ablender
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Post by ablender on Jan 16, 2016 8:36:26 GMT
I joined ReBS very recently and I'm still finding my footing at the moment. I bought a few micro loans on the SM and now I am trying to build a spreadsheet to keep track of what I am doing. (I know that I should know better and prepare the spreadsheet before or as I go along, but here I am now.)
I need to find the micro loan ID number of some of the parts I bought but cannot find a way to locate them. Any ideas?
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david42
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Post by david42 on Jan 16, 2016 9:32:23 GMT
In your dashboard you can see the micro loan IDs of parts you have offered for sale in the 'For Sale' tab, and for parts you have not offered for sale, the IDs are listed if you press the 'Sell' button. But because the statement does not list the IDs of the loans you buy and sell, I don't find it worth the effort of keeping track of individual loan IDs.
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ablender
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Post by ablender on Jan 16, 2016 11:55:00 GMT
Thanks. Got it.
I had two IDs that I copied when I bought the micro loans and I noticed that the IDs I found now are different. Is this normal? If yes, why?
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SteveT
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Post by SteveT on Jan 16, 2016 15:23:45 GMT
Anything is possible on ReBS' system. My dashboard never reconciles, they seemed to forget to charge selling fees for about 4 months and on 2 occasions now they've actioned my withdrawal request twice. I've now managed to get about 60% of my cash out unscathed (mostly at a premium) and hope to repatriate most of the rest in the the coming weeks.
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ablender
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Post by ablender on Jan 16, 2016 17:14:46 GMT
Anything is possible on ReBS' system. My dashboard never reconciles, they seemed to forget to charge selling fees for about 4 months and on 2 occasions now they've actioned my withdrawal request twice. I've now managed to get about 60% of my cash out unscathed (mostly at a premium) and hope to repatriate most of the rest in the the coming weeks. Oh, don't remind them of that.  I am finding it hard to have platform diversity even with the small amount I have invested in p2p.
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SteveT
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Post by SteveT on Jan 16, 2016 17:23:40 GMT
I went through a stage of opening accounts with other platforms too, only to decide later that I'm more comfortable focusing on the 5 or 6 that I trust and are held together by more than sticky tape and bits of string*
[*stretching things slightly with regard to Fumbling Catches]
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ablender
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Post by ablender on Jan 16, 2016 17:38:04 GMT
I am trying to repurpose FC. I used to love the bidding process. So that is taking less % of my p2p.
SS I love and is by far the most I invest in. Together with that I have some money in MT (which I want to increase). Some money in FS with mixed feelings owing to the 6 month wait for interest and the fact that I am not happy with the current SM.
I started a small investment in ABLrate but there is not enough for me to invest in. I cannot understand how it can be attractive to buy most of what is available on their SM.
I have some money in LC. I hope that they will keep the stream on loans, although I am not happy that after the fee they charge on interest they have put a 0.5% on sales as well.
My latest platforms are AC and ReBS. I am still exploring these. AC, I find that I end up leaving money there waiting to be eventually invested. Yes it is true that you will get 3.75% but how does that compare to buying extra on a loan in SS at 12%. If it was not for the matter of platform diversity I would choose SS anytime.
ReBS - I am getting mixed feedback and mixed feelings about this. I need to wait more and decide.
I tried FK, but did not last. Somehow we are not a good match.
Had a look at a few others but they have a minimum bid which is too high for me.
European platforms? I do not know what tax and regulation trouble (complications) I will be getting myself in so I am staying away.
Any other suggestions?
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SteveT
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Post by SteveT on Jan 16, 2016 18:17:50 GMT
Not really I'm afraid. My core holdings are in SS, MT, FS, AC, FC and LB (the latter effectively cash on deposit). I'll happily invest more serious sums in AR if they ever have some decent new loans, but I too exited FK fairly rapidly and am / will be withdrawing from ReBS and LC as soon as possible. LC also proved a big disappointment; they seemed nicely poised to take over where FC left off but the management have made some very strange decisions, the platform seems to be drifting sideways and, unless things change radically, I fear it could be doomed if / when the cash pile runs out.
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ablender
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Post by ablender on Jan 16, 2016 20:41:06 GMT
LB?
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Post by pepperpot on Jan 16, 2016 21:06:41 GMT
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SteveT
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Post by SteveT on Jan 16, 2016 21:16:25 GMT
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ablender
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Post by ablender on Jan 16, 2016 21:51:54 GMT
I did not know about these. Do they come with a recommendation? What is their minimum bid?
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Jan 16, 2016 22:12:46 GMT
ablender Have you looked at any of the Property sites, Property Moose or Property Partner, thats where Im considering dipping a toe next. PM have just dropped their minimum to £10 and PP is £50, no Sm on PM but I think PP have one. Of course, timing might be terrible if the property crash arrives. PM has a board in the equities section & PP a thread in the general equities board Edit wrong blender tagged
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ablender
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Post by ablender on Jan 16, 2016 23:32:30 GMT
No have not tried these. I will have a look. Thanks.
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Jan 16, 2016 23:53:08 GMT
No have not tried these. I will have a look. Thanks. No idea if either run a referral scheme but you can get CB through Quidco or Topcashback for PM
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