precaution.
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nick
Member of DD Central
Posts: 1,056
Likes: 825
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PBL 72
Dec 9, 2015 15:18:05 GMT
Post by nick on Dec 9, 2015 15:18:05 GMT
Same here - two emails, showing marginally different allocations. Only one amount has been processed on my transaction statement but investment has yet to show up on my investment list.
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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PBL 72
Dec 9, 2015 15:18:46 GMT
Post by SteveT on Dec 9, 2015 15:18:46 GMT
Ok that's weird - had 2 pre-fund emails for slightly diff amounts - 1 has turned into -ve avail funds, but no sign of the loan filling in the pipeline view... Looks like they aborted the first allocation run and started again. It's still chuntering through but quite slowly ...
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Investor
Member of DD Central
Posts: 662
Likes: 590
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PBL 72
Dec 9, 2015 15:21:11 GMT
Post by Investor on Dec 9, 2015 15:21:11 GMT
Finished now with £7.4k left available. Didn't bid on this one for obvious (to me) reasons so could someone let me know if you got 100% of your prefund
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PBL 72
Dec 9, 2015 15:28:09 GMT
Post by faraday815 on Dec 9, 2015 15:28:09 GMT
I got two emails notifying me of two different allocations with two different loan part IDs. My deficit was the aggregate of both parts. Then the deficit went down to just the value of one of the parts. Then PBL072 vanished from My Loans list altogether. What is going on? Same here, but it looks fixed now. What is everyone's opinion on this loan? PBL072 (24% LTV) is a second part to PBL059 (36% LTV) at a total loan value of £5,102,000 against a security of £17,000,000. Is it wise treating these as the same loan, therefore halving the amount one would normally invest in each loan?
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pom
Member of DD Central
Posts: 1,922
Likes: 1,244
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PBL 72
Dec 9, 2015 15:29:26 GMT
Post by pom on Dec 9, 2015 15:29:26 GMT
Finished now with £7.4k left available. Didn't bid on this one for obvious (to me) reasons so could someone let me know if you got 100% of your prefund I make it 90%
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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PBL 72
Dec 9, 2015 15:31:14 GMT
Post by SteveT on Dec 9, 2015 15:31:14 GMT
Finished now with £7.4k left available. Didn't bid on this one for obvious (to me) reasons so could someone let me know if you got 100% of your prefund I make it 90% Yup, 90% spot on
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Investor
Member of DD Central
Posts: 662
Likes: 590
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Post by Investor on Dec 9, 2015 15:32:17 GMT
Thanks All. Have updated the sheet
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PBL 72
Dec 9, 2015 15:36:23 GMT
Post by faraday815 on Dec 9, 2015 15:36:23 GMT
Finished now with £7.4k left available. Didn't bid on this one for obvious (to me) reasons so could someone let me know if you got 100% of your prefund What concerns you about this loan?
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Investor
Member of DD Central
Posts: 662
Likes: 590
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PBL 72
Dec 9, 2015 15:38:45 GMT
Post by Investor on Dec 9, 2015 15:38:45 GMT
I got two emails notifying me of two different allocations with two different loan part IDs. My deficit was the aggregate of both parts. Then the deficit went down to just the value of one of the parts. Then PBL072 vanished from My Loans list altogether. What is going on? Same here, but it looks fixed now. What is everyone's opinion on this loan? PBL072 (24% LTV) is a second part to PBL059 (36% LTV) at a total loan value of £5,102,000 against a security of £17,000,000. Is it wise treating these as the same loan, therefore halving the amount one would normally invest in each loan? One is a 1st charge, the other a 2nd charge. They are definitely not 'the same loan'. In a default situation I would want to be holding only the 1st charge tranche, not halving that amount of my holding in that loan to pay for the 2nd tranche loan and balancing them out
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Investor
Member of DD Central
Posts: 662
Likes: 590
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Post by Investor on Dec 9, 2015 15:45:22 GMT
Finished now with £7.4k left available. Didn't bid on this one for obvious (to me) reasons so could someone let me know if you got 100% of your prefund What concerns you about this loan? There are a number of loans I have passed on historically from SS just down to my own DD. This one IMHO looks OK and sales in the property seem to be moving along, as such if I were a new investor building a portfolio I might take a position. However as I already hold a large sum in the 1st charge tranche there would be no value in taking a position in the 2nd charge tranche which I think will probably only run for 3 months.
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