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Post by sunspot on Jan 11, 2016 13:19:44 GMT
In last few minutes, the following flashed by...
PBL 027
11/01/2016 D******7 £1,880.00
11/01/2016 d**e £120.00
PBL035
11/01/2016 D******7 £500.00
PBL048
11/01/2016 d**e £500.00
PBL057
11/01/2016 s******e £200.00
11/01/2016 d**e £300.00
PBL062
11/01/2016 a*******e £1.00
11/01/2016 d**e £500.00
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adrianc
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Post by adrianc on Jan 11, 2016 13:23:12 GMT
The bot placing 1p bots does Saving Stream's image no favours. Can you even earn interest on a 1p part. I've got 1p parts in quite a few loans. I've bought them manually so that, when I see my holding in the list view of the Available page, I can instantly see which loans I'm not particularly bothered about buying, rather than I'd buy, but just haven't seen any parts.
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davex
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Post by davex on Jan 11, 2016 13:33:44 GMT
IMHO these bots are aiding liquidity.
l have reconciled myself to not making any SM investments on SS.
Any investments i make on SS will (can) only be made via pre-funding. Due to this i've recently opened an account with Mintos, and am putting more funds into Moneything.
Perhaps i owe the bots a favour?
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Post by sunspot on Jan 11, 2016 13:35:52 GMT
Adrian
That seems reasonable, but that doesn't explain why such loan parts are changing hands, in some cases, almost instantly.
I've also wondered about ways to flag unwanted loans, but not found a solution thus far.
While I've been typing, the following just changed hands by bot...
PBL021
11/01/2016 D******7 £24.00
PBL004b
11/01/2016 m*************3 £100.00
11/01/2016 d**e £100.00
PBL073
11/01/2016 u*********r £200.00
11/01/2016 m*************3 £200.00
Lunchtime... I'll be back!
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ablender
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Post by ablender on Jan 11, 2016 13:40:56 GMT
This thread is pointless. Don't hate the player, hate the game. BTW, I have no bots. There will not be a game without the players.
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ablender
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Post by ablender on Jan 11, 2016 13:47:10 GMT
The bot placing 1p parts does Saving Stream's image no favours. Can you even earn interest on a 1p part. Yes of course. You will earn £0.0000032876712 per day. If you put all that together in approximately 1,500,000 days you will have enough for a coffee. 
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Post by GSV3MIaC on Jan 11, 2016 13:54:36 GMT
Everyone here (or at least all those looking to diversify via the SM) are players, they just don't agree what the game is .. it could be 'sit at a screen all day' or 'get up and look between midnight and 1AM', or 'hire some liveware proxy in India to do either of those', or it could be 'write a bot to take the strain' .. or we could have SS dole out SM sale pieces in similar fashion to auctions (accepting that since the bits being shared out are smaller, either the handouts are smaller (£1s rather than £100s), &/or not everyone gets one every time).
One of the requirements for institutions to join the P2P circus is that they have API access to the sites so they don't have to play any of the manual games (one of the annoyances at FC is the privileged access some players have, e.g. 'whole loans'), so banning automation is not going to fly .. 'automation for all' (done at the server end) is a much more desirable (IMO) solution .. as SS have done for the primary market. We shall have to see what, exactly, the SS IT folks are working on. Personally I use automation for a lot more than just leaping on the SM .. it also keeps track of the investments, checks the maths (I have to correct FC on a regular basis), and reminds me when it's time for a break .. gotta go. 8>.
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tombraider
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Post by tombraider on Jan 11, 2016 14:19:09 GMT
yes the automation at the server end is an idea, so something along the lines of the assetz capital platform where you set you investment amount and it slowly if ever gets filled....
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ablender
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Post by ablender on Jan 11, 2016 14:21:37 GMT
Everyone here (or at least all those looking to diversify via the SM) are players, they just don't agree what the game is .. it could be 'sit at a screen all day' or 'get up and look between midnight and 1AM', or 'hire some liveware proxy in India to do either of those', or it could be 'write a bot to take the strain' .. or we could have SS dole out SM sale pieces in similar fashion to auctions (accepting that since the bits being shared out are smaller, either the handouts are smaller (£1s rather than £100s), &/or not everyone gets one every time). You are right up to a certain point re players but I understood his use of the word player as being people using bots. I might be wrong.
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Post by highlandtiger on Jan 11, 2016 14:36:24 GMT
One of the requirements for institutions to join the P2P circus is that they have API access to the sites. 8>. Well I won't lose any sleep over that. Last thing I want is the big guys snaffling up everything and leaving the small guys with the scraps. A p2p site that doesn't allow API access would get my vote everytime
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Post by sunspot on Jan 11, 2016 17:08:04 GMT
Over just a few minutes all these flashed by (and probably a whole lot more that I missed) ...
PBL047
11/01/2016 M********S £4,712.97
11/01/2016 r***r £3,000.00
11/01/2016 p**l £2,365.93
11/01/2016 d**e £500.00
PBL025
11/01/2016 k********n £170.27
11/01/2016 d**e £150.00
11/01/2016 d**e £150.00
11/01/2016 p**l £223.45
PBL069
11/01/2016 M********S £1,106.48
11/01/2016 d**********d £200.00
11/01/2016 k********n £510.80
11/01/2016 j******e £100.00
11/01/2016 d**e £389.00
PBL033
11/01/2016 k********n £3,850.00
11/01/2016 p**l £250.00
11/01/2016 d**e £500.00
PBL073
11/01/2016 j******e £100.00
11/01/2016 j******e £5,000.00
11/01/2016 n******1 £100.00
11/01/2016 u*********r £200.00
11/01/2016 m*************3 £200.00
PBL022
11/01/2016 o******e £1,815.00
11/01/2016 p**l £184.89
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mikes1531
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Post by mikes1531 on Jan 11, 2016 17:18:44 GMT
One of the above IDs is mine, as I actually managed to buy something today. That's a major improvement over my complete lack of success -- except for a few pennies worth of shrapnel -- during the past few days. Either there's been so much put up for sale that the bots can't hoover it all up or SS have made a change that's helping. I really hope it's the latter.
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Post by sunspot on Jan 11, 2016 17:19:33 GMT
If I can spot all these transactions using nothing more than a behavioural quirk between Firefox and the SS website, there is really no excuse for Saver Stream.
So, my recommendation to get rid of bots, is to suspend the buying ability of all offenders for 1 month.
Of course, this would only be a temporary fix. I still feel queued prefunding is the best long-term solution to the problem. It ticks both the fairness box, and the liquidity box (making loans easy to sell).
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sam i am
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Post by sam i am on Jan 11, 2016 17:21:08 GMT
I'm on your list more than once plus one or two others that you missed. I am definitely not a bot. Seeing the activity on the site, I was refreshing about twice a second and bashing the keyboard very quickly. These are the first loan parts that I've managed to buy in about a week. These were manual buys, so I wonder if the bots have been switched off either by the operators or maybe by savingstream. |
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Post by sunspot on Jan 11, 2016 17:33:16 GMT
If I list any manual buys amongst the rest, then I apologise. When larger chunks are being sold, it's more likely to happen.
I don't think SS have switched off bots, because I rather doubt they have the ability. But they may possibly have started to contact offenders. Alternatively, this thread might have made some a little nervous.
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