am
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Post by am on Dec 18, 2015 13:23:50 GMT
8302 and 10076 Melton Mowbray and 9448 Wiltshire have just repaid early.
(Is it worth making this a sticky thread, for people to report early repaying loans, as FC don't make it easy to tell where the money that appeared in your balance came from.)
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Post by GSV3MIaC on Dec 18, 2015 14:39:38 GMT
Since last week, my analysis of the loanbook finds the following repaid (early):
3717
3728
4336
4350
4360
4394
4422
5267
5929
5987
6985
7609
7798
8081
9246
9651
9732
9859
10371
11857
11954
12419
12660
13182
13373
14321
17580
17933
I spit this out whenever I analyse the loanbook, since it has an impact on default rate calculation..
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jayjay
Member of DD Central
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Post by jayjay on Dec 22, 2015 10:40:53 GMT
Newquay paid up still with two months to go.
Losing a 10%-er before Christmas when I was nicely fully invested is a bit of a blow.
15022, 15093, 15182 - may be later ones too?
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fasty
Member of DD Central
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Post by fasty on Dec 22, 2015 10:54:01 GMT
Newquay paid up still with three months to go. Losing a 10%-er before Christmas when I was nicely fully invested is a bit of a blow. Thanks for the info. I was wondering who has coughed up early! I must avoid the temptation to immediately fritter away the proceeds on the dregs in the loan request basket.
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am
Posts: 1,495
Likes: 601
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Post by am on Dec 22, 2015 11:22:56 GMT
Newquay paid up still with two months to go. Losing a 10%-er before Christmas when I was nicely fully invested is a bit of a blow. 15022, 15093, 15182 - may be later ones too? Also Southampton 12579, 12660, 13103 and 13705. The Newquay development project (9 tranches) is still running.
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jayjay
Member of DD Central
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Post by jayjay on Dec 23, 2015 13:56:35 GMT
11526 Derby property loan repaid early - an 8%-er with 9 months to go.
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Investboy
Member of DD Central
Trying to recover from P2P revolution
Posts: 564
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Post by Investboy on Dec 23, 2015 21:19:15 GMT
I got 2 loans repaid early but have no clue which one... I only see a part id, no reference (not to mention link) to original loan.
How do you, o wise elders, do that? Do you track all your parts in spreadsheet or something?
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Post by GSV3MIaC on Dec 23, 2015 21:23:29 GMT
You can look at repaid parts under 'loan parts' on your summary page (sort on status).
While I'm here, this is the ones which I note have repaid since I last listed them, less than a week ago (does anyone care or should I stop?):
1866
2641
3135
4091
4378
4564
5169
5194
5344
5552
7440
8274
8302
8445
9448
9713
9720
9889
10076
10212
10590
10614
10956
11085
11116
11243
12143
12474
13103
13171
13705
13834
14911
15022
15093
15182
15414
15444
15880
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min
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Post by min on Dec 23, 2015 21:37:16 GMT
I got 2 loans repaid early but have no clue which one... I only see a part id, no reference (not to mention link) to original loan. How do you, o wise elders, do that? Do you track all your parts in spreadsheet or something? This raises an issue that I have been annoyed about for some time. When a loan repays early it disappears from the loan comments list. This makes it extremely difficult to track repaid loans. It would be far more helpful (and transparent) if early repaid loans were reported in the 'Loans comments '. But then that would be Frightfully Clear. Also would help if clicking on 'transaction statements ' reported something other than 'you have no transactions for {insert month}.
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am
Posts: 1,495
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Post by am on Dec 23, 2015 22:57:19 GMT
I got 2 loans repaid early but have no clue which one... I only see a part id, no reference (not to mention link) to original loan. How do you, o wise elders, do that? Do you track all your parts in spreadsheet or something? The basic way is to note the loan part number, then open up your loans, select the loan part view, sort by loan part number, and step through the list (for 30 or so pages) till you find the loan part with that number. I keep thinking I should set up a spreadsheet so I have a better view of my portfolio that FC offer.
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jayjay
Member of DD Central
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Post by jayjay on Dec 24, 2015 9:16:25 GMT
I got 2 loans repaid early but have no clue which one... I only see a part id, no reference (not to mention link) to original loan. How do you, o wise elders, do that? Do you track all your parts in spreadsheet or something? The basic way is to note the loan part number, then open up your loans, select the loan part view, sort by loan number, and step through the list (for 30 or so pages) till you find the loan part with that number. I keep thinking I should set up a spreadsheet so I have a better view of my portfolio that FC offer. As my loan id book by part is over 100 pages I do the same but export to csv and into excel every week or so and search for loan ID from there. I think you need to export this because of the longstanding bug that if you sort the loan book as an online view it shows repeat loans on subsequent pages (ie it cannot sort properly) I was told a couple of years ago that this bug was too complicated to fix and I believe it is still there. I just use the csv file for viewing and do not keep it.
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jayjay
Member of DD Central
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Post by jayjay on Dec 24, 2015 10:58:56 GMT
More cash piling up - this time from Basingstoke 17236 a 10% property loan 8 months early repayment
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am
Posts: 1,495
Likes: 601
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Post by am on Dec 24, 2015 11:20:56 GMT
The basic way is to note the loan part number, then open up your loans, select the loan part view, sort by loan number, and step through the list (for 30 or so pages) till you find the loan part with that number. I keep thinking I should set up a spreadsheet so I have a better view of my portfolio that FC offer. As my loan id book by part is over 100 pages I do the same but export to csv and into excel every week or so and search for loan ID from there. I think you need to export this because of the longstanding bug that if you sort the loan book as an online view it shows repeat loans on subsequent pages (ie it cannot sort properly) I was told a couple of years ago that this bug was too complicated to fix and I believe it is still there. I just use the csv file for viewing and do not keep it. I believe that it's OK if you sort by (the unique) loan part number; the bug occurs when a value in the column you're sorting by occurs more than once. I'm shocked to hear that it's considered too complicated to fix, but perhaps that's Customer Service, rather than an official IT position.
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guff
Posts: 730
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Post by guff on Dec 24, 2015 18:09:33 GMT
It's a relative trivial bug to fix in their database query..... but I don't suppose it's going to happen in a hurry. However, there is a relatively simple way of looking up the Loan Part to Auction ID etc. For those like me who have a large Excel spreadsheet, this may be of interest:-
First, download your loan part data, open in Excel, save as a csv file and close the file:
Summary page
My Loan Parts | More Detail | Export loan parts
Open with Excel | <OK>
File | Save As | X:\YYY\ZZZ.csv e.g. c:\temp\FCloanparts.csv
File | Close
Next lookup the Loan Part from within your spreadsheet (assume the Loan Part in which you are interested is in cell A2 of your spreadsheet):
Loan Title =VLOOKUP(A2,'c:\temp\[FCloanparts.csv]FCloanparts'!$A:$I,2)
Auction ID =VLOOKUP(A2,'c:\temp\[FCloanparts.csv]FCloanparts'!$A:$I,3)
…
Status =VLOOKUP(A2,'c:\temp\[FCloanparts.csv]FCloanparts'!$A:$I,9)
Merry Christmas everyone.
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jayjay
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Post by jayjay on Dec 30, 2015 11:22:20 GMT
15578 property loan in TS7 repaid today after 3 months, 9 months early.
Sometimes it looks like it beats the SM to take the CB and just wait! We just need new CB property loans in the new year to soak up all this cash. I will take 1% CB if they repay like this.
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